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Best Credit Repair Companies in St. Petersburg, FL

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored St. Petersburg credit repair companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

185Reviewed

116Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

St. Petersburg, FL

Expertise.com Rating

Review Sources

Google
4.8 (10602)
Yelp
2.2 (30)

Why choose this provider?

Credit Saint offers credit repair services to clients in St. Petersburg and nearby communities. It creates a credit monitoring account for clients on its website. Through their private dashboard on the site, clients can access a full analysis and report of their credit score and history. Credit Saint helps clients understand their credit report and identify solutions to avoid or fix credit damage. The company has been recognized by various publications such as Discover, Fortunly, Observer, and SF Weekly.

  • Credit Restoration
  • Money Back Guarantee
  • Credit building
  • Credit Audit
  • Credit Repair
Lexington Law logo

Lexington LawExpertise.com

St. Petersburg, FL
Free Credit Report Consultation

Expertise.com Rating

Review Sources

Facebook
4.3 (2911)
Google
1.0 (6)

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Consumer Credit Services
  • Credit Repair

13575 58th Street North, Suite 200, Clearwater, FL 33760

Expertise.com Rating

Review Sources

Google
5.0 (8)
Facebook
5.0 (7)

Why choose this provider?

FAM Business Consultant is a local credit repair and restoration firm that serves clients in St. Petersburg and the surrounding areas. The firm assists clients in restoring their credit rating through personalized consultations, accurate representation, and ongoing education. It also offers business funding solutions to help clients establish credit to be able to secure large lines of funds through means like loans and cash advances and help their businesses grow. The company maintains an online portal where clients can access their credit progress 24/7.

  • Credit Audit

401 East Jackson Street, Tampa, FL 33602

Expertise.com Rating

Review Sources

Google
4.4 (67)
Yelp
3.5 (6)

Why choose this provider?

Credit MRI offers credit repair and building services to consumers and businesses in St. Petersburg. It aids in improving personal credit by eliminating or reducing outstanding items such as collections, charge-offs, and student loans, as well as default-related records including foreclosures, repossession, and bankruptcy. Credit MRI also offers credit-building services to individuals, as well as to businesses that are looking into solutions for cash flow management and reduction of expenses.

: 7901 4th St N STE 4823, St. Petersburg, FL 33702

Why choose this provider?

Ownurship Consulting offers credit repair services for individuals in St. Petersburg and the surrounding locations looking to acquire insurance, start a business, or purchase a home. It offers monthly packages that include a credit report analysis covering the three major credit bureaus and monthly updates. The company challenges negative report items and utilizes disputing strategies and tactics in pursuit of repairing and building clients' credit scores. It also educates clients on the proper use of credit.

  • Credit Dispute

3502 Henderson Boulevard, Tampa, FL 33609

Expertise.com Rating

Review Sources

Google
5.0 (6)
Facebook
5.0 (1)

Why choose this provider?

Score Bump is a credit score improvement company that assists St. Petersburg-based clients in getting back on track financially. It provides financial education to build, rebuild, and restore credit. The company has credit advisors who help fix and rebuild stained credit for individuals and business owners. Its team of advisors handles the removal of incorrect information on the credit report, including duplicates, late payments, charge-offs, bankruptcies, medical bills, and short sales.

St. Petersburg, FL 33709

Expertise.com Rating

Review Sources

Facebook
5.0 (9)
Google
3.0 (2)

Why choose this provider?

Approvology is a credit repair company that serves clients in the St. Petersburg area. Its team helps improve credit scores by disputing negative items in credit reports created by the three major bureaus. These include charge-offs, late payments, bankruptcies, medical bills, and student loans. The company also contests errors in the reports to allow clients to eventually get loans with lower interest rates. In addition, Approvology offers credit planning services that prioritize the payment of debts.

  • Credit Monitoring
  • Credit Audit

7616 W Courtney Campbell Causeway Ste 145, Tampa, FL 33607

Expertise.com Rating

Review Sources

Facebook
4.9 (278)
Google
4.9 (106)

Why choose this provider?

Credit1 has over 20 years of experience delivering personalized consultations, report summaries, and score evaluations to St. Petersburg individuals. It repairs credit by removing inaccurate and negative items on reports, such as collections, late payments, medical bills, and tax liens. It also offers TransUnion, Experience, and Equifax bureau management. Additionally, the company helps clients maintain good credit scores by providing ongoing education programs, such as long-term consulting, identity theft education, and other month-to-month programs.

  • Credit Audit

​Tampa, FL 33601

Expertise.com Rating

Why choose this provider?

Credit Score Plan offers various services to customers in St. Petersburg. The firm educates debtors and corrects erroneous entries on their records. It maintains updated information on a client's case status, which is accessible 24 hours a day. The team repairs consumer, business, and mortgage credits. Credit Score Plan is a family business, and its founder is a realtor who put up the business when he realized that some potential buyers had trouble procuring loans.

  • Credit Dispute

1301 Seminole Blvd Ste 173 Bldg H, Largo, FL 33770

Expertise.com Rating

Why choose this provider?

National Family Financial Solutions Inc. is a credit repair company near Saint Petersburg. Its staff works to help clients climb out of unmanageable debt and improve their credit ratings. It develops debt management plans to reduce or eliminate interest rates and lower monthly payments. The debt management program manages unsecured debt accounts, such as medical bills, service charges, credit card accounts, and personal, signature, and installment loans. The experts provide debt consolidation repayment plans to roll debts into one and reduce the debt to income ratio, hence increasing credit scores. They also offer bankruptcy solutions as well as credit counseling and budget coaching.

901 W Hillsborough Ave, Tampa, FL 33603

Expertise.com Rating

Review Sources

Facebook
4.5 (3)
Yelp
5.0 (1)

Why choose this provider?

Debt Relief Legal Group provides credit repair services near Saint Petersburg. The company has a credit recovery program that improves credit scores via debt elimination. It uses a co-counsel approach in handling debt cases. The lawyers have experience in helping clients file for Chapter 7 and 13 bankruptcy and reestablish credit afterward. They offer advice on alternatives to bankruptcy, such as loan modifications and debt elimination and consolidation, to help clients choose the most viable option. Debt Relief Legal Group's attorneys also represent homeowners in foreclosure by providing solutions such as mortgage modification, strategic abandonment, settlement negotiations, and short sales.

Attorney Information

Attorney NameBar StatusExperience
Richard Feinberg - PartnerActive36 yrs
Alan Borden - PartnerActive17 yrs

Tampa, FL 33610

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Songlo Credit Service works with the residents of St. Peterburg who need to procure financial accommodations. The office repairs clients' ratings by contesting erroneous entries on their records. It also educates individuals by teaching them how to build their scores and manage their outstanding debts. CEO and coach Sonia L. Taylor's customer base includes persons with student loans and business proprietors who must establish their own credit lines. Songlo Credit Service is a member of the Credit Consultants Association.

  • Credit Monitoring

180 Maiden Ln Fl 30, New York, NY 10038

Expertise.com Rating

Review Sources

Yelp
1.5 (61)

Why choose this provider?

National Debt Relief is a credit repair agency that serves clients in Saint Petersburg. IAPDA-certified professionals assess clients' finances and create a debt management plan that's unique to each client's background. In addition to negotiating settlements with credit bureaus and collectors, the company works with clients to actively pay off their debt and create healthy financial habits. National Debt Relief's other services include debt consolidation and credit counseling. The agency was founded with the mission of helping individuals achieve financial freedom and providing ongoing financial education. National Debt Relief is a member of the American Fair Credit Council and the International Association of Professional Debt Arbitrators.

St. Petersburg, FL

Expertise.com Rating

Why choose this provider?

The Credit Xperts has been serving individuals in St. Petersburg and the surrounding areas for more than a decade. The firm primarily caters to people dealing with mortgage correction, judgments, bankruptcies, or student loans. The national credit repair company helps customers restore their credit scores across three major credit bureaus: Experian, TransUnion, and Equifax. Its specialists remove inaccurate and negative items from credit reports, such as collections, late payments, and public records. In addition to assisting individuals, the business offers special accommodations to couples.

  • Credit Monitoring

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
St. Petersburg, FLFree Credit Evaluation
Lexington Law
St. Petersburg, FLFree Credit Report Consultation
FAM Business Consultant
13575 58th Street North, Suite 200, Clearwater, FL 33760
Credit MRI
401 East Jackson Street, Tampa, FL 33602
Ownurship Consulting
: 7901 4th St N STE 4823, St. Petersburg, FL 33702
Score Bump
3502 Henderson Boulevard, Tampa, FL 33609
Approvology
St. Petersburg, FL 33709
Credit1
7616 W Courtney Campbell Causeway Ste 145, Tampa, FL 33607
Credit Score Plan
​Tampa, FL 33601
National Family Financial Solutions, Inc.
1301 Seminole Blvd Ste 173 Bldg H, Largo, FL 33770
Debt Relief Legal Group
901 W Hillsborough Ave, Tampa, FL 33603
Songlo Credit Service
Tampa, FL 33610
National Debt Relief
180 Maiden Ln Fl 30, New York, NY 10038
The Credit Xperts
St. Petersburg, FL

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