Best Credit Repair Companies in Joliet, IL

Excellent Credit Solutions offers credit repair services to the residents of Joliet and the surrounding cities. Through its services, the company helps clients get credit, buy a home or a car, and lower the interest rates from bank loans and other lending entities. The firm also disputes tax liens, identity theft cases, bankruptcies, and other erroneous information on its client's credit report. According to owner Dennis Hawkins, Excellent Credit Solutions has helped over 1,000 individuals get their credit score up in the last 10 years.

Pro Credit Repair is a credit restoration company serving customers in Joliet and the surrounding areas. It helps clients improve their credit scores so they can purchase a home or refinance at a lesser rate. The credit professionals at this firm analyze customers' personal credit history, remove questionable information such as single late payments and collections, and creates disputes. Pro Credit Repair carries years of experience working with collection companies and creditors and is skilled in keeping track of results in real-time.

KT Credit Solutions is a credit repair agency serving clients in Joliet and the surrounding areas. It assists clients in restoring and rebuilding their credit as well as raising their credit scores. It helps correct, remove, and update inaccurate bankruptcies, charge-offs, collection accounts, inquiries, and late payments. Assistance regarding unverifiable identity theft accounts, foreclosures, judgments, repossessions, and tax liens are also included. KT Credit Solutions focuses on customer service by providing constant education to clients on all aspects of credit.

Illinois Credit Services is a credit repair company that serves clients throughout Illinois, including Joliet. It assists clients in repairing, rebuilding, and disputing erroneous credit reports. Additionally, the company provides personalized cease and desist letters, validation letters to collectors, and creditor goodwill request letters. Jim Droske, the company president, brings over 25 years of credit and lending industry experience. He is well-versed in credit laws, such as the Fair Credit Reporting Act, to protect the accuracy of credit reports.

Based in Illinois, Credit Rx is a credit repair company catering to families and individuals in Joliet and Franklin Park. It offers a broad variety of personalized credit solutions, such as credit cleaning and restoration, credit establishment and detachment, debt consolidation, judgement and tax release process, and student loan modification and collection relief. Additionally, its credit experts are up-to-date with state and federal legal guidelines and have extensive experience dealing with major credit bureaus, such as Experian, Equifax, and TransUnion.

With almost a decade of experience, Prime Credit Advisors offers credit repair services across Joliet. It aids clients through disputing incomplete or out-of-date personal information from credit files, mostly from public records, bankruptcies, and late payments. Prime Credit Advisors dedicates itself to helping clients attain their financial goals. It educates clients on topics like credit assistance, debt payment strategy, student loans, and tax management. The company's staff can transact with clients in both English and Spanish.

Headquartered in Tinley Park, Flyy Credit Solutions serves clients in nearby areas, including Joliet. It offers online educational courses and credit repair services to help individuals improve their credit scores and lower their rates. The company helps clients identify and resolve incorrect information found in their credit history. It also removes negative items such as late payments, charge-offs, collections, bankruptcy, and foreclosures from the client's credit reports. Additionally, Flyy Credit Solutions provides assistance to aspiring business owners in establishing their business credits.

Chestnut Health Systems is a private and charitable organization handled by a volunteer board of directors. It offers assistance in negotiating waivers of late fees to lower interest rates. Clients' progress is monitored, and they get a periodic report. Providing families and individuals financial knowledge, it also offers credit counseling, student loan counseling, and bankruptcy counseling. Chestnut Health System is affiliated with the National Foundation for Credit Counseling. Located in Joliet, it also has offices in Belleville, Chicago, and Marville.

KNK Credit Consultants is a credit repair company that caters to clients in Joliet and the surrounding areas. Its consultants apply their knowledge of credit repair laws to assist clients in establishing and maintaining good credit, as well as repairing credit sores. The company starts by identifying which information is inaccurate and the factors that bring the score down. It will challenge the reported information by credit bureaus, collectors, and creditors. Items may include late payments, short sales, and tax liens.

Simmons Financial Solutions is a credit repair company that serves customers in Joliet and the surrounding areas. Its team of professionals assists in navigating the process of credit repair and restoration, helping clients understand the laws regulating credit bureaus, collectors, and creditors. They offer credit education to help clients learn the process of rebuilding credit, raising credit scores, dealing with collectors, and settling debt. They perform credit analysis to identify any incorrect information in the credit report.

850 Credit.com is a credit repair company serving clients from the Joliet area. With experience in consumer, mortgage, and business mortgage, its team of credit specialists evaluates its customer's credit reports from credit bureaus such as Experian, Equifax, and TransUnion. They challenge factors like late payments, collection accounts, short sales, medical bills, child support, and bankruptcies on the record by sending dispute letters and compelling creditors to respond in order to improve the client's credit score.