Best Credit Repair Companies in San Jose, CA

ASAP Credit Repair is a family-owned and operated credit repair and restoration firm that serves individuals in San Jose and the surrounding areas. Founded in 1998, its credit counselors assist clients by helping remove the inaccurate or unfair negative items listed on their credit reports. This includes deleting credit records from bankruptcy, late payments, repossessions, foreclosures, and charge-offs. Additionally, ASAP Credit Repair educates its clients on the basics of credit, so they can be empowered to maintain their good credit standing.

Founded in 2010, Credit Repair Bay Area offers custom-tailored credit repair services to meet the financial needs of families and individuals in San Jose and nearby areas. The firm adds good credit and repairs poor credit to increase clients' chances of securing a student, car, home, or personal loan in the future. It assists with identifying erroneous negative information on credit reports and launches the credit restoration process through its credit repair program. The credit specialists handle late payments, collections, tax liens, foreclosures, and judgments. Credit Repair Bay Area also offers credit counseling and personal financial builder program services.

Credit Advisors Council is a credit repair company that helps residents in San Jose improve their credit and make reparations to existing credit reports. It corrects inaccurate, outdated, or unverified items that appear on credit reports. The firm helps individuals learn the causes of bad credit and how to challenge credit problems. It handles late payments, collections, and hounding by creditors. The agency also assists victims of identity theft. Other services include loan consolidation and forgiveness as well as credit building. Clients also benefit from personalized money and debt management plans to improve their financial standing.

Roundleaf is a credit repair company in San Jose that has been helping individuals achieve their financial goals since 2006. The company's credit professionals analyze credit and debt portfolios and develop debt management and consolidation plans to restore good credit. The staff also creates personal budgeting plans to expedite the credit score improvement process. Through the agency's credit education and guidance programs, clients can access information on maintaining good credit health. The agency offers wealth and resource planning services that assist with capital preservation and the creation of financial strategies to ensure wealth restoration.

Silicon Valley Credit Repair serves individuals in San Jose and the surrounding areas. The company assists its clients in improving their credit scores through outstanding debt collection assistance and debt settlement. They also deal with bankruptcies, fraud and identity theft, repossessions, and late payments. Silicon Valley Credit Repair has been challenging and analyzing credit reports for more than 20 years. Its founder and CEO, Jina Carranza, is an active member of the community and a co-founder of the Gilroy Blessing Box.

Blue Water Credit caters to clients in San Jose and the surrounding areas. It offers credit repair and rehabilitation services to help clients obtain the standard score through evaluation check, repair plan, and progress tracking. In addition, it provides debt settlement to manage the individuals' charge-off accounts, judgements, second mortgages, and collections to maximize opportunities for borrowing money. Its referral partners include Realtors and loan officers. Blue Water Credit has been serving clients for more than a decade.

B A Credit Repair assists individuals and businesses in San Jose and the surrounding areas. Backed by more than 30 years of industry experience, it offers credit repair and counseling services that aid clients in becoming financially independent. Its team of credit repair specialists also crafts plans that help businesses restore credit. The company also provides assistance in obtaining personal and business loans. B A Credit Repair offers special accommodations for married couples.

Better Credit Service USA is a credit counseling service provider that helps residents in the San Jose area to repair, rebuild, and raise their credit scores. The credit consultants offer line-by-line credit report evaluations and establish a credit repair plan to remove incorrect items per FCRA, HIPAA, FCBA, and other consumer laws. They communicate with creditors in cases of harassment and assist with collections, public records, foreclosures, and late payments. The firm also handles tax liens, bankruptcies, inquiries, short sales, and student and auto loans. Better Credit Service USA employs electronic credit repair processing for faster service.