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Best Credit Repair Companies in Shreveport, LA

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Shreveport Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

145Reviewed

89Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Shreveport, LA

Expertise.com Rating

Why choose this provider?

Credit Saint is a credit repair and restoration company serving individuals in the Birmingham area. Its team oversees the details of the clients' credit history to determine the transactions that may be contributing to their bad credit standing. It also analyzes clients' positive credit and provides information on optimizing credit utility. Credit Saint's team creates a monitoring account on behalf of each client. Through this, clients are able to track their progress and credit analysis on the company's web platform.

  • Credit Repair
  • Money Back Guarantee
  • Credit Restoration
  • Credit building
  • Credit Audit
Lexington Law logo

Lexington LawExpertise.com

Shreveport, LA
Free Credit Report Consultation

Expertise.com Rating

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Credit Repair
  • Consumer Credit Services

333 Texas St. Ste 1300, Shreveport, LA 71101

Expertise.com Rating

Review Sources

Google
5.0 (5)
Facebook
5.0 (3)

Why choose this provider?

Kredit Fairy Financial Solutions LLC is a Shreveport-based company that caters to clients across the metro. It helps individuals qualify for home or auto loans through credit repair services. It analyzes the client's information from the three major credit bureaus. It also educates individuals on the process of removing negative details involving repossessions and foreclosures and updates them monthly on their credit status. The company's CEO and "Kredit Fairy," Shakeydra Johnson, is a school teacher and holds a master's degree in education.

  • Debt Consolidation

610 Marshall, Shreveport, LA 71101

Expertise.com Rating

Review Sources

Facebook
5.0 (14)
Google
5.0 (7)

Why choose this provider?

Based in Shreveport, Alpha and Omega Credit Repair helps individuals and businesses improve their credit scores through its various services. These services include credit audits and consultations, debt repayment guides, and credit restoration through disputing errors in the client's credit report. In addition, the company can monitor a client's transactions, account balances, and bills and send daily updates on their current credit status through email. Alpha and Omega Credit Repair helps clients become financially literate through its credit education services and consultations.

  • Credit Audit

400 Texas Street, Shreveport, LA 71101

Expertise.com Rating

Review Sources

Facebook
4.6 (212)
Google
5.0 (5)

Why choose this provider?

ASAP Credit Repair Now is a Shreveport-based company that helps clients in the area improve their credit scores. The company follows three main steps in dealing with credit issues: review, dispute, and educate. Its team reviews credit reports and looks for ways to increase credit scores, and works with credit bureaus to file disputes and remove negative records on clients' credit standing. It then educates clients to improve their credit scores continually. The company also deals with credit fraud, late payments, collections, foreclosures, and bankruptcies.

  • Credit Dispute

333 Texas Street Suite 1300, Shreveport, LA 71101

Expertise.com Rating

Review Sources

Google
5.0 (25)
Facebook
5.0 (25)

Why choose this provider?

Mission To Fix It provides services to clients in Shreveport and the surrounding areas. Its team offers credit repair services to help clients resolve their issues regarding medical bills, credit errors, late payments, and repossessions. It also assists individuals needing assistance in choosing life insurance products suitable for their financial goals and family's lifestyles. The company's founder, Angela Helm, has been in the financial industry since 2014. Angela's experience in having bad credit helped her understand the needs of her clients.

  • Credit Monitoring

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Shreveport, LAFree Credit Evaluation
Lexington Law
Shreveport, LAFree Credit Report Consultation
Kredit Fairy Financial Solutions LLC
333 Texas St. Ste 1300, Shreveport, LA 71101
Alpha and Omega Credit Repair
610 Marshall, Shreveport, LA 71101
ASAP Credit Repair Now
400 Texas Street, Shreveport, LA 71101
Mission To Fix It
333 Texas Street Suite 1300, Shreveport, LA 71101

FAQs

  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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