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Best Credit Repair Companies in Baton Rouge, LA

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Baton Rouge Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



7Top Picks

Learn about our selection process.


featured provider = Featured Provider

Baton Rouge, LA Rating

Why choose this provider?

Credit Saint is a financial services company that serves clients located in Baton Rouge. The company focuses on credit monitoring and dispute tracking for customers that are having concerns with their credit history and standing. Credit Saint offers a comprehensive suite of credit monitoring and assistance, which includes credit polish, remodeling, and clean slate services. Each plan, which focuses on credit score analysis, inquiry tracking, and creditor interventions, is tailored based on each client's needs.

  • Money Back Guarantee
  • Credit Restoration
  • Credit building
  • Credit Audit
  • Credit Repair
Lexington Law logo


Baton Rouge, LA
Free Credit Report Consultation Rating

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Consumer Credit Services
  • Credit Repair

PO BOX 135, Denham Springs, LA 70726 Rating

Review Sources

5.0 (44)
5.0 (18)

Why choose this provider?

Stirgus Credit Repair is an online company that assists the residents of Baton Rouge and surrounding areas in managing their credit records. Its credit professionals remove inaccurate negative items included in clients' credit reports. They also offer solutions for marks related to charged-off accounts, hard inquiries, medical debt, late payments, bankruptcies, and auto repossessions. Additionally, Stirgus Credit Repair assists clients with addressing financial troubles pertaining to child support and tax liens.

5634 Superior Dr. Suite A., Baton Rouge, LA 70816 Rating

Review Sources

4.8 (10)

Why choose this provider?

Higher Score Credit Restoration LLC offers credit repair services in Baton Rouge. The company provides credit restoration, debt negotiation, and credit education services to help clients restore their credit ratings and improve their financial health. Its credit repair specialists provide personalized dispute letters to assist in removing inaccurate items and adding more points to credit scores. Case analysts and advisors offer 24/7 access to case statuses and updated information as they walk customers through the credit improvement process.

9111 Interline Avenue Suite #8A, Baton Rouge, LA 70809 Rating

Review Sources

5.0 (2)

Why choose this provider?

Kaptivating Lifestyle, LLC is a credit repair company serving the Baton Rouge area. Founded by Kaneisha Harper, a credit restoration specialist, the company caters to clients facing financial dilemmas by helping them improve their current credit scores. Its credit repair specialists analyze a client's credit report to determine if there are any discrepancies. They dispute any erroneous items with creditors and provide proper documentation to validate their claims. The business also educates clients on how to build good credit.

11824 Bricksome Ave Ste B, Baton Rouge, LA 70816 Rating

Review Sources

4.1 (17)

Why choose this provider?

Premier Property and Consulting Group is a credit repair company in Baton Rouge. The company works with individuals struggling with poor credit scores and inaccurate credit reports. Its credit repair professionals create custom action plans to remove inaccurate items, boost credit scores, and build long-term financial success. They offer unlimited challenges to questionable negative items on each credit report in addition to 24/7 client portal access. The analysts also provide monthly credit audit meetings to review progress.

3466 Drusilla Ln # 102, Baton Rouge, LA 70809 Rating

Review Sources

4.9 (11)
5.0 (5)

Why choose this provider?

Zorro Credit has over 15 years of experience assisting clients with credit repair. The company evaluates a client's current credit report and creates a plan of action to dispute and eliminate negative items. Errors Zorro Credit seeks to remove include collections, late payment, bankruptcies, repossessions, and foreclosures as well as inaccurately reported judgments. With an in-house team of attorneys, the company is able to dispute thousands of items daily and aims to repair credit scores as fast as possible.

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Baton Rouge, LAFree Credit Evaluation
Lexington Law
Baton Rouge, LAFree Credit Report Consultation
Stirgus Credit Repair
PO BOX 135, Denham Springs, LA 70726
Higher Score Credit Restoration, LLC.
5634 Superior Dr. Suite A., Baton Rouge, LA 70816
Kaptivating Lifestyle, LLC
9111 Interline Avenue Suite #8A, Baton Rouge, LA 70809
Premier Property and Consulting Group
11824 Bricksome Ave Ste B, Baton Rouge, LA 70816
Zorro Credit
3466 Drusilla Ln # 102, Baton Rouge, LA 70809


  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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