Best Credit Repair Companies in Jacksonville, FL

Optimal Credit Repair Solutions serves clients in Jacksonville. It rebuilds, restores, and raises a person's credit score through different packages of solutions for individual and married customers. All plans include unlimited disputes of errors in the credit report, monthly reports, and digital financial planner. Its agents analyze reports and profiles of customers to spot items that could be challenged. It partners with MyScoreIQ the leader in credit monitoring which helps their clients stay on top of their FICO® Scores to help them reach their credit goals by allowing them to view the scores lenders use when financing. The company has been in business for over four years.

AM Credit Repair helps clients in the Jacksonville metro reach their credit goals and achieve lower interest rates. It offers credit repair services to remove items such as foreclosures, identity theft, charge-offs, evictions, student loans, and bankruptcy. Its services include consultations and recommendations, coordination with credit bureaus and creditors, and real-time tracking of credit reports and scores. Through the company's personalized solutions, founder Aaron Streater endeavors to assist clients in building their lives after credit problems.

Jacksonville Credit Repair Services is a company serving individuals in the metro and nearby areas. It has been offering credit repair services to clients for the past nine years, involving repossessions, tax liens, late payments, charge-offs, and bankruptcies. The company also provides debt settlement services, credit reporting and monitoring services, real estate credit repair, and increasing the credit limit of clients. Jacksonville Credit Repair Services strives to help rebuild and manage credit scores that can affect present loan applications and future employment opportunities.

Dispute Queen LLC provides credit repair solutions to the residents of Jacksonville and nearby areas. Its goal is to help people achieve financial freedom through credit repair, education, and financial literacy. It works with credit bureaus to challenge the negative report items that may impact credit scores. It also gives real-time status updates on credit reports and scores. The team offers assistance through each step of the credit repair process and prepares all necessary documents required by credit agencies.

Consolidation Resource LLC is a credit repair and counseling service provider that serves the greater Jacksonville area. It helps clients repair their credit to access funds for essential purchases, such as homes and cars, as well as assisting them in planning for the future with retirement savings. The firm handles defaulted loans, court judgments, bankruptcy, medical bills, and other financial situations that negatively impact clients' credit scores and render them ineligible for mortgages and significant loans. Through one-on-one sessions with its consumer credit counselors, clients benefit from customized workable solutions that improve their credit scores. Consolidation Resource helps clients with debt management plans, educating them about financial management techniques to help maintain their credit score.

Credit Justice Services is a credit report verification and repair agency that provides fast credit repair services for clients in Jacksonville. Its consultants use state-of-the-art software to ensure sufficient credit cleanup from clients' reports, and they develop a network of solutions for consumers experiencing unwarranted credit problems. The firm helps individuals address late payments, collections, charge-offs, bankruptcies, judgments, and liens marked on their credit reports. The company also assists with repossessions, foreclosures, identity fraud, and incorrect personal information. Credit Justice Services establishes long-term relationships with clients by implementing legal methods to improve their credit scores. During the repair process, clients can access their files in real time.

Founded in 2003, the Law Offices of Keith D. Collier credit repair agency in Jacksonville serves homes and businesses with credit restoration services. The firm's experienced lawyers help clients gain control of their financial situations by handling creditor harassment, tax levies, wage garnishments, foreclosure, auto repossession, and garnishment lawsuits. They assist with consumer and corporate bankruptcy, home loan modifications, debt settlement, and related legal services regarding debt. The firm helps clients file for bankruptcy in cases when debt negation fails. Through debt protection, the Law Offices of Keith D. Collier saves homes and sets businesses on a successful path to financial recovery.

Founded in 1955, Family Foundations provides credit repair services in Jacksonville to help boost the financial potential of both individuals and families. Initially, the organization served low-income families and couples going through divorces. Over the years, however, it transformed to offer mental health counseling and financial wellness services, including credit counseling. Its certified financial counselors provide clients with merged credit reports, review their credit scores and payment histories, and make recommendations on how to reestablish credit. The staff also disputes inaccurate credit report entries and works with clients to help them achieve financial goals. A member agency of the National Foundation for Credit Counseling, Family Foundations offers bankruptcy counseling.

Jacksonville Housing-Credit is a credit repair company in Jacksonville that provides residents with a comprehensive approach to improving their credit ratings. It assists with credit restoration and counseling, foreclosure prevention, predatory lending, budgeting, and savings plans. Clients benefit from post-purchase counseling, mortgage readiness evaluations, and senior housing counseling and education, among other consumer-related issues. The staff educates the businesses and the community regarding finances and buying power. President Harold J. Riley is a certified credit counselor with over 19 years of experience in the areas of financial literacy and mortgage default counseling. Jacksonville Housing-Credit is a member of the National Association of Housing Counselors and Agencies.

Jacksonville Credit Repair Pros is a firm that assists individuals looking to finance purchases, buy residential properties, and qualify for loans. Its credit repair service involves reviewing clients' credit reports from TransUnion, Experian, and Equifax and challenging negative items such as charge-offs, tax liens, and bankruptcy. The credit repair professionals also handle the sending of letters to creditors. Additionally, its team makes requests to validate credit data. They also educate clients on items that negatively impact credit scores.