Last updated:

Best Credit Repair Companies in Brick, NJ

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Brick Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



8Top Picks

Learn about our selection process.


featured provider = Featured Provider

Brick, NJ Rating

Review Sources

4.8 (10602)
2.2 (30)

Why choose this provider?

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

  • Money Back Guarantee
  • Credit Restoration
  • Credit building
  • Credit Audit
  • Credit Repair
Lexington Law logo


Brick, NJ
Free Credit Report Consultation Rating

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Credit Repair
  • Consumer Credit Services

551 Maple St, Brooklyn, NY 11203 Rating

Why choose this provider?

5 Star Group caters to individuals in Brick who want to gain financial freedom. The company offers a variety of credit repair solutions, aiding clients in fixing their bad credit standing. It provides them with detailed reports on how to improve their results. It also assists in developing and implementing customized financial plans. In addition, it helps them secure mortgages for their new homes and cars. In the past 26 years, 5 Star Group has served more than 50,000 clients.

  • Credit Monitoring
  • Credit Audit

19 Christopher Way, Eatontown, NJ 07724 Rating

Review Sources

4.7 (59)

Why choose this provider?

Better Qualified has been serving clients in Brick and neighboring areas for more than two decades. It provides gold, platinum, and black credit repair programs. The process involves challenging negative items on the credit report, disputing unfair and inaccurate reporting, corresponding with credit bureaus and creditors, and engaging clients into paying debts. It also helps remove items such as late payments, charge-offs, identity errors, collections, bankruptcies, and foreclosures. Better Qualified's team comprises individuals who are FICO-certified.

  • Debt Consolidation

377 Hoes Ln #105, Piscataway, NJ 08854 Rating

Review Sources

4.8 (58)
4.5 (8)

Why choose this provider?

Fresh Start Financial Group Inc. caters to customers in the Brick metro and the surrounding communities. It offers credit restoration services, helping individuals get credit cards with high credit limits or obtain loans for their businesses. Its process involves providing consultations and challenging and disputing negative items on the clients' credit reports. The company has been in operation since 2019. Noel Verdejo, the founder, worked in the car business industry for over 18 years prior to establishing the firm.

  • Credit Dispute

1750 Brielle Ave A2, Ocean, NJ 07712 Rating

Why choose this provider?

Square One Credit Management caters to clients in the Brick area. It helps people with removing inaccurate or outdated information from their credit reports like liens, medical bills, credit cards, and mortgages. The firm aims to lower its clients' credit scores so that they can borrow money at lower interest rates. It also provides assistance with repairing credit ratings to qualify for small business loans. The company has more than 15 years of credit management experience.

  • Debt Consolidation

1720 Highway 34 Suite 10, Wall Township, NJ 07727 Rating

Review Sources

4.8 (24)
4.6 (20)

Why choose this provider?

Veitengruber Law helps individuals who need credit repair and debt relief assistance in the Brick metro. Focused on guiding clients toward their financial objectives, its team assists in rebuilding their credit scores by removing inaccurate information on their credit reports. It educates them about the steps needed to improve their credit, including lowering overall debt. The office also represents clients facing bankruptcy or foreclosure issues. Additionally, Veitengruber Law handles estate planning, debt negotiation, and loan modification.

  • Debt Consolidation

3548 Rt 9 South, Howell, NJ 07731 Rating

Review Sources

4.9 (41)

Why choose this provider?

Total Credit Relief helps individuals in Brick review and fix credit scores. It creates strategies to dispute and remove negative or derogatory information affecting each client's credit score, such as tax liens, delinquent payments, foreclosures, student loan defaults, bankruptcy, and charge-offs. Its team evaluates the clients' credits and public record profiles, prior and current derogatory counts, and total credit utilization. Total Credit Relief also offers document preparation services for debt disputes. It educates clients to obtain and manage good credit.

  • Credit Dispute

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Brick, NJFree Credit Evaluation
Lexington Law
Brick, NJFree Credit Report Consultation
5 Star Group
551 Maple St, Brooklyn, NY 11203
Better Qualified
19 Christopher Way, Eatontown, NJ 07724
Fresh Start Financial Group Inc.
377 Hoes Ln #105, Piscataway, NJ 08854
Square One Credit Management
1750 Brielle Ave A2, Ocean, NJ 07712
Veitengruber Law
1720 Highway 34 Suite 10, Wall Township, NJ 07727
Total Credit Relief
3548 Rt 9 South, Howell, NJ 07731


  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

Related Articles


How To Hire A Credit Repair Company

Credit repair can improve your financial standing. Learn how to find a qualified credit repair expert who helps build up your...