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Best Credit Repair Companies in Pasadena, CA

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Pasadena Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



6Top Picks

Learn about our selection process.


featured provider = Featured Provider

Pasadena, CA Rating

Why choose this provider?

Credit Saint is a credit repair and restoration company serving individuals in the Birmingham area. Its team oversees the details of the clients' credit history to determine the transactions that may be contributing to their bad credit standing. It also analyzes clients' positive credit and provides information on optimizing credit utility. Credit Saint's team creates a monitoring account on behalf of each client. Through this, clients are able to track their progress and credit analysis on the company's web platform.

  • Credit Restoration
  • Money Back Guarantee
  • Credit building
  • Credit Audit
  • Credit Repair
Lexington Law logo


Pasadena, CA
Free Credit Report Consultation Rating

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Consumer Credit Services
  • Credit Repair

4741 Laurel Canyon Boulevard, Los Angeles, CA 91607 Rating

Review Sources

5.0 (2)

Why choose this provider?

Get Good Credit operates in Los Angeles and its neighboring communities, including Pasadena. Its credit consultants analyze a client's financial documents to find and dispute negative accounts and inquiries. They also work to educate the client on ways to maintain a good credit score. Moreover, the company's website has informative resources that discuss credit-related topics such as what factors affect FICO scores. Founder and CEO Sandra Ruiz has previous experience working in the mortgage industry.

  • Credit Monitoring

155 N Lake Ave f8, Pasadena, CA 91101 Rating

Review Sources

5.0 (1)

Why choose this provider?

Serrano Financial is a Pasadena-based business that has been in operation since 2018. Included in its line of services are credit consulting and repair which involves learning about clients' specific objectives and needs, developing strategies with an aim to achieve clients' financial goals, and removing items such as late payments, bankruptcies, and identity theft issues. Serrano Financial, which serves clients in adherence with the Credit Repair Organizations Act, also offers financial planning and life insurance.

  • Credit Dispute

250 East 1st Street, Los Angeles, CA 90012 Rating

Review Sources

5.0 (3)

Why choose this provider?

Comet Credit Repair is a locally owned and staffed business that serves the Pasadena area. Its team of credit repair specialists aids in improving clients' credit scores by reviewing their credit history and working with creditors to remove negative items and address report errors. Within three to six months, they are able to help raise clients' scores by 60-100 points on average. Clients can monitor their score progress through Comet Credit Repair's web-based system.

  • Credit Audit

3680 Wilshire Boulevard, Los Angeles, CA 90010 Rating

Review Sources

4.8 (13)

Why choose this provider?

Credit Repair Bank provides financial solutions for residents in Pasadena. The company specializes in credit repair and restoration which involves reviewing clients' credit scores and reports along with creating personalized credit rebuilding plans. Its team of credit repair specialists monitors clients' credit along the repair process, and they also help clients apply for loans. They offer non-binding services, allowing clients to cancel without acquiring penalties. Credit Repair Bank has completed nearly 2,000 cases to date.

  • Credit Dispute

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Pasadena, CAFree Credit Evaluation
Lexington Law
Pasadena, CAFree Credit Report Consultation
Get Good Credit
4741 Laurel Canyon Boulevard, Los Angeles, CA 91607
Serrano Financial
155 N Lake Ave f8, Pasadena, CA 91101
Comet Credit Repair
250 East 1st Street, Los Angeles, CA 90012
Credit Repair Bank
3680 Wilshire Boulevard, Los Angeles, CA 90010


  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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