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Best Credit Repair Companies in San Pedro, CA

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored San Pedro Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



6Top Picks

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featured provider = Featured Provider

San Pedro, CA Rating

Why choose this provider?

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

  • Credit Restoration
  • Money Back Guarantee
  • Credit building
  • Credit Audit
  • Credit Repair
Lexington Law logo


San Pedro, CA
Free Credit Report Consultation Rating

Review Sources

4.3 (2911)

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Consumer Credit Services
  • Credit Repair

San Pedro, CA Rating

Why choose this provider?

Need help contacting a Credit Repair Company in San Pedro? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

220 Newport Center Dr, Newport Beach, CA 92660 Rating

Review Sources

5.0 (4)

Why choose this provider?

Credtique is a full-service company that serves individuals throughout San Pedro and the surrounding areas. It brings over 25 years of experience with consumer, business, and mortgage credit, helping clients improve their credit scores by appealing inaccurate and unverifiable negative accounts from customers' credit profiles. Items such as bankruptcies, foreclosures, collections, charge-offs, and repossessions can be legally disputed by its team. Credtique enables its clients to access their accounts online for real-time updates regarding their credit reports and scores.

  • Credit Monitoring

600 Anton Blvd, Costa Mesa, CA 92626 Rating

Why choose this provider?

30 Day Credit Repair is a Costa Mesa-based firm that caters to the needs of San Pedro residents. Its professionals advise clients on which items to validate and assist in determining the order by which they should tackle the negative entries based on their assessment of credit reports. They help remove derogatory items like tax liens, foreclosures, loan modifications, and garnishments. In addition, they provide unlimited disputes with creditors, collection agencies, and credit bureaus. The agency was featured in ESPN, FOX, CNN, and ABC media outlets.

  • Credit Monitoring
  • Credit Dispute

9377 Haven Ave #110, Rancho Cucamonga, CA 91730 Rating

Review Sources

5.0 (24)
5.0 (14)

Why choose this provider?

MBM Credit Solutions Inc. is a credit repair company that serves the San Pedro metro and neighboring communities. It helps customers improve their credit scores by challenging the negative items in their reports. It provides clients 24/7 access to their accounts for them to see real-time progress on their credit scores. It also helps various professionals, such as real estate agents, mortgage brokers, auto dealers, tax specialists, and attorneys, to improve their clients' credit scores.

  • Credit Monitoring

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
San Pedro, CAFree Credit Evaluation
Lexington Law
San Pedro, CAFree Credit Report Consultation
220 Newport Center Dr, Newport Beach, CA 92660
30 Day Credit Repair
600 Anton Blvd, Costa Mesa, CA 92626
MBM Credit Solutions Inc
9377 Haven Ave #110, Rancho Cucamonga, CA 91730


  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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