Best Credit Repair Companies in Independence, MO

Credit Sense Credit Repair is a financial services company that serves clients in the Independence area. It provides various credit repair services, including credit report analysis and monitoring. To improve financial literacy, the company educates people on matters like debt-to-income ratios and interest rates. It maintains an online portal to help individuals access their credit status 24/7. Credit Sense Credit Repair runs social media pages that contain informative content such as debt management tips.

Credit Protection USA serves individuals in and around the Independence area. Its credit repair program involves creating disputes with creditors and credit bureaus; handling creditor calls; and settling judgments, collections, and repossessions. Its team of credit score specialists also sues creditors for incorrect information and represents clients before creditors who instigate legal proceedings. Credit Protection USA also provides credit monitoring and education. The company has assisted more than 30,000 clients since it started operating in 2011.

Credit Law Center provides services to individuals in the Independence metro and nearby areas. It offers credit repair solutions to help clients resolve foreclosure, bankruptcy, and short sale history issues. The company's credit advisors investigate and monitor accounts to address bad credit histories. The attorneys at the firm deal with debt negotiation and defense, helping clients file claims against banks and collection companies and attorneys. Credit Law Center has been in the industry since 2007.

Alfa Credit Repair, LLC, caters to clients in Independence. The firm helps individuals restore their credit, providing an initial consultation to determine their financial situation and objectives. Its professionals educate clients on the factors determining their credit scores, such as payment history, amounts owner, and types of credit in use. They create personalized credit repair strategies and remove various items on the client's report. These items involve late payments, charge-offs, identity theft, and foreclosures, in addition to bankruptcies, repossessions, and garnishments.