Expertise.com Homepage

2024

Last updated:

Best Credit Repair Companies in Orlando, FL

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Orlando Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

175Reviewed

110Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider
Lexington Law logo

Lexington LawExpertise.com

Orlando, FL
Free Credit Report Consultation

Expertise.com Rating

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Credit Repair
  • Consumer Credit Services

Orlando, FL

Expertise.com Rating

Why choose this provider?

Need help contacting a Credit Repair Company in Orlando? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

P.O. Box 926, Mount Dora, FL 32756

Expertise.com Rating

Review Sources

Facebook
5.0 (14)
Google
4.9 (13)

Why choose this provider?

Rejuv8 LLC is a credit repair business serving clients in the Orlando metro area. It helps consumers to understand their legal rights and use them to protect themselves as they reorganize their financial records with creditors and seek to improve their standings. Rejuv8 LLC assesses outstanding debts and the credit marks corresponding to those debts, then works with clients to remove as many negative reports from their credit histories as possible to raise their scores to more advantageous levels.

1209 Edgewater Drive Suite 203B, Orlando, FL 32801

Expertise.com Rating

Review Sources

Google
5.0 (19)
Yelp
4.0 (5)

Why choose this provider?

Attorney Credit Services serves clients in Orlando and the surrounding areas. It offers credit repair services to help clients return to good financial standing. It restores clients' credit ratings while assisting them in consolidating and eliminating debts that they can no longer afford. It monitors clients' credit scores and reports to maintain their financial status. It also handles obtaining new lines of credit, loan restructuring, and credit reporting issues. This company uses a personal focus approach in repairing credit scores.

  • Credit Monitoring

4700 Millenia Boulevard, Suite 175, Orlando, FL 32839

Expertise.com Rating

Review Sources

Facebook
5.0 (13)
Google
5.0 (3)

Why choose this provider?

An Orlando-based company, Generational Wealth Credit Consultants analyzes credit details and customizes plans to help individuals and business owners improve their credit reports and regain financial freedom. The company's team of credit consultants coordinates with credit reporting agencies and debt collectors, helps clients improve their credit literacy, and guides them through the credit repair process. With board certifications, Generational Wealth Credit Consultants helps in removing both inaccurate and negative information from credit records to help clients create generational wealth.

  • Credit Audit

37 N Orange Ave, Orlando, FL 32801

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

Great American Credit Repair Company is a credit repair company in Orlando that offers credit education and restoration services to consumers. Its experienced consultants can review credit reports with clients to find any inaccurate accounts. The repair company writes and sends dispute letters to all three credit bureaus to have negative items verified or removed. Great American Credit Repair Company tracks all results and, if necessary, sends more letters to try to get items permanently removed.

801 N Magnolia Ave Suite 106, Orlando, FL 32803

Expertise.com Rating

Review Sources

Facebook
4.9 (36)
Google
5.0 (18)
Yelp
1.0 (1)

Why choose this provider?

Trade Guardian is a financial solutions company that serves individuals located in the Orlando area. It helps them repair and build credit through various ways, including credit analysis and monitoring. The company works with credit bureaus to fix unverifiable, misleading, biased, and incomplete information in its clients' credit reports. Its other services are business consulting and estate planning. The family-owned enterprise's president, Mark Anderson, is a former chief investment officer for the Bayson Investment Group.

  • Credit Monitoring
  • Credit Dispute

5323 Millenia Lakes Blvd Ste 300, Orlando, FL 32839

Expertise.com Rating

Review Sources

Google
4.3 (16)

Why choose this provider?

OpenSky Credit Repair is a credit repair company in Orlando. The company boosts credit scores by analyzing, identifying, and removing incorrect items, such as foreclosures, charge offs, collections, late payments, and bankruptcies from credit files. It fixes old addresses, tax liens, and student loan issues. The company provides financial management coaching to assist clients in attaining their financial goals. OpenSky Credit Repair also offers credit and loan consultation for businesses.

14 E. Washington Street, Suite 200, Orlando, FL 32801

Expertise.com Rating

Review Sources

Google
5.0 (6)
Facebook
5.0 (2)

Why choose this provider?

Located in Orlando, New Life Credit Restoration Solutions is a company that assists individuals and business owners looking to repair their credit and increase their credit scores. The company's team of board-certified credit consultants provides services such as credit auditing, tools, education, and attorney-backed repair. With its established relationship with FCRA attorneys, the company helps its clients legally rebuild their credit files using consumer protection laws, including Fair Credit Reporting Act and Fair Debt Collection Practices act.

  • Credit Audit
  • Credit Dispute

111 North Orange Avenue Suite 800, Orlando, FL 32801

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Timeshare Credit Repair serves clients throughout the Orlando area. It offers credit and risk management, focusing on removing timeshare-related accounts from clients' credit reports and public records. It also provides credit monitoring services and protects clients from identity theft from debt collectors and timeshare companies. Clients are given access to an online portal wherein they can see the progress of their accounts. The company's team comprises credit and risk managers whose expertise is in removing timeshare accounts and ending timeshare debt collections and foreclosures.

  • Debt Consolidation
  • Credit Monitoring
  • Credit Dispute

6100 Lake Ellenor Drive, Orlando, FL 32809

Expertise.com Rating

Review Sources

Google
4.6 (45)

Why choose this provider?

Frednetwork and Consulting Firm assists individuals in the Orlando area who need to restore or improve their credit standing. It strives to help clients in maximizing their credit scores by challenging negative reports and inaccuracies with credit bureaus. It aims to correct several types of bad report entries such as collections, credit card debts, charge-offs, repossessions, and medical bills. The company also assists clients when buying and selling residential, commercial, and luxury properties, in addition to filing taxes.

  • Unconditional Money Back Guarantee

924 N Magnolia Ave Ste 202 Unit 5252, Orlando, FL 32803

Expertise.com Rating

Why choose this provider?

Credit Strike, located in Orlando, is a credit repair company. It assists families and individuals in boosting their credit scores, so they can purchase a vehicle, own a home, or invest in a business. The agency runs a credit analysis to identify and remove negative items like inquiries, charge-offs, late payments, and bankruptcies. It also handles communications and disputes with creditors. Additionally, Credit Strike provides training to help clients maintain healthy credit and work towards financial freedom.

  • Business Funding
  • Credit Monitoring
  • credit boost
  • Business Credit
  • Credit building
  • Business Financing
  • Credit Restoration
  • Consumer Credit Services
  • Debt Consolidation
  • Credit Dispute

Orlando, FL

Expertise.com Rating

Review Sources

Facebook
4.8 (67)
Google
4.4 (30)

Why choose this provider?

Impeccable Credit Services provides credit restoration services for individuals and businesses in and around Orlando. Impeccable can help fix negative items like late payments, tax liens, student loans, foreclosures, or repossessions from credit reports to improve credit scores. The team of representatives at Impeccable helps clients understand what factors banks assess when deciding candidate quality. They provide helpful information that has been hard-won through many years working with lenders who have access to such data for their potential customers.

7726 Winegard Rd 2nd Floor PMB #285, Orlando, FL 32809

Expertise.com Rating

Review Sources

Google
5.0 (22)
Facebook
5.0 (12)

Why choose this provider?

Roman Financial Solutions is a credit consulting company that serves clients in Orlando. It helps individuals regain their financial confidence and security by guiding them through the credit repair process. The company removes inaccurate items from clients' credit reports, such as late payments and charge-offs. Roman Financial Solutions also manages student loans and recommends credit products in line with its mission to change lives through credit repair. Founder Manny Yariel Roman is a board-certified credit consultant with almost three years of experience as an accounting technician.

  • Debt Negotiations
  • Credit Repair
  • Credit Monitoring

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Lexington Law
Orlando, FLFree Credit Report Consultation
Rejuv8, LLC
P.O. Box 926, Mount Dora, FL 32756
Attorney Credit Services
1209 Edgewater Drive Suite 203B, Orlando, FL 32801
Generational Wealth Credit Consultants
4700 Millenia Boulevard, Suite 175, Orlando, FL 32839
Great American Credit Repair Company
37 N Orange Ave, Orlando, FL 32801
Trade Guardian
801 N Magnolia Ave Suite 106, Orlando, FL 32803
OpenSky Credit Repair
5323 Millenia Lakes Blvd Ste 300, Orlando, FL 32839
New Life Credit Restoration Solutions
14 E. Washington Street, Suite 200, Orlando, FL 32801
Timeshare Credit Repair
111 North Orange Avenue Suite 800, Orlando, FL 32801
Frednetwork and Consulting Firm
6100 Lake Ellenor Drive, Orlando, FL 32809
Credit Strike
924 N Magnolia Ave Ste 202 Unit 5252, Orlando, FL 32803
Impeccable Credit Services
Orlando, FL
Roman Financial Solutions
7726 Winegard Rd 2nd Floor PMB #285, Orlando, FL 32809

FAQs

  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

Related Articles

FeaturedCreditRepair

How To Hire A Credit Repair Company

Credit repair can improve your financial standing. Learn how to find a qualified credit repair expert who helps build up your...