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2025

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Best Credit Repair Companies in Oceanside, CA

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Oceanside credit repair companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

127Reviewed

78Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Credit Repair Companies Serving Oceanside
San Diego, CA 91911

Expertise.com Rating

Review Sources

Google
5.0 (38)
Facebook
5.0 (37)
Yelp
5.0 (6)

Why choose this provider?

Jenn Financial Solutions LLC offers personalized credit management in Oceanside. It helps clients improve their credit scores by disputing collections, court judgments, foreclosures, repossessions, tax liens, and credit card debts. It also takes on student loan, old address, and late payment issues. The firm provides scheduled consultations to clients who need assistance in planning or analyzing their credit status. CEO Jennifer Nguyen was among the Top Private Client Bankers in the USA at JPM Chase in February 2019.

Best Credit Repair Companies Serving Oceanside
Oceanside, CA

Expertise.com Rating

Review Sources

Google
4.8 (5317)
Yelp
2.5 (23)

Why choose this provider?

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Lexington Law logo

Lexington LawExpertise.com

Best Credit Repair Companies Serving Oceanside
Oceanside, CA

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Best Credit Repair Companies Serving Oceanside
888 Prospect Street, San Diego, CA 92037

Expertise.com Rating

Review Sources

Facebook
4.3 (27)
Google
4.0 (5)

Why choose this provider?

With over 17 years of experience, Credit Diva provides support to Oceanside clients in raising their credit standing. The agency helps consumers repair their credit records by cleaning up negative items, such as collections, charge-offs, repossessions, tax liens, student loans, and evictions. It deals with credit bureaus on the client's behalf to ensure that inaccurate claims are removed from the credit report. The company's professionals also lend their expertise on credit scoring through educational events, such as luncheons and webinars.

  • Credit Monitoring

Best Credit Repair Companies Serving Oceanside
402 West Broadway, San Diego, CA 92101

Expertise.com Rating

Review Sources

Google
4.9 (14)
Yelp
5.0 (3)

Why choose this provider?

Baby Boomers Financial is a credit repair company serving Oceanside. It takes care of credit restoration, disputes, and debt settlements on behalf of clients. It handles late payments, charge-offs, bankruptcies, liens, repossessions, and foreclosures. Mel Zadeghi, the CEO, built the company after recovering from a mortgage crisis. With 15 years of experience himself, Mel leads a team with over 50 years of collective experience in the industry. Baby Boomers Financial also serves Spanish-speaking customers.

  • Credit Audit
  • Credit Monitoring
  • Credit Dispute

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Jenn Financial Solutions LLC
San Diego, CA 91911Free consultation
Credit Saint
Oceanside, CAFree Credit Evaluation
Lexington Law
Oceanside, CA
Credit Diva
888 Prospect Street, San Diego, CA 92037
Baby Boomers Financial
402 West Broadway, San Diego, CA 92101

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