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Best Credit Repair Companies in Aurora, CO

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Aurora Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



11Top Picks

Learn about our selection process.


featured provider = Featured Provider

Aurora, CO Rating

Why choose this provider?

Credit Saint provides credit repair and restoration services for residents in Aurora. Its team handles credit damage by challenging negative items that are incomplete, unverifiable, inaccurate, biased, or misleading. These items include late payments, judgments, repossessions, hard inquiries, and foreclosures. The dispute letters that the company sends to creditors are custom arguments. Clients receive progress reports and credit analyses through their online accounts. In addition to credit repair, the team also helps clients understand credit scores.

  • Money Back Guarantee
  • Credit Restoration
  • Credit building
  • Credit Audit
  • Credit Repair
Lexington Law logo


Aurora, CO
Free Credit Report Consultation Rating

Review Sources

4.3 (3050)

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Consumer Credit Services
  • Credit Repair

10985 Larson Dr, Northglenn, CO 80233 Rating

Why choose this provider?

90 Day Credit is a credit repair company near Aurora whose specialists aim to build clients' credit scores via in-depth credit analysis and recommendations. The case analysts and advisors examine credit reports and develop customized plans to challenge erroneous items that result in negative scores. They submit dispute letters on behalf of clients and provide 24-hour live status updates to track current improvements. 90 Day Credit has experience in mortgage, business, and consumer credit, and clients can expect results within a 35 to 90-day period. The company partners with real estate professionals, attorneys, and auto dealers.

PO Box 201363, Denver, CO 80220 Rating

Why choose this provider?

Founded in 2007, Professional Credit Repair LLC is a credit repair company serving the Aurora area. The initial audit includes a line-by-line review of the client's credit report to find any items that are inaccurate, outdated, or unverifiable. The company works to have negative and incorrect items removed or corrected through the major credit bureaus to improve the credit score. It can also communicate with creditors on behalf of clients to fix errors. Clients receive education and an action plan to further improve their credit scores. The company holds the FICO Pro certification.

44 Cook St Ste 100, Denver, CO 80206 Rating

Review Sources

4.7 (12)

Why choose this provider?

AFS Credit Restoration is a full-service credit repair company near Aurora. With various payment options available, the company offers four to six-month credit restoration programs. Its credit consultants review credit reports to determine and challenge items harming clients' credit scores. Its professionals then submit disputes to the three major credit bureaus, and clients may receive response letters 30 to 40 days after issuance of these dispute letters. The company also helps clients create and maintain positive accounts by using a secured credit card program to accelerate credit building and assist in mortgage underwriting as needed.

1499 W 121st Ave Ste 310, Westminster, CO 80234 Rating

Why choose this provider?

Continental Credit offers credit repair services to customers across Aurora. The company's trained specialists assess clients' credit reports and identify areas of weakness and strength. After signing a service agreement with Continental Credit, clients access the company's credit corrections services, which begin with specialists challenging inaccurate information on their credit reports. They continue to work with clients and offer insights on credit scoring algorithms to help improve their credit scores. Continental Credit provides each customer with a program suited to their unique requirements. Additionally, the company's online blog regularly publishes articles to educate the public on credit improvement and personal finance.

2821 S Parker Rd Ste 265, Aurora, CO 80014 Rating

Review Sources

4.0 (5)
5.0 (1)

Why choose this provider?

Synergy Credit Services provides credit repair services in Aurora. Its credit experts help to boost credit scores by inspecting credit reports for discrepancies and challenging the negative items with credit reporting agencies. The company has experience in recognizing even small errors and knowledge in matters concerning clients' legal entitlements. The repair process involves disputing duplicate accounts, incorrect inquiries, incorrectly lodged information, and expired negative items. The firm's professionals coordinate with the three credit bureaus and submit documentation to potentially eliminate errors from credit reports. The credit recovery process may take up to 30 days after dispute submission.

3190 S Vaughn Way Ste 510A, Aurora, CO 80014 Rating

Review Sources

4.9 (160)
5.0 (22)

Why choose this provider?

White, Jacobs, & Associates is a credit repair company in Aurora that utilizes the talents of an investigative research team, an in-house attorney, and professional credit analysts to help clients improve their credit scores. Using a unique five-step, attorney-backed program, the company aggressively explores, disputes, and seeks to remove invalid negative items on credit reports. The investigative team works alongside a client's personal credit mentor, who helps individuals build positive credit through the establishment of new revolving and installment accounts. The in-house attorney is available for cases requiring credit report audits or debt settlement.

8354 E Northfield Blvd Unit 3700 Bldg G, Denver, CO 80238 Rating

Review Sources

5.0 (9)
5.0 (1)

Why choose this provider?

Major League Credit Repair & Funding is a credit repair agency near Aurora that helps improve clients' credit scores. The professionals on staff offer daily credit monitoring, fraud alert assistance, and identity theft restoration. They assist in reporting positive rent payments to credit bureaus such as Equifax and Transunion. Additionally, the credit repair specialists create Self Credit Builder accounts on behalf of clients, then advise them on how to make monthly payments to improve their credit scores. Major League Credit Repair extensively audits clients' credit reports and submits disputes to credit bureaus or creditors.

1550 Wewatta St, Denver, CO 80202 Rating

Why choose this provider?

Credit Advisors Council is a consumer credit company near Aurora that helps individuals repair existing credit reports. The credit repair professionals assist with extensive credit restoration. Their process includes diagnosing the causes of negative credit scores as well as challenging any mistakes or inaccuracies in the reports. They provide debt relief services for victims of identity theft and people struggling with student loans. The company offers monthly credit repair and pay after deletion plans. Credit Advisors Council also provides credit counseling to help clients follow budgets and pay outstanding credit card debts.

999 18th St Ste 3000, Denver, CO 80202 Rating

Why choose this provider?

Credit Repair Today is a credit repair agency serving communities in and around Aurora. The team specializes in preparing consumers' credit for loan applications and educating clients about credit reports and FICO scores, along with understanding their rights under the FCRA and FDCPA and the statute of limitations on debts. To raise credit scores or establish new credit, the agency can help clients set up installment accounts and revolving accounts, as well as tradeline rentals. CRT also has experience assisting clients with various types of bankruptcy, resolving identity theft, an addition to settlements, and divorce cases.

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Aurora, COFree Credit Evaluation
Lexington Law
Aurora, COFree Credit Report Consultation
90 Day Credit
10985 Larson Dr, Northglenn, CO 80233
Professional Credit Repair, LLC.
PO Box 201363, Denver, CO 80220
AFS Credit Restoration
44 Cook St Ste 100, Denver, CO 80206
Continental Credit
1499 W 121st Ave Ste 310, Westminster, CO 80234
Synergy Credit Services
2821 S Parker Rd Ste 265, Aurora, CO 80014
White Jacobs & Associates
3190 S Vaughn Way Ste 510A, Aurora, CO 80014
Major League Credit Repair & Funding
8354 E Northfield Blvd Unit 3700 Bldg G, Denver, CO 80238
Credit Advisors Council
1550 Wewatta St, Denver, CO 80202
Credit Repair Today
999 18th St Ste 3000, Denver, CO 80202


  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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