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2024

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Best Credit Repair Companies in Hollywood, CA

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Hollywood Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

65Reviewed

41Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Hollywood, CA

Expertise.com Rating

Why choose this provider?

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

  • Credit building
  • Money Back Guarantee
  • Credit Restoration
  • Credit Audit
  • Credit Repair
Lexington Law logo

Lexington LawExpertise.com

Hollywood, CA
Free Credit Report Consultation

Expertise.com Rating

Review Sources

Facebook
4.3 (2911)

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Consumer Credit Services
  • Credit Repair

14429 Ventura Blvd Suite 111, Sherman Oaks, CA 91423

Expertise.com Rating

Review Sources

Yelp
5.0 (8)
Facebook
5.0 (6)
Google
5.0 (3)

Why choose this provider?

Second Chance Credit Restoration assists people and families in Hollywood and the surrounding communities in achieving financial independence. The firm collaborates with credit bureaus to remove line items and records that have a negative influence on the client's credit score. It gives tools for its clients to check for real-time status updates on the progress of their data. It also teaches kids how to keep and improve their grades. Its crew follows the law when providing services.

  • Debt Consolidation
  • Credit Monitoring
  • Credit Audit

100 Oceangate STE 1200, Long Beach, CA 90802

Why choose this provider?

Mike's Credit Solutions, based in Long Beach, serves clients in Hollywood and the neighboring areas. It offers credit repair solutions, obtaining clients' credit reports and developing custom plans to remove negative items on these reports. Its team disputes and challenges the negative items and escalates disputes by sending additional correspondence. Additionally, its team offers credit score analysis and mentoring. It provides clients with round-the-clock access to an online portal to monitor the status of their credit scores.

Los Angeles, CA 90017

Expertise.com Rating

Review Sources

Google
4.3 (18)
Yelp
5.0 (7)

Why choose this provider?

Good Credit Builders is a Los Angeles-based company that caters to customers in Hollywood and the surrounding communities. It offers credit repair services, which help clients have easier access to auto and life insurance, mortgage and housing, and career opportunities. Its process involves analyzing credit reports and developing a repair plan. The firm removes harmful errors from credit reports, gives updates through an online portal, and provides ongoing education to help clients maintain their good credit.

  • Credit Monitoring

4944 Vineland Ave Suite 22, North Hollywood, CA 91601
Website

Why choose this provider?

Parabellum Business Capital is a company that serves Hollywood. It offers credit repair services to help consumers obtain financing opportunities. Its three-step process involves assessing credit reports, communicating with creditors on behalf of clients to remove incorrect information that affects their scores, and handling the documentation. It addresses negative items such as bankruptcies, charge-offs, collections, defaults, foreclosures, and inquiries. The company also assists in filing taxes and notarizing documents. Parabellum Business Capital carries over ten years of industry experience.

  • Credit Audit
  • Credit Dispute

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Hollywood, CAFree Credit Evaluation
Lexington Law
Hollywood, CAFree Credit Report Consultation
Second Chance Credit Restoration
14429 Ventura Blvd Suite 111, Sherman Oaks, CA 91423
Mike's Credit Solutions
100 Oceangate STE 1200, Long Beach, CA 90802
Good Credit Builders
Los Angeles, CA 90017
Parabellum Business Capital
4944 Vineland Ave Suite 22, North Hollywood, CA 91601

FAQs

  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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