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Best Credit Repair Companies in Inglewood, CA

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Inglewood Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

84Reviewed

52Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Inglewood, CA

Expertise.com Rating

Review Sources

Google
4.6 (37)

Why choose this provider?

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

  • Credit Restoration
  • Credit building
  • Credit Audit
  • Money Back Guarantee
  • Credit Repair
Lexington Law logo

Lexington LawExpertise.com

Inglewood, CA
Free Credit Report Consultation

Expertise.com Rating

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Credit Repair
  • Consumer Credit Services

2400 E Katella Ave Suite 800, Anaheim, CA 92806

Expertise.com Rating

Why choose this provider?

High Rise Credit provides credit repair services to individuals and businesses in Inglewood and the surrounding communities. The company assists clients in obtaining their initial credit reports and scores and then conducts a line-by-line audit to identify the negative items preventing the client's credit scores from improving. Its team also looks for errors and obsolete items on the client's report that should not be there legally and works to have those items removed and corrected.

  • Credit Monitoring
  • Credit Audit

601 South Figueroa Street, Suite 4050, Los Angeles, CA 90017

Expertise.com Rating

Review Sources

Facebook
4.4 (22)
Google
5.0 (8)

Why choose this provider?

Los Angeles Credit Repair caters to customers in the Inglewood metro and the surrounding communities. It helps clients increase their credit limit, lower their interest rates, and save money by offering credit repair solutions. Its process involves analyzing the clients' credit reports and eliminating inaccurate and obsolete items. Its team also provides education on how credit reports are interpreted and calculated to help individuals understand their finances. The company brings more than 10 years of experience in the industry.

  • Credit Monitoring
  • Credit Audit

2399 East 27th Street, Long Beach, CA 90755

Expertise.com Rating

Review Sources

Yelp
1.0 (4)

Why choose this provider?

Long Beach Credit Repair works with clients and creditors in Inglewood. It raises credit scores by eliminating unfavorable information from a customer's credit record. People who need to recover from auto insurance and mortgage payments may also use credit and financial counseling services. It uses a web-based software system that allows clients to track the status of their files 24/7. Its team deals with credit-related concerns including bankruptcy, identity theft, debt settlement, and missing payments.

  • Credit Monitoring

14023 Crenshaw Blvd Suite 9, Hawthorne, CA 90250

Expertise.com Rating

Review Sources

Yelp
4.0 (39)
Google
4.7 (37)
Facebook
4.3 (18)

Why choose this provider?

Credit Girl Pluss serves consumers in the Inglewood community and surrounding areas. It provides counseling services to help individuals improve and restore their credit scores and get back to better financial situations. Its professionals analyze credit profiles; create and monitor action plans; conduct consumer education sessions; and challenge inaccurate, obsolete, and erroneous information. The firm also assists clients with the legal aspects of credit and matters involving wills and trusts.

  • Credit Monitoring

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Inglewood, CAFree Credit Evaluation
Lexington Law
Inglewood, CAFree Credit Report Consultation
High Rise Credit
2400 E Katella Ave Suite 800, Anaheim, CA 92806
Los Angeles Credit Repair
601 South Figueroa Street, Suite 4050, Los Angeles, CA 90017
Long Beach Credit Repair
2399 East 27th Street, Long Beach, CA 90755
Credit Girl Pluss
14023 Crenshaw Blvd Suite 9, Hawthorne, CA 90250

FAQs

  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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