Best Credit Repair Companies in Merced, CA

Jones Financial Credit Repair has been serving clients in Merced and nearby areas for eight years. It offers a wide range of services, from financial consulting and management to debt consolidation and cancellation. It offers credit monitoring services to individuals and couples, such as examining credit reports for erroneous personal information, determining how to correct the inaccuracies, and boosting their credit ratings. Complete loan restoration is also possible through credit enhancement and the elimination of outstanding accounts.

Fresno All Star Credit Repair serves middle-income individuals and families in Merced. It offers credit repair services, including credit report evaluation and analysis, and credit score consultation. Its team helps repair credit by disputing negative items and the accuracy of the client's credit report. It works with collection agencies and credit bureaus to correct inaccuracies and negotiate the debt. The company particularly assists clients who need better credit scores to buy, rent or refinance a home. It has staff members who can speak Spanish.

Mary Castillo Avalos is a financial counselor and small business coach who serves the community in Merced. She offers credit counseling services to help individuals and businesses get their finances in order. She reviews her clients’ reports and analyzes their financial histories in order to ascertain whether they qualify for new loans and lines of credit or major purchases. Her other services include bookkeeping, financial management, small business administration, and personal development. Avalos carries over 20 years of professional experience.

Jai Ho Credit Repair helps individuals in Merced and nearby areas who are struggling with their credit scores. The company features a team of credit restoration counselors who identify and challenge unverifiable or erroneous information in customers' credit histories. They also enable clients to understand their reports and achieve good credit. Additionally, the company offers 24/7 credit monitoring and alerts powered by TransUnion to keep clients aware of the changes to their ratings.

Modesto Credit Solutions aims to help individuals in Merced and the nearby areas improve their credit scores and financial status. The credit repair company assists clients through personalized consultations, accurate representation, and ongoing education. Its credit repair process includes deleting bad credit records incurred from bankruptcies, collections, repossessions, late payments, and charge-offs, thus giving clients access to better rates and opportunities. An online portal is also available for clients to check their scores.