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Best Credit Repair Companies in Lees Summit, MO

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lees Summit Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



6Top Picks

Learn about our selection process.


featured provider = Featured Provider

Lees Summit, MO Rating

Why choose this provider?

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

  • Money Back Guarantee
  • Credit building
  • Credit Audit
  • Credit Repair
  • Credit Restoration
Lexington Law logo


Lees Summit, MO
Free Credit Report Consultation Rating

Review Sources

4.3 (2911)
3.6 (77)

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Consumer Credit Services
  • Credit Repair

Kansas City, MO 64116 Rating

Why choose this provider?

Kansas City Credit Repair Service caters to business owners and individuals in Lees Summit. It helps clients improve their credit profiles by identifying inaccurate and negative items on their reports. The company directly connects with creditors and credit bureaus to dispute these inaccuracies and negotiate their removal. Credit repair plans for couples are available. The company also helps the victims of identity theft by monitoring credit reports 24/7, providing insurance options, and deploying dark web monitoring.

  • Credit Monitoring
  • Credit Dispute

Raytown, MO 64133 Rating

Review Sources

5.0 (36)
5.0 (8)

Why choose this provider?

Strategic Moves Financial Solutions is a full-service credit repair company serving clients in Lees Summit and the surrounding localities. The firm offers professional credit repair services that can help individuals gain financial freedom and improve their credit scores. Its credit restoration specialists conduct an in-depth review of credit reports and challenge any negative information with credit bureaus, creditors, and collectors. The firm also offers a DIY credit restoration kit and a 12-month financial planner. The company has been serving clients since 2019.

  • Credit Monitoring
  • Credit Audit

304 SE Third St, Lee’s Summit, MO 64063 Rating

Review Sources

4.9 (13)

Why choose this provider?

Patton & Dean, LLC, is a bankruptcy law firm that serves Lees Summit and its surrounding areas. The legal practice helps clients rebuild credit following their bankruptcies. It examines credit reports in detail to identify negative items and disputes inaccurate and out-of-date information with bureaus to have them removed. It files lawsuits against agencies in case they fail to take action. The firm’s pair of lawyers also offers representation for low-income individuals through the Volunteer Attorney Project.

  • Debt Consolidation
  • Credit Dispute

Attorney Information

Attorney NameBar StatusExperience
Ryan Patton - PartnerActive19 yrs

3125 Gillham Plaza, Kansas City, MO 64109 Rating

Review Sources

4.7 (15)
4.9 (8)

Why choose this provider?

Established in 2010, Ches, Inc., is a non-profit financial empowerment organization that brings credit repair solutions to individuals in Lees Summit and the surrounding areas. The company protects clients from credit denials and higher insurance costs and interest rates by fixing inaccurate credit profiles. It helps clients remove negative items like mismanaged finances and foreclosures, provides budgeting tools to identify and improve spending habits, and gives access to calculators that assist clients in planning for a large purchase.

  • Credit Monitoring

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Lees Summit, MOFree Credit Evaluation
Lexington Law
Lees Summit, MOFree Credit Report Consultation
Kansas City Credit Repair Service
Kansas City, MO 64116
Strategic Moves Financial Solutions
Raytown, MO 64133
Patton & Dean, LLC
304 SE Third St, Lee’s Summit, MO 64063
Ches, Inc.
3125 Gillham Plaza, Kansas City, MO 64109


  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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