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Best Credit Repair Companies in Oxnard, CA

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Oxnard credit repair companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

151Reviewed

93Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Oxnard, CA

Expertise.com Rating

Why choose this provider?

Novo Credit Repair works with clients in Oxnard and the surrounding areas. The company, also known as Novo My Credit, helps individuals regain creditworthiness by countering the effects of negative entries like collections and identity theft. It works with TransUnion, Experian, and Equifax, challenging derogatory records by developing a customized action plan with timelines and set goalposts. The office employs extensive credit resolution processes like challenges and re-challenges. It uses attorney-drafted letters instead of generic cookie-cutter correspondence.

Oxnard, CA

Expertise.com Rating

Why choose this provider?

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

  • Money Back Guarantee
  • Credit building
  • Credit Audit
  • Credit Restoration
  • Credit Repair
Lexington Law logo

Lexington LawExpertise.com

Oxnard, CA
Free Credit Report Consultation

Expertise.com Rating

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Consumer Credit Services
  • Credit Repair

21550 West Oxnard Street, Los Angeles, CA 91367

Expertise.com Rating

Review Sources

Google
5.0 (37)
Yelp
1.0 (1)

Why choose this provider?

Unlimited Credit Repair is a credit repair service provider helping clients in Oxnard achieve financial peace of mind. Clients who are looking to obtain low interest rates on credit cards and loans, get approved for higher limits, and build up their business credit report can turn to the company for assistance. Its financial counselors meet with clients for an initial consultation that involves credit report analysis. Once reporting violations have been identified, its team pursues credit bureaus and collection agencies to get negative records removed.

22709 Victory Boulevard, West Hills, CA 91307

Expertise.com Rating

Review Sources

Yelp
4.5 (16)
Facebook
5.0 (8)

Why choose this provider?

Fast Credit Repair Company is an honest, reliable, and affordable company that helps customers raise their credit scores and get back on their feet financially. With over 10 years of experience, FCRC cleans up errors on customers’ credit scores through a guided process to improve credit ratings quickly. Improved credit score leads to thousands of dollars in savings on interest payments, and will enable customers to qualify big-ticket loans such as homes, cars, and liberating income opportunities.

  • Credit Monitoring

2901 Sycamore Ave, Oxnard, CA 91214

Expertise.com Rating

Review Sources

Google
4.0 (70)
Facebook
5.0 (7)

Why choose this provider?

740plus Credit Score Repair is a company that has been serving Oxnard and surrounding communities since 2010. It conducts personalized consultations and gives credit rebuilding advice to clients who are looking to repair their credit history. The services are available for different purposes such as vehicle repossession, student loan debt, and identity theft and ID fraud. The company's founder, Dave Schram, began his career as a mortgage loan officer in 1998. He authored a book about how credit works, which he promoted in radio stations nationwide.

  • Debt Consolidation

18653 Ventura Boulevard, Tarzana, CA 91356

Expertise.com Rating

Review Sources

Facebook
4.0 (538)
Google
4.0 (323)
Yelp
4.0 (200)

Why choose this provider?

Enrich Financial (EF) provides access to the resources for credit clients in Oxnard with services and consulting in five languages. EF utilizes all laws to fix clients’ credit issues legally. It provides full credit analysis, free consulting to increase client’s credit score, and decrease debts. EF provides a step-by-step service using the best CRM system and qualified credit repair specialists to answer questions. It helps people deal with their financial issues from estate planning, insurance, investments, to taxes using total wealth management.

  • Debt Consolidation
  • Credit Dispute

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Novo Credit Repair
Oxnard, CAFree Credit Repair Consultation
Credit Saint
Oxnard, CAFree Credit Evaluation
Lexington Law
Oxnard, CAFree Credit Report Consultation
Unlimited Credit Repair
21550 West Oxnard Street, Los Angeles, CA 91367
Fast Credit Repair Company
22709 Victory Boulevard, West Hills, CA 91307
740Plus Credit Score Repair
2901 Sycamore Ave, Oxnard, CA 91214
Enrich Financial
18653 Ventura Boulevard, Tarzana, CA 91356

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