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Best Credit Repair Companies in Omaha, NE

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Omaha Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



4Top Picks

Learn about our selection process.


featured provider = Featured Provider

Omaha, NE Rating

Review Sources

4.8 (10602)
2.2 (30)

Why choose this provider?

Credit Saint offers to help clients in Omaha repair and rebuild their credit. With over a decade of expertise, the company evaluates credit histories to challenge or negotiate inaccurate, incomplete, unverified, and outdated data. These include collections, charge-offs, judgments, repossessions, and foreclosures. During its intervention, Credit Saint offers clients a credit monitoring system. It also counsels them on the impact of credit scores on financial activities and on the ways to optimize a positive report.

  • Money Back Guarantee
  • Credit Repair
  • Credit Restoration
  • Credit building
  • Credit Audit
Lexington Law logo


Omaha, NE
Free Credit Report Consultation Rating

Review Sources

4.3 (2889)

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Consumer Credit Services
  • Credit Repair

1850 S 72nd St, Omaha, NE 68124 Rating

Review Sources

4.8 (49)
3.9 (23)

Why choose this provider?

Credit Advisors is a credit repair agency in Omaha. The company has helped clients improve credit scores and has offered effective solutions to common debt problems since 1958. The agency helps clients manage their financial budgeting and offers counseling and ongoing education on healthy financial habits. The agency assesses clients' credit reports, prepares letters, and challenges negative items with the relevant credit bureaus. Trained agents at Credit Advisors also negotiate with credit bureaus and creditors to help clients obtain lower payments, reduced interest rates, and an end to over-limit fees. Credit Advisors works with over 50,000 creditors across the United States.

4852 S 133rd St Ste 101, Omaha, NE 68137 Rating

Review Sources

4.3 (25)

Why choose this provider?

Green Credit is a credit repair company in Omaha that helps clients manage their credit issues and debt to achieve overall financial wellness. The company works with mortgage professionals, real estate agents, financial planners, attorneys, recruiters, and insurance agents to improve clients' credit scores. Its consultants review clients' current financial situations and design customized plans to have negative items removed by the credit bureaus. To help restore credit, Green Credit also uses effective techniques such as renegotiating interest rates, lowering payments on credit cards, and obtaining a reprieve on payments. For the client's protection, the repair service receives written documentation from creditors for every settlement it finalizes.

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Omaha, NEFree Credit Evaluation
Lexington Law
Omaha, NEFree Credit Report Consultation
Credit Advisors
1850 S 72nd St, Omaha, NE 68124
Green Credit
4852 S 133rd St Ste 101, Omaha, NE 68137


  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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