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Best Credit Repair Companies in Hollywood, FL

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Hollywood Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

111Reviewed

69Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Hollywood, FL

Expertise.com Rating

Review Sources

Google
4.8 (10602)
Yelp
2.2 (30)

Why choose this provider?

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

  • Credit Restoration
  • Credit Audit
  • Credit Repair
  • Credit building
  • Money Back Guarantee
Lexington Law logo

Lexington LawExpertise.com

Hollywood, FL
Free Credit Report Consultation

Expertise.com Rating

Review Sources

Facebook
4.3 (2911)

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Consumer Credit Services
  • Credit Repair

300 Southeast 2nd Street, Fort Lauderdale, FL 33301

Expertise.com Rating

Review Sources

Google
5.0 (26)
Facebook
5.0 (8)

Why choose this provider?

Lineup Credit Repair is a financial services company that serves clients in Hollywood and the surrounding areas. With the firm's assistance, individuals and families can restore their credit scores by removing negative, inaccurate, and unverified clauses from their credit reports. These include collections, foreclosures, bankruptcies, repossessions, and late payments. Its experienced credit analysts walk clients through the entire process, from assessing their financial situation to determining the best credit repair option for their needs. The company is certified by the Credit Consultants Association.

  • Credit Dispute

401 East Las Olas Boulevard, Fort Lauderdale, FL 33301
Website

Expertise.com Rating

Review Sources

Google
4.0 (9)

Why choose this provider?

Clean Credit Corp has been assisting Hollywood clients with credit repairs since 2009. The attorney-backed company has specialists who follow FCRA regulations in assisting clients to fix their personal information and remove accounts. It also legally settles or eliminates debt that cannot be removed in one, three, or five months through a law firm. In addition, Clean Credit Corp educates clients on how to safeguard their personal financial information and avoid online scams and spams.

  • Debt Consolidation

3800 Inverrary Boulevard, Lauderhill, FL 33319

Expertise.com Rating

Review Sources

Google
4.0 (42)

Why choose this provider?

M Lockhart Credit Repair Services has over six years of experience in helping the residents of Hollywood resolve bad credit. It offers credit repair services, as well as ChexSystems and early warning removals to clients, regardless of their credit issues. Its team of specialists has experience conducting quick credit fixes and total credit rebuilds. They conduct credit audits to determine the issues, take on personalized approaches to help repair them, and educates their clients on best credit practices to maintain good credit.

  • Credit Audit

Coolidge Street, Hollywood, FL 33024

Expertise.com Rating

Review Sources

Google
4.0 (22)

Why choose this provider?

JW Credit Repair serves Hollywood and the surrounding areas. It offers customized credit audit and repair services and provides client education on credit maintenance. The company assists in building credit scores by removing report discrepancies such as charged-off accounts, late payments, inquiries, public records, foreclosures, and personal information. Its repair process also involves checking for a creditor’s FCRA and FDCPA compliance. JW Credit Repair has partnerships with FCRA attorneys who deal with credit bureaus. The company also works with clients who speak Spanish.

  • Debt Consolidation

401 E Las Olas Blvd 1400, Fort Lauderdale, FL 33301

Expertise.com Rating

Review Sources

Google
4.0 (87)

Why choose this provider?

Florida Credit Repair is a company that has been serving the Hollywood metro since 2009. It provides services for credit repairs, debt settlements, and credit card building. In addition, it continues to dispute negative items that the creditor did not remove from the credit report after debt settlement. Florida Credit Repair has knowledge and experience in credit repair and compliance, debt elimination, finance, and information security and assurance. It strives to help consumers achieve financial stability and to get approval for better credit.

  • Credit Dispute

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Hollywood, FLFree Credit Evaluation
Lexington Law
Hollywood, FLFree Credit Report Consultation
Line Up Credit Repair
300 Southeast 2nd Street, Fort Lauderdale, FL 33301
Clean Credit Corp
401 East Las Olas Boulevard, Fort Lauderdale, FL 33301
M Lockhart Credit Repair Services
3800 Inverrary Boulevard, Lauderhill, FL 33319
JW Credit Repair
Coolidge Street, Hollywood, FL 33024
Florida Credit Repair
401 E Las Olas Blvd 1400, Fort Lauderdale, FL 33301

FAQs

  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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