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Best Credit Repair Companies in Stockton, CA

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Stockton credit repair companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

207Reviewed

127Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Stockton, CA

Expertise.com Rating

Why choose this provider?

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

  • Credit Audit
  • Money Back Guarantee
  • Credit Restoration
  • Credit building
  • Credit Repair
Lexington Law logo

Lexington LawExpertise.com

Stockton, CA
Free Credit Report Consultation

Expertise.com Rating

Review Sources

Facebook
4.3 (2911)

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Consumer Credit Services
  • Credit Repair

Modesto, CA 95350

Expertise.com Rating

Why choose this provider?

Modesto Credit Solutions caters to clients in the Stockton metro and the surrounding areas. Its case analysts and advisors help individuals rebuild their credit scores by offering credit repair services. Its process includes analyzing the clients' credit profiles and writing and sending dispute letters challenging negative items, such as bankruptcies, charge-offs, closed accounts, delinquencies, inquiries, and judgments. The company's website features a client portal, allowing customers to monitor their case status and credit scores 24/7.

  • Credit Monitoring
  • Debt Consolidation

1400 Mitchell Road, Modesto, CA 95351

Expertise.com Rating

Review Sources

Google
5.0 (15)

Why choose this provider?

Jones Financial Credit Repair is a firm that restores and improves the credit scores of consumers in Stockton. It offers various services to help clients achieve their life goals, such as rebuilding credit, continuous education for raising scores, debt settlement, and dealing with collector agencies. Jones Financial Credit Repair is a credit restoration company with experience handling collectors, creditors, and credit bureaus. Its mission is to restructure clients' lost credit and financial standing and guide them to become creditworthy.

  • Credit Dispute

Tracy, CA 95376

Expertise.com Rating

Why choose this provider?

Accurate Credit Repair Service helps clients in Stockton obtain competitive interest rates and reduce finance charges on credit card balances. It disputes negative payment history items such as delinquencies, collection accounts, and state and federal tax liens. The company also provides document processing services and credit education about creditor and credit bureau techniques and regulations. A partnership program is also available for industries that depend on clients with good credit, including real estate, legal, and automotive.

2901-2929 K St, Sacramento, CA 95816

Expertise.com Rating

Why choose this provider?

The Credit Repair Pros' specialists help clients in Stockton improve credit scores to obtain a loan, purchase a house, and finance goods they desire. The process begins with a consultation to examine the credit score and design a strategy for improving it. Its team requests copies of reports from the three main credit agencies to check for any inaccuracies, such as bankruptcy, tax liens, and charge-offs. It files a dispute with the appropriate authorities to remove any bad items that may be lowering credit scores.

4101 Power Inn Rd #B, Sacramento, CA 95826

Expertise.com Rating

Review Sources

Google
4.5 (17)

Why choose this provider?

Freeman Financial Services offers credit repair solutions to debtors living in Stockton. The firm seeks to improve the ratings of its clients across the Equifax, TransUnion, and Experian bureaus. It looks up the previous derogatory records on an individual's history and challenges inaccurate entries. The team also educates its clients on practical methods for maintaining favorable scores in the future. Freeman is experienced with the issues surrounding business and consumer mortgage credits. Its website contains infographics to teach the basics of credit scoring.

  • Credit Dispute
  • Credit Monitoring

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Stockton, CAFree Credit Evaluation
Lexington Law
Stockton, CAFree Credit Report Consultation
Modesto Credit Solutions
Modesto, CA 95350
Jones Financial Credit Repair
1400 Mitchell Road, Modesto, CA 95351
Accurate Credit Repair Service
Tracy, CA 95376
The Credit Repair Pros
2901-2929 K St, Sacramento, CA 95816
Freeman Financial Services
4101 Power Inn Rd #B, Sacramento, CA 95826

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