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Best Credit Repair Companies in Fort Lauderdale, FL

Our Recommended Top 18

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Fort Lauderdale Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

146Reviewed

94Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Fort Lauderdale, FL

Expertise.com Rating

Why choose this provider?

Credit Saint LLC provides Fort Lauderdale residents with a variety of credit restoration packages. Based in New Jersey, the credit repair company is staffed by credit experts who help customers improve their scores by identifying and challenging erroneous or unverifiable items in their credit reports. They also educate clients on what affects their credit ratings. Credit Saint LLC has been serving customers across the country for more than 15 years.

  • Credit Repair
  • Money Back Guarantee
  • Credit Restoration
  • Credit building
  • Credit Audit
Lexington Law logo

Lexington LawExpertise.com

Fort Lauderdale, FL
Free Credit Report Consultation

Expertise.com Rating

Review Sources

Facebook
4.3 (2886)
Google
1.0 (1)

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Credit Repair
  • Consumer Credit Services

​2881 E Oakland Park Blvd, Ste 433, Ft Lauderdale, FL 33306

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Umbrella Credit Services offers credit repair services in Fort Lauderdale and the surrounding areas. It provides personalized dispute options related to clients' credit repair needs, submission of dispute letters, and 24/7 updates on the case status and information. It handles different types of credits ranging from business to consumer and mortgage credit. It guides clients through the process of credit correction and prepares all the necessary documentation for credit agencies. The company can communicate with clients in English and Spanish.

  • Credit Monitoring

1007 N Federal Hwy # 388, Fort Lauderdale, FL 33304

Expertise.com Rating

Review Sources

Google
4.8 (26)

Why choose this provider?

US Credit Shield is a credit repair agency in Fort Lauderdale. With free quotes and phone consultations available, the agency believes everyone deserves a second chance at credit recovery. The agency evaluates credit reports and challenges creditors and credit bureaus when derogatory information, including charge-offs, late student loan payments, and foreclosure issues, affects lines of credit. US Credit Shield also teaches clients financial strategies to maintain a healthy credit score.

300 SE 2nd St Ste 600, Fort Lauderdale, FL 33301

Expertise.com Rating

Review Sources

Google
5.0 (20)
Facebook
5.0 (3)

Why choose this provider?

LineUp Credit Repair is a credit repair company in Fort Lauderdale. The agency offers credit audit, repair, and education services to clients. When negative items affect credit scores, the agency files the necessary paperwork to dispute the discrepancies with creditors and credit bureaus. Audits and educational services are available to inform clients of strategies to maintain and increase positive credit. Additionally, LineUp Credit Repair works with credit attorneys when disputes are unresolved with creditors or credit bureaus.

5440 N State Road 7 Ste 202, Fort Lauderdale, FL 33319

Expertise.com Rating

Review Sources

Google
5.0 (25)

Why choose this provider?

Maxims Solutions is a credit repair company founded in 2002 that helps customers in Fort Lauderdale improve their credit scores. After evaluating credit reports, its specialists may discover negative items and create a comprehensive plan to fix them. On a client's behalf, the company mails dispute letters to creditors to have issues including late payments, collections, charge-offs, and repossessions removed. Maxims Solutions can continue challenging any unverified items until they are resolved to the client's satisfaction.

2211 SW 1st Court, Fort Lauderdale, FL 33312

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

A+ Credit Fix is a firm in Fort Lauderdale that works with individuals in and around the Plantation area. Its team provides credit restoration services, which includes consultation and report reviews. It offers six-month and one-year credit repair plans, catering to clients' individual situations and needs. In addition to rebuilding credit, its team members help clients navigate the process of purchasing homes. Other services include debt validation, loan preparation, and cease and desist letter drafting.

  • Credit Monitoring

10664 SW 186th St, Cutler Bay, FL 33157

Expertise.com Rating

Review Sources

Facebook
4.9 (86)

Why choose this provider?

Founded in 2011, Credit360 is a credit repair company that helps families and businesses restore their credit. Its analysts review a client's credit report and look for any negative items or incorrect information. The company sends dispute letters to creditors and credit bureaus to have inaccurate collections, charge-offs, tax liens, judgments, and late payments removed. Credit360 can continue the dispute process every 30-45 days until all undeleted items are addressed.

21485 East Dixie Highway, Aventura, FL 33180

Expertise.com Rating

Why choose this provider?

Coastal Credit Clinic is a credit repair company that helps improve the overall credit scores of clients in Fort Lauderdale and nearby locations. Its credit repair specialists provide solutions to business owners, individuals, married couples, homeowners, and military personnel. They assist in filing disputes for necessary discrepancies on credit reports, such as collection accounts, late payments, bankruptcies, charge-offs, and repossessions. They have experience working with three major credit bureaus, including Experian, Trans Union, and Equifax.

  • Credit Audit
  • Credit Dispute

4996 W Atlantic Blvd, Margate, FL 33063

Expertise.com Rating

Review Sources

Google
4.9 (161)

Why choose this provider?

Trusted Credit Repair provides credit restoration services to clients NATIONWIDE. When discrepancies affect clients' credit, Trusted Credit Repair files the appropriate paperwork to remove negative report items, such as collections, hard inquiries, medical bills, repossessions, etc. It provides credit monitoring and is available to answer any questions concerning credit processes. Additionally, the company assesses clients' future financial goals and devises plans to build positive credit histories and new lines of credit. WE have THREE locations to serve consumers and provide a complimentary tri-bureau profile to all and a 100% money back guarantee.

300 SE 2nd Street Suite 600, Fort Lauderdale, FL 33301

Expertise.com Rating

Review Sources

Google
5.0 (4)
Facebook
5.0 (1)

Why choose this provider?

Key Noble Financials assists Plantation clients with their credit restoration needs. Its credit professionals review reports and identify items that have a negative impact on the creditworthiness of its clients. They contest the error by sending customized letters to bureaus and waiting for a response within 30 to 45 days. Late payments, foreclosures, tax liens, and repossessions are among the issues they address. During this time, they may provide customers with information to educate them on how to build long-term good credit.

  • Credit Audit

P.O. Box 667798, Fort Lauderdale, FL 33068

Why choose this provider?

National Credit Repair is a team of consultants who serve the Fort Lauderdale area. Its credit repair service involves addressing negative report items such as late payments, judgments, charge-offs, and collections. It also covers disputes with creditors, collection agencies, and credit bureaus along with one-on-one credit advising. In addition to repairing credit, its team educates clients on how to establish new credit lines. National Credit Repair has been helping clients achieve financial goals for over five years.

  • Credit Monitoring

1100 S Powerline Rd Ste 101, Deerfield Beach, FL 33442

Expertise.com Rating

Review Sources

Google
4.7 (79)

Why choose this provider?

Debt Management Credit Counseling Corp. is a nonprofit organization that specializes in credit counseling services and debt consolidation assistance. Its certified credit counselors work directly with clients to provide budget, housing, student loan, and bankruptcy counseling. Additionally, they help clients obtain their free credit reports from the leading credit bureaus and provide professional credit score analysis services. Debt Management Credit Counseling Corp. also assists clients struggling with payday loan payments and offers online credit education courses.

Fort Lauderdale, FL

Expertise.com Rating

Review Sources

Facebook
4.9 (58)
Google
4.9 (8)

Why choose this provider?

Impeccable Credit Services provides credit restoration services for individuals and businesses in Fort Lauderdale and nearby areas. Its credit repair program focuses on fixing negative and inaccurate accounts such as late payments, tax liens, student loans, foreclosures, and repossessions from a client's report to improves credit scores. Its team of representatives assists clients in understanding what factors banks assess. Impeccable Credit Services values time and helps clients see results in as little as 45 days.

1 E Broward Blvd Ste 700, Fort Lauderdale, FL 33301

Expertise.com Rating

Review Sources

Google
4.9 (67)
Yelp
4.0 (7)
Facebook
5.0 (5)

Why choose this provider?

SW Group Credit Repair is a credit repair agency in Fort Lauderdale. With a mission to help clients achieve financial goals, the agency works to delete negative items, such as tax liens, collections, or late payments, on credit reports. SW Group contacts and files the appropriate paperwork with creditors and credit bureaus to clear up discrepancies. Additionally, the agency works to educate clients on strategies to boost credit history and maintain stable lines of credit.

4605 Summerlin Road, Fort Myers, FL 33919

Expertise.com Rating

Why choose this provider?

The Credit Xperts assists the residents of Fort Lauderdale in improving their credit scores. As a credit repair specialist, the company works with creditors and clients to help remove negative items, such as foreclosures, collection accounts, tax liens, student loan issues, and past-due payments. It offers service packages for individuals and couples, inclusive of credit analysis, credit monitoring, and dispute assistance. The Credit Xperts also partners with mortgage, real estate, and solar businesses, with the aim to turn their credit-challenged customers into qualified buyers.

  • Credit Dispute

1801 N.E. 123rd Street, Suite 314, North Miami, FL 33181

Expertise.com Rating

Review Sources

Facebook
5.0 (7)

Why choose this provider?

Credit Level provides a variety of services in Fort Lauderdale and the rest of the country. It aims to help individuals achieve the lifestyle and credit scores they deserve by removing inaccurate, unverifiable, and outdated data that can affect their credit records. It handles issues involving late payments, foreclosures, judgments, collections, and public records. It also guides debtors on how they can maintain their good credit histories. Credit Level is certified by the Credit Consultant Association.

4 Okeechobee Boulevard, West Palm Beach, FL 33401

Expertise.com Rating

Review Sources

Google
4.2 (459)

Why choose this provider?

The Credit Pros was founded by Jason M. Kaplan, Esq., who studied every credit law and spent a decade refining strategies and methods to provide credit repair and management solutions. Kaplan and his team of credit score specialists help clients identify positive and negative credit report items and send dispute letters to creditors when needed. The Credit Pros has a mobile app that allows clients to monitor their credit and gives them access to educational tools and score insights.

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Fort Lauderdale, FLFree Credit Evaluation
Lexington Law
Fort Lauderdale, FLFree Credit Report Consultation
Umbrella Credit Services
​2881 E Oakland Park Blvd, Ste 433, Ft Lauderdale, FL 33306
US Credit Shield
1007 N Federal Hwy # 388, Fort Lauderdale, FL 33304
LineUp Credit Repair
300 SE 2nd St Ste 600, Fort Lauderdale, FL 33301
Maxims Solutions
5440 N State Road 7 Ste 202, Fort Lauderdale, FL 33319
A+ Credit Fix
2211 SW 1st Court, Fort Lauderdale, FL 33312
Credit360
10664 SW 186th St, Cutler Bay, FL 33157
Coastal Credit Clinic
21485 East Dixie Highway, Aventura, FL 33180
Trusted Credit Repair
4996 W Atlantic Blvd, Margate, FL 33063
Key Noble Financials
300 SE 2nd Street Suite 600, Fort Lauderdale, FL 33301
National Credit Repair
P.O. Box 667798, Fort Lauderdale, FL 33068
Debt Management Credit Counseling Corp.
1100 S Powerline Rd Ste 101, Deerfield Beach, FL 33442
Impeccable Credit Services
Fort Lauderdale, FL
SW Group Credit Repair
1 E Broward Blvd Ste 700, Fort Lauderdale, FL 33301
The Credit Xperts
4605 Summerlin Road, Fort Myers, FL 33919
Credit Level
1801 N.E. 123rd Street, Suite 314, North Miami, FL 33181
The Credit Pros
4 Okeechobee Boulevard, West Palm Beach, FL 33401

FAQs

  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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