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Best Credit Repair Companies in Hialeah, FL

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Hialeah Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

175Reviewed

108Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

7105 SW 8th St #301, West Miami, FL 33144-4664

Expertise.com Rating

Review Sources

Google
4.8 (59)

Why choose this provider?

MiamiCreditFix.Com is a credit repair company located near Hialeah. Its team of credit specialists helps the company's clients fix their credit issues promptly using a thorough plan to avoid high-interest rates and bankruptcy. They evaluate clients' credit and identify the areas that caused their credit issues. They also investigate and contest credit information that is unverifiable or false based on consumer protection laws to guarantee that creditors and bureaus are filing information with accuracy. MiamiCreditFix.Com provides services with understanding, honesty, and maximum effort.

Miami, FL 33131

Expertise.com Rating

Review Sources

Google
5.0 (42)
Yelp
3.5 (3)
Facebook
5.0 (2)

Why choose this provider?

Credit Repair Credit Doctor is a team of Miami-based credit repair specialists that serves clients in Hialeah and the surrounding areas. Since 1996, this credit repair agency has been providing services such as credit repair, credit consultation, and debt settlement assistance to its clients. Credit Repair Credit Doctor focuses on helping individuals increase their credit scores by resolving financial issues that involve late payments, unpaid medical bills, foreclosures, repossessions, bankruptcy, and lawsuits.

122 Hialeah Dr, Hialeah, FL 33010

Expertise.com Rating

Why choose this provider?

Credit Repair Consultants is a credit repair company in Hialeah that scrutinizes credit reports for instances where credit bureaus and creditors have reported in error or where the rights of the consumer aren't protected. The company addresses issues such as charge offs, tax liens, and bankruptcies, as well as inaccuracies, misleading information, and obsolete and unverifiable information. Once derogatory information is removed, Credit Repair Consultants refers clients to a consultant who helps rebuild the credit score through products such as 100%-secured credit cards. Other services include finding debt consolidation products to improve cash flow and reduce the number of installments.

2595 Northwest 27th Avenue, Miami, FL 33142

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Located near Hialeah, Prominent Financial Consultants is a credit repair company that helps individuals fix their financial situations. The company has credit repair counselors who are ready to assist individuals with improving their credit scores. Prominent Financial Consultants offers credit education and also helps students start with good credit. They also assist victims of identity theft, helping them repair their credit by freezing their credit across all credit bureaus and enrolling them into credit monitoring services.

14750 NW 77th Ct Ste 206, Miami Lakes, FL 33016

Expertise.com Rating

Review Sources

Google
4.2 (209)
Facebook
3.8 (30)

Why choose this provider?

Founded in 2007, Buildworth Strategies is a credit repair company that serves individuals and businesses in Hialeah and neighboring areas. Its credit specialists help clients obtain a credit report from the three major credit bureaus and file a dispute to remove the negative items. They also educate the clients on the ways to build their credit scores. In addition, Buildworth Strategies offers other financial tools, such as debt elimination strategies, investments, and financial needs analysis.

  • Debt Consolidation
  • Credit Audit

10664 Southwest 186th Street, Miami, FL 33157

Expertise.com Rating

Review Sources

Facebook
4.9 (86)
Google
4.9 (66)
Yelp
3.0 (4)

Why choose this provider?

Credit360, a financial services company in Miami, specializes in business consulting and credit restoration services. Its team of professionals near Hialeah analyzes credit reports, launches the rebuild process, and creates a definitive action plan. They aim to improve clients' credit information by providing convenient, personalized, and efficient service. The company's founder Andre Coakley has spent more than 16 years helping customers build good credit profiles, and has analyzed more than 100,000 credit reports.

801 Brickell Ave ste 900, Miami, FL 33131

Expertise.com Rating

Review Sources

Google
5.0 (54)

Why choose this provider?

Located near Hialeah, the Miami Credit Repair Company specializes in debt elimination and credit repair. It offers three types of services tailored for different kinds of clients. The Premium Service is for individuals who have no charge offs or public records. The Diamond Service is for those who have charged-off accounts and original creditors. The VIP Bankruptcy Service is meant for clients with third-party collection accounts and bankruptcies. Established in 2009, this credit repair company guides individuals who are looking for an effective credit repair process.

122 Hialeah Expressway, Miami, FL 33010

Expertise.com Rating

Review Sources

Google
5.0 (21)
Yelp
2.5 (7)
Facebook
1.0 (1)

Why choose this provider?

Located in Hialeah, Credit Repair Consultants is a credit repair company that helps clients improve their credit scores over time. It assists clients in disputing old, invalid, inaccurate, obsolete, misleading, or unverifiable charges on their credit accounts. Credit Repair Consultants employs lawful methods to assert clients' rights while liaising with credit bureaus on their behalf. The company has helped more than 20,000 customers improve their credit. Initial credit audits are available to help customers who are unsure where to begin.

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
MiamiCreditFix.Com
7105 SW 8th St #301, West Miami, FL 33144-4664
Credit Repair Credit Doctor
Miami, FL 33131
Credit Repair Consultants
122 Hialeah Dr, Hialeah, FL 33010
Prominent Financial Consultants
2595 Northwest 27th Avenue, Miami, FL 33142
Buildworth Strategies
14750 NW 77th Ct Ste 206, Miami Lakes, FL 33016
Credit 360
10664 Southwest 186th Street, Miami, FL 33157
Miami Credit Repair Company
801 Brickell Ave ste 900, Miami, FL 33131
Credit Repair Consultants
122 Hialeah Expressway, Miami, FL 33010

FAQs

  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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