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Best Credit Repair Companies in Santa Clarita, CA

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Santa Clarita Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



9Top Picks

Learn about our selection process.


featured provider = Featured Provider

Santa Clarita, CA Rating

Why choose this provider?

Credit Saint is a credit restoration company that assists clients in Santa Clarita. It focuses on helping clients gain a better understanding of their credit and take the necessary steps to avoid credit issues. Credit Saint offers different levels of credit repair packages depending on clients' personal situation. These packages, which include clean slate, credit remodel, and credit polish, let clients dispute inaccuracies on a monthly cycle, including late payments, debt collections, and bankruptcies.

  • Credit Repair
  • Credit Audit
  • Credit Restoration
  • Money Back Guarantee
  • Credit building
Lexington Law logo


Santa Clarita, CA
Free Credit Report Consultation Rating

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Credit Repair
  • Consumer Credit Services

15720 Ventura Blvd Ste 612, Encino, CA 91436 Rating

Review Sources

4.0 (153)

Why choose this provider?

The Zenith Financial Group Inc. credit repair agency near Santa Clarita works with clients to improve their credit and financial situations. During free consultations, its experts review credit reports with clients and come up with effective restoration strategies. Utilizing applicable consumer laws, the company legally challenges the credit bureaus to have problems such as tax liens, charge-offs, and bankruptcies removed. Zenith Financial Group also negotiates with lenders to reduce interest charges on debt.

1722 Westwood Blvd Ste 200, Los Angeles, CA 90024 Rating

Review Sources

5.0 (86)

Why choose this provider?

Infinite Financial Firm is a credit repair expert and consultant firm that has been dealing with credit issues in the Santa Clarita region since 2005. The firm reviews credit reports and creates a customized plan to help rebuild a client's credit. Its credit repair experts take action by contacting the credit bureaus to have inaccurate items and information deleted or corrected. Infinite Financial Firm also gives clients the tools to maintain a positive credit score.

18653 Ventura Blvd Ste 107, Tarzana, CA 91356 Rating

Review Sources

4.0 (181)
3.9 (74)

Why choose this provider?

Enrich Financial credit repair company near Santa Clarita has been assisting consumers wishing to improve their credit ratings since 2002. Utilizing professional software, its specialists analyze credit reports to find any negative items listed and offer possible solutions. The company has many years of experience in repairing credit by using current laws and comprehensive financial plans. Enrich Financial also provides clients with different packages to help boost their credit scores and get business loans.

22709 Victory Blvd, West Hills, CA 91307 Rating

Review Sources

4.5 (15)
5.0 (11)

Why choose this provider?

Fast Credit Repair Company is a credit repair company that has assisted clients for over 10 years. The company thoroughly reviews each client's credit report for questionable, outdated, misleading, unverifiable, or inaccurate items. By accessing their files online, clients can see at any time the progress Fast Credit Repair Company specialists are making. The company also provides advice on maintaining good credit after the process of improving credit has been completed.

25124 Springfield Ct Ste 100, Valencia, CA 91355 Rating

Review Sources

4.5 (29)

Why choose this provider?

Concred Inc. credit repair company near Santa Clarita has helped clients rebuild their personal or corporate credit since 1993. Its advisers review clients' credit profiles and design effective action plans detailing how to increase their credit scores. The company works with credit bureaus to have foreclosures, bankruptcies, judgments, tax liens, and collections deleted or corrected. Concred Inc. can also set up affordable payment plans to help clients pay off their debt balances.

2901 Sycamore Ave, Glendale, CA 91214 Rating

Review Sources

4.5 (56)

Why choose this provider?

740Plus Credit Score Repair is a credit restoration company that serves clients in Santa Clarita and surrounding towns. It specializes in three-bureau deletions to clear inaccurate items from credit reports and boost credit scores. Its licensed credit repair specialists negotiate collections, charge-offs, judgments, vehicle reports, and defaulted student loans. The agency also focuses on helping individuals make smarter financial decisions and improve their credit scores through credit guidance and education.

23901 Calabasas Rd Ste 2064, Calabasas, CA 91302 Rating

Review Sources

5.0 (3)

Why choose this provider?

Conquer Credit Management is a credit repair company that's been serving Santa Clarita and the surrounding areas since 1991. It handles consumer credit services such as credit consultations, credit report analysis, and removal of disputed information. The experts on staff work on debt management, student loan rehabilitation, identity theft protection, and fraud remediation. They also offer to place or remove fraud alerts involving the three credit reporting agencies. Additionally, Conquer Credit Management delivers business credit services, including credit coaching, tradeline development, and debt relief.

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Santa Clarita, CAFree Credit Evaluation
Lexington Law
Santa Clarita, CAFree Credit Report Consultation
Zenith Financial Group Inc.
15720 Ventura Blvd Ste 612, Encino, CA 91436
Infinite Financial Firm Credit Repair Expert
1722 Westwood Blvd Ste 200, Los Angeles, CA 90024
Enrich Financial
18653 Ventura Blvd Ste 107, Tarzana, CA 91356
Fast Credit Repair Company
22709 Victory Blvd, West Hills, CA 91307
Concred, Inc.
25124 Springfield Ct Ste 100, Valencia, CA 91355
740Plus Credit Score Repair
2901 Sycamore Ave, Glendale, CA 91214
Conquer Credit Management
23901 Calabasas Rd Ste 2064, Calabasas, CA 91302


  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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