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2025

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Best Credit Repair Companies in Huntington Beach, CA

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Huntington Beach credit repair companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

141Reviewed

87Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Credit Repair Companies Serving Huntington Beach
Huntington Beach, CA

Expertise.com Rating

Review Sources

Google
4.8 (8772)
Yelp
2.5 (26)

Why choose this provider?

Credit Saint is a credit repair and restoration company serving individuals in the Birmingham area. Its team oversees the details of the clients' credit history to determine the transactions that may be contributing to their bad credit standing. It also analyzes clients' positive credit and provides information on optimizing credit utility. Credit Saint's team creates a monitoring account on behalf of each client. Through this, clients are able to track their progress and credit analysis on the company's web platform.

  • Money Back Guarantee
  • Credit Restoration
  • Credit building
  • Credit Audit
  • Credit Repair
Lexington Law logo

Lexington LawExpertise.com

Best Credit Repair Companies Serving Huntington Beach
Huntington Beach, CA
Free Credit Report Consultation

Expertise.com Rating

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Consumer Credit Services
  • Credit Repair

Best Credit Repair Companies Serving Huntington Beach
16892 Bolsa Chica Street, Huntington Beach, CA 92649

Expertise.com Rating

Review Sources

Google
4.0 (27)
Facebook
5.0 (20)
Yelp
4.0 (18)

Why choose this provider?

Ascent Network is a company that offers credit repair services to clients from Huntington Beach and the surrounding areas. This company specializes in debt settlement, credit score improvement, educational loans, foreclosure prevention, and negotiations. Additional services offered by the firm include credit audit verification and restoration, credit reference, and mortgage referral services. Clients can upload their documents for credit repair on the company's website. In addition, Ascent Network works with three credit bureaus: TransUnion, Experian, and Equifax.

  • Credit Audit

Best Credit Repair Companies Serving Huntington Beach
117 Main Street, Huntington Beach, CA 92648

Expertise.com Rating

Review Sources

Yelp
4.0 (71)
Google
4.0 (36)

Why choose this provider?

Speedy Credit Repair is a family-operated financial consultant that serves clients in Huntington Beach. It specializes in providing credit reviews and processing credit disputes and challenges. It also works on eliminating questionable credit items from its clients' credit records that include collection accounts, delayed payments, and bankruptcies. The company has more than 30 years of debt management experience. Its owner, Chris Lahage, is a finance director at a Toyota franchise and he continues to serve his private clientele through his credit repair company.

  • Debt Consolidation

Best Credit Repair Companies Serving Huntington Beach
9039 Bolsa Avenue, Westminster, CA 92683

Expertise.com Rating

Review Sources

Google
5.0 (17)

Why choose this provider?

Credit Repair King offers its services to the residents of Huntington Beach and the surrounding areas. It helps clients improve their bad credit caused by various factors, such as late payments, charge-off accounts, maxing out credit limits, and filing for bankruptcy. In addition, the company assists clients in disputing erroneous details on its clients' credit reports and helping them develop better credit practices. Some of the clients helped by Credit Repair King were able to raise their credit scores by roughly 200 points.

Best Credit Repair Companies Serving Huntington Beach
2901 West Coast Highway, Newport Beach, CA 92663

Expertise.com Rating

Review Sources

Yelp
5.0 (5)
Google
5.0 (3)

Why choose this provider?

Spearhead Credit Solutions is a credit repair company serving individuals in the Huntington Beach community and the surrounding areas. Its team of credit professionals provides credit consultation, in-depth credit analysis, and credit recommendations to help customers improve their credit scores. Included in the credit repair process is the removal of negative items like foreclosures, late payments, and charge-offs from the client's credit report. In addition, Spearhead Credit Solutions is also registered with the Department of Justice.

  • Credit Monitoring
  • Credit Audit
  • Credit Dispute

Best Credit Repair Companies Serving Huntington Beach
47 Thicket, Irvine, CA 92614

Why choose this provider?

Irvine Credit Repair is a credit restoration company serving clients in the Huntington Beach area. It offers credit repair programs to individuals that have been turned down for a car loan or mortgage due to poor credit scores. The company can also remove foreclosures and bankruptcies if the listing is incomplete, misleading, or inaccurate. In addition to its credit repair services, Irvine Credit Repair educates its clients on the components of a credit score to assist them in establishing and maintaining a budget.

  • Credit Audit

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Huntington Beach, CAFree Credit Evaluation
Lexington Law
Huntington Beach, CAFree Credit Report Consultation
Ascent Network
16892 Bolsa Chica Street, Huntington Beach, CA 92649
Speedy Credit Repair
117 Main Street, Huntington Beach, CA 92648
Credit Repair King
9039 Bolsa Avenue, Westminster, CA 92683
Spearhead Credit Solutions
2901 West Coast Highway, Newport Beach, CA 92663
Irvine Credit Repair
47 Thicket, Irvine, CA 92614

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