Expertise.com Homepage

2024

Last updated:

Best Credit Repair Companies in Santa Barbara, CA

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Santa Barbara Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

63Reviewed

39Curated

3Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Santa Barbara, CA

Expertise.com Rating

Why choose this provider?

Novo Credit Repair serves clients in Santa Barbara and the surrounding areas. The office comprehensively examines the credit histories of clients to look for improvement points and negative entries. It then develops a customized action plan that has set timeframes and steps. The firm challenges and re-challenges the validity of adverse information, such as repossessions, using more than 72 consumer credit laws to verify authenticity. Novo Credit Repair uses lawyer-drafted letters to communicate with creditors and the government.

Santa Barbara, CA

Expertise.com Rating

Why choose this provider?

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

  • Credit Repair
  • Credit building
  • Credit Audit
  • Money Back Guarantee
  • Credit Restoration
Lexington Law logo

Lexington LawExpertise.com

Santa Barbara, CA
Free Credit Report Consultation

Expertise.com Rating

Review Sources

Facebook
4.3 (2911)

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Credit Repair
  • Consumer Credit Services

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Novo Credit Repair
Santa Barbara, CAFree Credit Repair Consultation
Credit Saint
Santa Barbara, CAFree Credit Evaluation
Lexington Law
Santa Barbara, CAFree Credit Report Consultation

Related Articles

FeaturedCreditRepair

How To Hire A Credit Repair Company

Credit repair can improve your financial standing. Learn how to find a qualified credit repair expert who helps build up your...