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Best Credit Repair Companies in Stamford, CT

Our Recommended Top 13

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Stamford Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

103Reviewed

67Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Stamford, CT

Expertise.com Rating

Review Sources

Google
4.8 (5320)
Yelp
2.5 (23)

Why choose this provider?

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

  • Credit Repair
  • Credit Restoration
  • Credit building
  • Money Back Guarantee
  • Credit Audit

Stamford, CT

Expertise.com Rating

Why choose this provider?

Need help contacting a Credit Repair Company in Stamford? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

555 Broadhollow Road, Melville, NY 11747

Expertise.com Rating

Review Sources

Facebook
5.0 (26)

Why choose this provider?

Credit Scoring Advisor is a credit repair company that serves clients in Stamford. It specializes in improving the credit scores of clients using its more than 20 years of experience, research, and continued learning. The company is well-versed in consumer protection laws, FICO credit scoring models, and the e-Oscar automated system of disputing used by credit bureaus. The founder, Daniel Sater, is a certified FICO professional and he also serves as an adviser to credit repair companies across the country.

  • Credit Monitoring
  • Credit Audit

222 Broadway, New York, NY 10038

Expertise.com Rating

Review Sources

Google
3.9 (167)
Facebook
5.0 (29)
Yelp
1.0 (3)

Why choose this provider?

USA Credit Repair offers credit counseling services to residents of Stamford and its surrounding communities. Under the leadership of its CEO, David Annakie, it assists clients in restoring their credit ratings by identifying and appealing unverifiable information in clients' credit histories, as well as extending validation requests and goodwill interventions on its clients' behalf. USA Credit Repair directly works with Transunion, Experian, and Equifax, and creates custom action plans so that clients can maintain their improved credit ratings.

  • Debt Consolidation

585 Stewart Avenue, Garden City, NY 11530

Expertise.com Rating

Review Sources

Google
4.5 (139)

Why choose this provider?

Headquartered in Long Island, Y2K Credit Solutions has been providing fully personalized credit repair services in Stamford and Garden City for over 20 years. Its expert credit analysts produce tri-merge reports with all three credit bureaus and implement a deletion model that is designed to help clients improve their credit within a month. They specialize in mitigating late payments, negative settlements, judgments, foreclosures, and charge-offs. Y2K Credit Solutions' goal is to help clients reclaim their financial health and equip them to make sound financial decisions.

  • Debt Consolidation
  • Credit Monitoring
  • Credit Dispute

276 5th Avenue, New York, NY 10001

Expertise.com Rating

Review Sources

Google
4.0 (54)
Facebook
3.7 (3)

Why choose this provider?

Pinnacle Credit Repair has been helping Stamford consumers improve bad credit scores for more than 30 years. The company has developed credit repair technology called A.C.A.T. that can analyze credit reports and determine solutions to remove negative credit, such as bankruptcy and late payments. It handles correspondence with credit bureaus in an electronic disputing process to remove the negative items on the customer's credit report. The firm also offers a program that pairs clients with mentors to guide them in building their credit scores.

  • Credit Dispute

30-97 Steinway Street, Astoria, NY 11103

Expertise.com Rating

Review Sources

Google
5.0 (102)
Facebook
5.0 (5)
Yelp
3.5 (3)

Why choose this provider?

ECG Debt Settlement & Credit Repair is a debt management company that serves clients in Stamford. It specializes in helping clients improve their credit scores through debt settlement, debt negotiation, and debt consolidation. Its credit repair professionals incorporate a measure of flexibility to account for unforeseen bills and crises. In addition, they work with credit card companies and create debt relief programs for clients to avoid bankruptcy. ECG Debt Settlement & Credit Repair has more than 18 years of credit repair experience.

  • Debt Consolidation

3723 72nd Street, Jackson Heights, NY 11372

Expertise.com Rating

Review Sources

Google
5.0 (125)

Why choose this provider?

Ultra Credit Solutions Inc. offers credit repair and restoration assistance to residents of Stamford and its neighboring areas. Its credit restoration specialists perform a simple but thorough process to help clients improve their credit standing. This involves an in-depth analysis of the client's credit and dispute and appeal of unverifiable bad credit records. Items disputed include student loans, collections, repossessions, late payments, and credit errors. Additionally, the company can deal directly with Equifax, Experian, and TransUnion.

  • Credit Audit

405 East 175th Street, Bronx, NY 10457

Expertise.com Rating

Review Sources

Google
5.0 (7)
Facebook
5.0 (2)

Why choose this provider?

Credit Boost And Repair is a credit repair company serving customers throughout the Greater Stamford metro area. It uses conventional dispute methods and aggressive techniques in improving clients' credit scores. The team of professionals at this firm analyzes customers' credit history and removes misinterpretations, outdated information, and errors such as collections, charge-offs, tax liens, late payments, bankruptcies, and judgments. Credit Boost And Repair is well-versed in consumer laws and has experience in working with credit bureaus.

  • Debt Consolidation
  • Credit Dispute

399 Knollwood Road, White Plains, NY 10603

Expertise.com Rating

Review Sources

Google
5.0 (53)
Facebook
5.0 (51)

Why choose this provider?

North Shore Advisory, Inc., is a credit counseling service provider that serves clients in Stamford. It specializes in improving clients' credit scores using strategies based on knowledge, intelligence, and consumer protection laws. Its team of FICO-certified credit professionals is well-versed in debt negotiation and credit building. For over 30 years, the company has been a major player in business and personal credit rehabilitation. Founder Tracy Becker has been leading North Shore Advisory since 1989. She has appeared on news stations including NBC, NY1, and RNN.

  • Credit Audit

Belmont Avenue, West Babylon, NY 11704
Website

Expertise.com Rating

Review Sources

Google
4.0 (3)

Why choose this provider?

We Care Credit Repair is a family-owned credit restoration company that has been serving clients in Stamford and the surrounding communities since 2016. Its services include creating personalized disputes that target specific negative items for removal with the three major bureaus and helping clients build a positive credit reputation. In addition, the company handles student loans, charge-off credit cards, chapters 7 and 13 bankruptcy, and tax liens. We Care Credit Repair extends its services to Spanish-speaking clients.

  • Credit Monitoring
  • Credit Audit

1642 Coney Island Avenue, Brooklyn, NY 11230

Expertise.com Rating

Review Sources

Facebook
5.0 (203)
Google
5.0 (46)

Why choose this provider?

Credit Repair Plus helps clients in Stamford improve their credit scores. Founded by attorneys, the company analyzes its clients' credit reports to check for inaccuracies and look for accounts that can be disputed with credit bureaus. Its professionals make use of various laws such as the FCRA, ECOA, and the FCBA to ensure that clients are given a fair chance to improve their ratings. Additionally, Credit Repair Plus educates clients on preventive measures, allowing them to maintain a good credit score.

  • Credit Monitoring

1266 East Main Street, Stamford, CT 06902

Expertise.com Rating

Review Sources

Facebook
4.0 (382)
Google
4.0 (126)

Why choose this provider?

Credit Warriors is a team of experts helping Stamford clients who need credit repair. The team helps clients by removing harmful and unauthorized report inquiries, guiding clients with account delinquency, and building credit lines. It also educates clients about credit scores and the necessary steps to correct credit files. Besides credit repair services, Credit Warriors's team also provides handbooks, templates, and self-help materials for clients who are interested in DIY credit building, repair, and maintenance.

  • Credit Audit

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Stamford, CTFree Credit Evaluation
Credit Scoring Advisor
555 Broadhollow Road, Melville, NY 11747
USA Credit Repair
222 Broadway, New York, NY 10038
Y2K Credit Solutions
585 Stewart Avenue, Garden City, NY 11530
Pinnacle Credit Repair
276 5th Avenue, New York, NY 10001
ECG Debt Settlement & Credit Repair
30-97 Steinway Street, Astoria, NY 11103
Ultra Credit Solutions Inc.
3723 72nd Street, Jackson Heights, NY 11372
Credit Boost And Repair
405 East 175th Street, Bronx, NY 10457
North Shore Advisory Inc
399 Knollwood Road, White Plains, NY 10603
We Care Credit Repair
Belmont Avenue, West Babylon, NY 11704
Credit Repair Plus
1642 Coney Island Avenue, Brooklyn, NY 11230
Credit Warriors
1266 East Main Street, Stamford, CT 06902

FAQs

  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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