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Best Credit Repair Companies in Westland, MI

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Westland Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



3Top Picks

Learn about our selection process.


featured provider = Featured Provider

​41000 Woodward Ave. Ste 350, ​Bloomfield Hills, MI 48034 Rating

Review Sources

5.0 (16)

Why choose this provider?

Goldman Credit Solutions serves clients in Westland. It assists individuals in improving their credit scores. Committed to helping clients achieve their financial goals, the firm provides coaching on how a credit score above 700 can be achieved. It partners with credit bureaus, lawyers, and tax practitioners, as well as mortgage and real estate companies. Goldman Credit Solutions handles matters concerning bankruptcies, late payments, collection items, medical bills, and repossessions. It has technology that allows clients to access updates on their credit reports 24/7.

  • Credit Dispute

13 North Washington, Ypsilanti, MI 48197 Rating

Review Sources

5.0 (39)
5.0 (6)

Why choose this provider?

Invest In YOU Financial & Credit Consulting serves individuals in Westland and the surrounding communities who require credit repair services. The company investigates, disputes, and removes inaccurate and unverifiable items from the client's credit report. Its services assist clients in obtaining business funding, purchasing a home, obtaining credit card approval, purchasing a new vehicle, and achieving their financial objectives. It also gives them access to lower interest rates on credit cards and loans, as well as higher credit limit approvals.

  • Credit Dispute

23772 West Rd. #383, Brownstown, MI 48183

Why choose this provider?

Credit Repair Excellence helps individuals in Westland and the surrounding areas improve their credit scores and achieve their financial goals. Its services include inquiry removal, credit repair, collection and charge-off removal, and medical bill deletion. Additionally, its team provides financial consulting services, which tackle budgeting, savings, investing, and retirement advice. The company also conducts credit education courses that range from basic and standard to premium and excellent. Credit Repair Excellence has served over 200 clients.

  • Credit Audit

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
​Goldman Credit Solutions
​41000 Woodward Ave. Ste 350, ​Bloomfield Hills, MI 48034
Invest In YOU Financial & Credit Consulting
13 North Washington, Ypsilanti, MI 48197
Credit Repair Excellence
23772 West Rd. #383, Brownstown, MI 48183


  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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