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2025

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Best Credit Repair Companies in Torrance, CA

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Torrance credit repair companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

108Reviewed

66Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Credit Repair Companies Serving Torrance
Torrance, CA

Expertise.com Rating

Why choose this provider?

Credit Saint is a credit repair and restoration company serving individuals in the Birmingham area. Its team oversees the details of the clients' credit history to determine the transactions that may be contributing to their bad credit standing. It also analyzes clients' positive credit and provides information on optimizing credit utility. Credit Saint's team creates a monitoring account on behalf of each client. Through this, clients are able to track their progress and credit analysis on the company's web platform.

  • Credit building
  • Credit Restoration
  • Money Back Guarantee
  • Credit Audit
  • Credit Repair
Lexington Law logo

Lexington LawExpertise.com

Best Credit Repair Companies Serving Torrance
Torrance, CA
Free Credit Report Consultation

Expertise.com Rating

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Consumer Credit Services
  • Credit Repair

Best Credit Repair Companies Serving Torrance
708 South Prospect Avenue, Redondo Beach, CA 90277

Expertise.com Rating

Why choose this provider?

JAIN Credit is a financial management company serving the needs of clients in Torrance. The firm guides clients throughout the entire credit restoration process. Its credit specialists conduct an in-depth analysis of clients' credit history and current financial situation. The team also employs legal tactics based on consumer protection rights to remove all types of negative items from credit reports. These include charge-offs, collections, foreclosures, bankruptcies, late payments, and other derogatory records. The company has been serving customers for over 10 years.

  • Debt Consolidation
  • Credit Monitoring
  • Credit Audit

Best Credit Repair Companies Serving Torrance
3680 Wilshire Boulevard, Los Angeles, CA 90010

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Credit Repair Bank is a credit repair firm that serves customers in Torrance, Los Angeles, and nearby areas. The agency comprises a team of credit repair professionals who understand the process of credit score rebuilding. The team can file disputes for inaccurate, unfair, and negative data on clients' credit reports. In addition, they also perform round-the-clock credit monitoring and offer recommendations on how to increase credit scores. Credit consultation is available seven days a week.

  • Debt Consolidation
  • Credit Monitoring

Best Credit Repair Companies Serving Torrance
22519 Hawthorne Boulevard, Torrance, CA 90505

Expertise.com Rating

Review Sources

Google
5.0 (66)
Yelp
5.0 (1)

Why choose this provider?

Tier One Credit is a consumer credit firm that uses a lawyer-based system to repair customers' credits in Torrance and the surrounding areas. The company is composed of a team of credit lawyers who are well-versed with the Fair Debt Collection Practices Act and Fair Credit Reporting Act to perform credit repair services. These include client's credit review, removal of negative items from the credit report, credit coaching and training, and, when needed, lawsuit filings to creditors.

  • Credit Dispute

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Torrance, CAFree Credit Evaluation
Lexington Law
Torrance, CAFree Credit Report Consultation
JAIN Credit
708 South Prospect Avenue, Redondo Beach, CA 90277
Credit Repair Bank
3680 Wilshire Boulevard, Los Angeles, CA 90010
Tier One Credit
22519 Hawthorne Boulevard, Torrance, CA 90505

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