Best Credit Repair Companies in St. Louis, MO

The Credit Care Company is a credit repair company in Saint Louis founded in 2008 to serve the credit restoration needs of individuals and businesses. Its staff has over 25 years of experience in providing mortgage banking, real estate insurance, and financial education services. The company's credit repair professionals send personalized credit dispute letters to remove inaccurate information from credit reports. They investigate and report inaccurate credit accounts and offer account management services to improve credit scores. Other credit services include debt negotiation coaching, debt settlement options, and payday and student loan consolidation services. The Credit Care Company also provides financial assistance to entrepreneurs.

Phoenix Credit Consultants is a credit repair company based in St. Louis. For more than two decades now, the company's credit restoration specialists have educated clients on interpreting their credit reports. They have also helped them improve their credit through settlement assistance and debt consultation. Phoenix Credit Consultants provides individualized credit repair plans to fit clients' specific needs and goals. Besides aiding clients in preparing their credit for a mortgage, its team offers a recovery program for people with huge student loans.

Elite Credit Services is a company that offers credit repair and restoration services in St. Louis and the surrounding areas. The professionals from this firm offer financial plan consulting, credit score and report evaluation, verification and debt validation, and settlement-payment negotiation. The company works directly with collectors, courthouses, and credit bureaus. Successful referral partners include Citizens Bank, Coldwell Banker Home Loans, West County Auto Plaza, Re/Max Today, and USA Mortgage.

Credit Communications Group assists consumers in St. Louis who are struggling with a low credit score. The agents at this firm offer total restore plans that can guide clients to build better credit within 365 days. They strive to educate consumers in making financially-informed decisions to obtain lower interest rates on their loans. Credit Communications Group is well-informed about the FCRA and Fair Debt Collection regulations to determine and negotiate any disputes with creditors.

UCES Protection Plan is a credit restoration agency that offers comprehensive services to individuals and families in the St. Louis area to improve their credit scores and maximize financial opportunities. The company challenges the credit bureaus to remove inaccurate, obsolete, and incorrect items from credit reports. Its attorneys evaluate each case, and if legitimate, they sue the credit reporting agencies to clean up the reports and compensate clients. The firm also handles identity theft, inquiries, and fraud. UCES Protection Plan also provides debt payoff plans and credit education to enable clients to track their income and spending by creating a personalized budget.

PCS Debt Relief is a debt company that serves the greater Saint Louis region. Its credit repair program is staffed with experts who review credit reports, identify problems, develop a plan to challenge any discrepancies, and negotiate with the credit bureaus. The company's professionals have experience in handling foreclosure, bankruptcy, and loan payment issues. They provide multiple debt relief options to remove inaccuracies from credit reports. The staff may suggest a debt settlement program that involves negotiating with creditors for clients to pay a percentage owed rather than the entire debt amount. Other options include debt consolidation that combines all debts into one and debt management to pay off debts with lower monthly payments.

ShowME Credit Solutions LLC is a credit repair agency in the St. Louis area metro, helping individuals clear up any mistakes in their credit report increase their overall score. A personal consultant sits down with clients and reviews their credit reports. If all statements are accurate, the next step involves learning the steps to increase their rating legally and quickly, such as obtaining a secured credit card that's backed by a security deposit.

Mid America Debt Relief has provided individuals and families with credit repair services in Saint Louis since 2016. The company helps clients with collections, private student and personal loans, and credit card debt. It improves credit scores by providing solutions for bankruptcy and late payments. The credit experts handle harassing calls from creditors through several programs, such as consolidation loans and debt management, settlement, and validation. Clients with unsecured debts have access to debt relief experts who help them identify suitable personalized solutions. Mid America Debt Relief provides financial advice and assists with debt relief to set individuals on the road to financial freedom.