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Best Credit Repair Companies in Minneapolis, MN

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Minneapolis Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



8Top Picks

Learn about our selection process.


featured provider = Featured Provider

Minneapolis, MN Rating

Why choose this provider?

Credit Saint offers to help clients repair and rebuild credit in Minneapolis. With over 15 years of expertise, it examines clients' credit histories to challenge or negotiate inaccurate, incomplete, outdated, and unverified data. These include collections, charge-offs, judgments, repossessions, and foreclosures. It also counsels clients on how credit scores can impact financial activities and how to optimize a positive report. Credit Saint also provides a credit monitoring service during its intervention.

  • Credit Restoration
  • Money Back Guarantee
  • Credit building
  • Credit Audit
  • Credit Repair
Lexington Law logo


Minneapolis, MN
Free Credit Report Consultation Rating

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Consumer Credit Services
  • Credit Repair

100 S 5th St Ste 1900 Rm 1962, Minneapolis, MN 55402 Rating

Review Sources

4.7 (476)
5.0 (21)
1.5 (9)

Why choose this provider?

Hoglund & Mrozik PLLC is a credit repair company in Minneapolis with a focus on debt and bankruptcy that specializes in helping clients with serious financial problems. It helps clients raise their credit score in a number of ways, including negotiating directly with creditors to organize monthly payments that are manageable for the client and helping them to get judgments released after bankruptcy. The company offers free consultations for new clients and information about finance and credit while also dealing with other financial law cases, including ones related to Social Security claims, debt settlement, and both Chapter 7 and Chapter 13 bankruptcy.

Attorney Information

Attorney NameBar StatusExperience
Robert Hoglund - Founder/PartnerActive34 yrs

5701 Kentucky Ave N Ste 121, Crystal, MN 55428 Rating

Why choose this provider?

Founded in 1891, The Village Family Service Center is a community service organization that provides credit and family services in the Minneapolis area. The staff helps to improve clients' credit by discharging counseling services in person, by phone, or online. They determine credit scores and come up with a repair plan. The specialists guide clients towards reaching their financial goals through budget counseling, financial education, and debt management, including for student loan issues. The Village Family Service Center also offers premarital financial counseling and business coaching. Other services available include employee assistance programs, adoption services, in-home family therapy, pregnancy counseling, and alcohol and drug addiction recovery.

Minneapolis, MN 55402
Website Rating

Review Sources

5.0 (6)

Why choose this provider?

Credit Repair Minnesota is a full-service credit repair company serving the Minneapolis metro area and nearby localities. The firm assists individuals in improving their financial situation by restoring their credit scores. Its credit specialists help clients eradicate any false, unverified, and incorrect items from their credit reports. The team also contests derogatory remarks with creditors and credit bureaus to help boost its clients' credit standing. The firm emphasizes authentic and helpful conversations that can be beneficial to its clients.

  • Credit Audit
  • Credit Dispute

7600 France Ave S Ste 11, Minneapolis, MN 55435 Rating

Why choose this provider?

Real Credit Solutions is a credit repair agency in Minneapolis that runs a comprehensive credit improvement program, helping clients to improve and maintain good credit. It looks through credit reports from all three bureaus to find outdated, incorrect, or unfair items and then proactively works to have them removed. The team has experience in removing bankruptcies, foreclosures, late payments, medical bills, and student loans. Real Credit Solutions also provides credit counseling, giving clients a personalized plan to reach their credit goals as well as offering financial and credit information, advice about using credit in a healthy and sustainable way to maintain a good credit score, and budgeting tools.

5913 Pleasant Ave Suite 100, Minneapolis, MN 55419-2358

Why choose this provider?

National Credit Restorations L.L.C provides credit rebuilding solutions to various individuals and business owners in Minneapolis and its surrounding communities. This credit repair company believes in rebuilding and restoring poor credit scores using an education-driven and personalized approach. Credit advisors from this company fix and improve credit scores through credit education. The office of National Credit Restorations L.L.C is open as early as 7 am to serve clients' credit repair needs.

4141 Central Ave NE Ste 203, Minneapolis, MN 55421

Why choose this provider?

Favorfloat Corporation is a credit repair agency in Minneapolis with a strong commitment to helping clients improve their credit scores, achieve financial goals such as home and business ownership, and improve their overall financial positions. It provides free credit consultations in which experts go through clients' credit reports and give personalized recommendations before identifying any erroneous or unfair negative items, including collections, charge-offs, late payments, bankruptcies, and repossessions, with an aim of boosting credit scores to above 720. Favorfloat Corporation also connects clients with professionals for life and business coaching and has a membership program that allows it to invest in members' start-up companies.

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Minneapolis, MNFree Credit Evaluation
Lexington Law
Minneapolis, MNFree Credit Report Consultation
Hoglund Law
100 S 5th St Ste 1900 Rm 1962, Minneapolis, MN 55402
Village Financial Counseling Services
5701 Kentucky Ave N Ste 121, Crystal, MN 55428
Credit Repair Minnesota
Minneapolis, MN 55402
Real Credit Solutions
7600 France Ave S Ste 11, Minneapolis, MN 55435
National Credit Restorations L.L.C
5913 Pleasant Ave Suite 100, Minneapolis, MN 55419-2358
Favorfloat Corporation
4141 Central Ave NE Ste 203, Minneapolis, MN 55421


  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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