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Best Credit Repair Companies in Washington DC

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Washington DC Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



7Top Picks

Learn about our selection process.


featured provider = Featured Provider

Washington DC, DC Rating

Review Sources

4.8 (10602)
2.2 (30)

Why choose this provider?

Credit Saint is a financial services company that offers its services to Washington, DC clients. The company uses its proficiency in credit and dispute monitoring to help clients with issues regarding their credit history and standing. Credit Saint offers a comprehensive suite of credit monitoring and assistance, which includes credit polish, remodeling, and clean slate services. The programs focus on credit score analysis, inquiry tracking, and creditor interventions. Each Credit Saint package is tailored to accommodate and fit the needs of each client.

  • Money Back Guarantee
  • Credit building
  • Credit Audit
  • Credit Restoration
  • Credit Repair

Washingto, DC Rating

Why choose this provider?

Need help contacting a Credit Repair Company in Washingto? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

368 S Pickett St Unit 23922, Alexandria, VA 22304 Rating

Review Sources

5.0 (12)
5.0 (2)

Why choose this provider?

Credit Power LLC is a credit repair firm that works with clients in the Washington, D.C., metro area to improve their credit scores. The veteran-owned company analyzes credit reports from all three credit bureaus to identify items that are outdated, misleading, or erroneous, including collections, duplicated information, foreclosures, late payments, and medical bills, and then communicates with creditors, lenders, and credit bureaus to get items removed from credit reports and scores improved accordingly. Credit Power LLC is also able to provide clients with educational materials about financial matters, focused strategic financial plans and advice, monthly reports about their credit scores, and 24-hour access to information.

1101 Connecticut Ave NW Ste 450, Washington, DC 20036 Rating

Review Sources

5.0 (6)
4.0 (1)

Why choose this provider?

Credit Repair DMV is a credit repair company that assists clients across the Washington, D.C., metro area, aiming to help clients improve their scores and achieve their financial goals. It takes an aggressive approach to dealing with creditors and credit bureaus, closely analyzing credit reports from all three agencies and working to remove and challenge negative items. It also provides clients with frequent updates on changes to their scores and works alongside them to create personalized plans to improve, build up, and maintain good credit scores. Credit Repair DMV offers free initial consultations and gives clients access to instructional videos about credit education and financial management.

1325 G St NW Ste 502, Washington, DC 20005 Rating

Review Sources

4.7 (1410)
3.5 (13)

Why choose this provider?

Credit Glory is a credit repair company in Washington, D.C., aimed at helping clients across the metro area achieve their financial goals, including home and car ownership. Its process begins with a free phone consultation before moving on to a thorough analysis of all three credit reports, searching for inaccuracies and inconsistencies. It has experience with getting collections, bankruptcies, and late payments removed from credit files, as well as dealing with student loans and medical bills. Credit Glory also provides advice and services for clients who have experienced identity theft and offers free educational resources on a variety of financial topics, from improving credit scores to finding out how the scores are calculated.

1300 Pennsylvania Avenue NW, Washington, DC 20004 Rating

Why choose this provider?

US Debt Relief is a credit repair company serving clients in Washington, DC. It provides consultation services to gather information on the client's current financial situation. It recommends debt relief options including debt resolution, bankruptcy, and debt consolidation. The company also offers an option for the clients to be placed with a credit counseling organization that can review their budget and develop a plan for debt management. US Debt Relief has been featured in The New York Times and Wall Street Journal.

4400 Stamp Road, Temple Hills, MD 20748 Rating

Review Sources

5.0 (4)

Why choose this provider?

Unbreakable Enterprises is a tax service company that has been operating in Washington DC for 25 years. It offers credit repair for individuals, couples, families, and small business owners or professionals. It identifies the factors that work well with the case to immediately get a result for its clients. The company also offers services such as amendments, tax preparations, and expert analysis. It also handles income tax matters and credit education.

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Washington DC, DCFree Credit Evaluation
Credit Power LLC
368 S Pickett St Unit 23922, Alexandria, VA 22304
Credit Repair DMV
1101 Connecticut Ave NW Ste 450, Washington, DC 20036
Credit Glory, Inc
1325 G St NW Ste 502, Washington, DC 20005
US Debt Relief
1300 Pennsylvania Avenue NW, Washington, DC 20004
Unbreakable Enterprises
4400 Stamp Road, Temple Hills, MD 20748


  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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