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Best Credit Repair Companies in Long Beach, CA

Our Recommended Top 15

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Long Beach Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

339Reviewed

209Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Long Beach, CA

Expertise.com Rating

Review Sources

Google
4.8 (5317)
Yelp
2.5 (23)

Why choose this provider?

Credit Saint provides credit repair and guidance to clients in Long Beach. With more than a decade of experience, it assesses a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and biased information. These include collections, charge-offs, foreclosures, repossessions, and judgments. It also assists clients in understanding the impact of credit scores on financial activities. They also help optimize a positive report when paying bills and opening credit. Credit Saint also provides a credit monitoring service.

  • Credit Restoration
  • Credit building
  • Money Back Guarantee
  • Credit Audit
  • Credit Repair

Long Beach, CA

Expertise.com Rating

Why choose this provider?

Novo Credit Repair assists in resolving issues, such as charge-offs, collections, inquiries, late payments, and repossessions. It begins the process by assessing the credit situations and goals of Long Beach clients. To address inaccuracies or errors, the specialists prepare and send dispute letters with supporting evidence to Equifax, Experian, and TransUnion. They also help remove public records in reports, like bankruptcies, civil judgments, foreclosures, and tax liens. The company averages a 100-point increase in scores.

Long Beach, CA

Expertise.com Rating

Why choose this provider?

Need help contacting a Credit Repair Company in Long Beach? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

22519 Hawthorne Blvd., Torrance, CA 90505

Expertise.com Rating

Review Sources

Google
4.9 (86)
Facebook
5.0 (5)
Yelp
5.0 (2)

Why choose this provider?

Tier One Credit is a firm that offers a legal approach to credit repair. It meets the needs of businesses and individuals in Long Beach. Its team communicates with creditors or loan agencies, works with third parties to remove negative items, and resets clients' credit scores. The company also assists people with student loans, wage garnishment, late payments, and debt collector accounts. Tier One Credit has helped more than 800 homebuyers and has provided 945 mortgage refinances.

  • Credit Audit

4326 Atlantic Ave, Long Beach, CA 90807

Expertise.com Rating

Review Sources

Yelp
5.0 (2)

Why choose this provider?

The Law Office Of Dana Bruce offers credit repair services in Long Beach. The bankruptcy law firm offers assistance with credit repair through debt counseling, creditor negotiations, and document preparation. Its financial and legal specialists help individuals regain control over their credit scores and debts while educating them on better budgeting and credit management practices. They look at credit reports to identify any mistakes and rectify inaccurate items. The Law Office Of Dana Bruce helps individuals protect their assets and understand their options for improving credit and their overall finances.

Attorney Information

Attorney NameBar StatusExperience
Dana Bruce - PrincipalActive32 yrs

Los Angeles, CA 90001

Why choose this provider?

Raise UP Credit Repair extends its services to clients in Long Beach and its neighboring metros. It has been helping repair credit scores since 2009, working closely with clients to develop strategies to improve their standing. It assists by removing items like charge-offs, foreclosures, collection, late payments, and bankruptcies from clients' credit histories. Its agents handle communications with creditors for the removal of items and to cease harassment. Raise UP Credit Repair works with various companies, including TransUnion, Equifax, and Experian.

  • Debt Consolidation

18652 Florida St, Huntington Beach, CA 92648

Expertise.com Rating

Review Sources

Facebook
5.0 (5)

Why choose this provider?

Zorro Credit is a credit repair agency serving the Long Beach area. The agency works with clients to assess their credit reports and current scores, create a plan of action, and dispute negative items on clients' reports, including foreclosures, late payments, charge offs, bankruptcies, repossessions, collections, and judgments. Zorro Credit also offers different kinds of credit repair plans based on clients' current financial situations. The company's mission is to fix clients' credit scores within 60 days. It has helped more than 14,000 people with their credit scores since its inception in 2004.

7340 Firestone Blvd Ste 222, Downey, CA 90241

Expertise.com Rating

Review Sources

Yelp
3.5 (34)

Why choose this provider?

Credit Repair Clubs serves credit restoration clients in the Long Beach metro area. With over 15 years of experience, the agency works to obtain deletion and paid-in-full letters when inaccuracies, such as collection or judgment errors, haven't been removed from clients' credit reports. The agency assesses clients' needs and has access to a variety of tools to increase credit profiles and trade lines. Credit Repair Clubs negotiates with debt collectors to reach settlements and ensure creditors correctly report debt to credit bureaus. Additional areas of service include identify theft, bankruptcy, and eviction.

117 Main St Ste 202, Huntington Beach, CA 92648

Expertise.com Rating

Review Sources

Yelp
5.0 (81)
Google
4.9 (37)

Why choose this provider?

Located near Long Beach, Speedy Credit Repair has more than 30 years of experience offering clients credit repair and restoration services. It provides complimentary reviews of credit reports from the three leading credit bureaus. Its six-month credit repair service plans include a line-by-line review of all credit reports to identify incorrect, outdated, or misleading information; credit dispute filing and follow-up; and credit counseling and education. Speedy Credit Repair also works with clients to deal with identity theft and fraudulent credit report information. It is registered with the Department of Justice, Office of the Attorney General, and the California Secretary of State.

2081 Business Center Dr Ste 268, Irvine, CA 92612

Expertise.com Rating

Why choose this provider?

Top Credit Care is a credit repair service provider that's been working to improve the credit standings of residents in Long Beach and surrounding areas since 2015. The firm's credit specialists review reports and submit credit disputes to address questionable items. Through its TrackMySPEND app, clients can raise their credit scores by checking credit card statements, managing expenses, paying credit on time, and maximizing credit repayment. Top Credit Care works with the three credit bureaus during the credit restoration process, and clients can check their progress on a 24/7 basis.

​Los Angeles, CA

Expertise.com Rating

Review Sources

Google
5.0 (9)

Why choose this provider?

Scorpion Credit Consulting helps individuals in Long Beach reclaim their financial independence through credit repair and restoration. With strict adherence to the Credit Repair Organizations Act, the company's certified credit specialists work with the three major credit bureaus and the client's creditors to remove any negative items on the report, including late payments, repossessions, and tax liens. Scorpion Credit Consulting provides 24/7 access to live status updates on the credit report and score improvement.

  • Credit Audit
  • Credit Dispute

8109 2nd St Ste 203, Downey, CA 90241

Expertise.com Rating

Review Sources

Yelp
3.0 (33)

Why choose this provider?

Credit Repair Solutions has assisted consumers in the Long Beach area with credit report restoration services for over 15 years. Its credit repair specialists provide customized solutions that include complimentary consultations and personalized credit restoration strategies. They work directly with clients to analyze credit reports from all three major credit bureaus and identify inaccurate, misleading, outdated, and fraudulent information. Credit Repair Solutions also files disputes with the appropriate credit bureaus for all detected errors and handles the credit dispute process from start to finish. Additionally, it provides comprehensive credit counseling to help clients take positive steps to improve their credit rating.

444 W Ocean Blvd Ste 800, Long Beach, CA 90802

Expertise.com Rating

Review Sources

Yelp
4.0 (4)
Facebook
5.0 (2)

Why choose this provider?

NOVO Credit Repair is a credit repair company in Long Beach. It provides professional yet aggressive credit restoration strategies to help clients improve their overall FICO scores. All potential clients receive complimentary consultations to determine if credit repair services are right for their situation. Its credit repair specialists analyze clients' credit reports and search for any misleading, incorrect, outdated, or fraudulent information. Additionally, NOVO Credit Repair develops personalized credit restoration plans for each client that include filing disputes with appropriate credit bureaus and client action steps. Most customers see results within 35 to 45 days.

1616 E Ocean Blvd Unit 12, Long Beach, CA 90802

Expertise.com Rating

Why choose this provider?

Dreams to Realities Credit Repair helps with clients' financial issues in the Long Beach metro and nearby communities. The company provides assistance in each step of the credit repair and rebuilding process to improve credit scores and receive favorable results from home mortgage loans, auto loans, and credit card applications. Its advisers provide initial consultation, analyze credit reports, coordinate with bureaus about negative items on credit reports, and give guidance during the monitoring process.

  • Debt Consolidation
  • Credit Monitoring

958 Pacific Ave, Long Beach, CA 90813

Expertise.com Rating

Why choose this provider?

Credit Repair Technology is a company serving clients in Long Beach and nearby areas. The team of credit experts helps clients navigate through its 4-way credit repair process, such as providing their credit reports, receiving deep credit analysis, tracking the progress, and updating the information. The company also provides consultation, creating a personalized strategy that focuses on results and rebuilds credit scores. Credit Repair Technology has completed over 100 cases and served more than 150 clients.

  • Credit Monitoring

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Long Beach, CAFree Credit Evaluation
Novo Credit Repair
Long Beach, CAFree Credit Repair Consultation
Tier One Credit
22519 Hawthorne Blvd., Torrance, CA 90505
The Law Office Of Dana Bruce
4326 Atlantic Ave, Long Beach, CA 90807
Raise UP Credit Repair
Los Angeles, CA 90001
Zorro Credit
18652 Florida St, Huntington Beach, CA 92648
Credit Repair Clubs
7340 Firestone Blvd Ste 222, Downey, CA 90241
Speedy Credit Repair
117 Main St Ste 202, Huntington Beach, CA 92648
Top Credit Care
2081 Business Center Dr Ste 268, Irvine, CA 92612
Scorpion Credit Consulting
​Los Angeles, CA
Credit Repair Solutions
8109 2nd St Ste 203, Downey, CA 90241
NOVO Credit Repair
444 W Ocean Blvd Ste 800, Long Beach, CA 90802
Dreams to Realities Credit Repair
1616 E Ocean Blvd Unit 12, Long Beach, CA 90802
Credit Repair Technology
958 Pacific Ave, Long Beach, CA 90813

FAQs

  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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