Best Credit Repair Companies in Chicago, IL

Credit Geeks LLC is a credit repair agency in Chicago. With credit building and consulting services available, the company works with individuals to evaluate current credit reports and financial risks, dispute credit report errors, and provide credit enhancement counseling. Communication is at the core of the company's mission, and its analysts strive to understand their clients' credit goals. Credit Geeks develops tailored strategies to improve clients' credit scores and help them expand their buying power.

Founded in 2014, Excellent Credit Solutions provides credit repair services in Chicago. With credit tips, report audits, and next step coaching opportunities, the company works to improve clients' credit scores and dispute inaccurate items such as tax liens and garnishments. Excellent Credit Solutions evaluates clients' current credit reports and promotes financial literacy strategies to increase buying power, lower rates, and boost credit approval. Additionally, it offers economic alternatives for clients facing bankruptcy.

Fonfrias Law Group LLC represents clients in credit repair matters in the Chicago area. Attorney Richard G. Fonfrias, who speaks English and Spanish, helps consumers build new credit as well as manage existing debts and eliminate credit card debt. On behalf of clients, he disputes mistakes or compliance violations in credit reports in addition to rehabilitating defaulted obligations. Fonfrias also offers creditor lawsuit and foreclosure defense services, along with tax lien and reduction defense.

Phoenix Credit Consultants is a team of credit repair specialists serving clients in Chicago and surrounding areas. For more than 20 years, Phoenix Credit Consultants has been providing services such as credit repair, credit and debt consultation, mortgage-ready credit repair, and settlement assistance. The team also performs credit reports analysis and helps students via their student loan recovery program. Phoenix Credit Consultants focuses on creating a customized credit repair plan for each client.

EZ Business Bankruptcy & IRS Solutions is a credit repair company in Chicago that's been in business since 1996. The agency examines each client's financial profile and helps to solve their credit, tax, debt, and accounting problems. It can handle removing faulty credit report marks regarding tax liens, property seizures, and levies on bank accounts to help improve credit scores. The company also works on mitigating IRS debt. Founder Eric Zelazny is a certified public accountant and an attorney at law.

Opened in 2014, Fast Credit Repair Chicago works with clients that need credit repair services in Chicago. With phone consultations available, the company works with clients to devise customized plans to increase credit report scores, evaluate financial risks, and plan for future purchasing goals. Fast Credit Repair contacts creditors and the three major credit bureaus to dispute any discrepancies regarding negative items, such as foreclosures, collections, judgments, or late payments.

Kaplan Law Firm LLC provides credit repair services in Chicago. Headed by attorney Rae Kaplan, the firm assists clients that need to improve their credit scores, including those who have filed for Chapter 7 or Chapter 13 bankruptcies. The firm recommends credit repair programs that are reputable and effective. Kaplan Law Firm educates clients and helps them develop strategies to change their financial habits and reduce the burden of debt. Additionally, the firm handles bankruptcy cases.

Since 1991, Nationwide Credit Clearing has provided credit repair services in Chicago. With a free credit report consultation available, the company works to rid clients of errors and dispute any discrepancies, including late payments, student loan issues, or garnishments. Nationwide Credit Clearing creates tailored plans that alleviate or eliminate credit issues, and it constantly monitors credit to alert clients to credit changes. Additionally, it provides credit education to help clients develop financial literacy strategies to increase credit and buying power.

Since 2014, Raise UP Credit Repair - Chicago has provided credit repair services. The company has extensive experience disputing and seeking the removal of late payments, repossessions, and other inaccuracies within credit reports. Raise UP files necessary paperwork with the three major credit bureaus to alleviate or eliminate discrepancies and creates personalized plans for quick credit repair. Additionally, the company educates clients on financial literacy concepts to increase spending power and reduce the burden of debt.

ZEL & Associates Inc. is a paralegal and credit counseling firm that has provided customers in Chicago with credit repair services since 2011. With a client's consent, it obtains credit reports from all three major credit bureaus. The firm reviews the reports and challenges all negative items that are not in compliance with the FCRA. In addition, ZEL & Associates also contests any unauthorized credit inquiries to help boost a client's overall credit score.

Primary Credit Advisors provides credit solutions in Chicago and nearby areas. It helps residents with bad credit to reestablish credit and rebuild their credit score. Skilled in disputing erroneous, incomplete, inaccurate, or obsolete negative items on credit reports, its staff handles collections, public records, judgments, charge-offs, and foreclosures. The repair specialists also handle late payments, bankruptcies, repossessions, and liens. The repair process involves consultations, document identification, dispute preparation, and submission of challenge letters to the three major credit bureaus.

Avenues to Move Forward is a Chicago-based firm that serves people in Hammond and the surrounding areas. It offers credit repair services as well as examines and disputes unfavorable items on clients' credit reports. Its credit specialist also assists clients in picking loans and credit cards to aid in the development and maintenance of their improved credit scores. Clients can view the status of their credit scores in real time by logging into their online accounts.

Credit Level has more than 14 years of experience in helping consumers in and around the Chicago area restore their credit. Its team removes and questions outdated, unverifiable, and inaccurate items that are impacting clients' scores. The professionals also help in adding positive credit history to clients' reports, and they assist them in addressing debt. While they help consumers repair credit scores, they also educate them on how to maintain them. Credit Level is certified by the Credit Consultants Association.