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2025

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Best Credit Repair Companies in Hayward, CA

Our Recommended Top 9

We did the research for you!

  • Licensing
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Our goal is to connect people with the best local professionals. We scored Hayward credit repair companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

119Reviewed

75Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Credit Repair Companies Serving Hayward
Hayward, CA

Expertise.com Rating

Review Sources

Google
4.8 (6792)

Why choose this provider?

Credit Saint is a credit repair and restoration company serving individuals in the Birmingham area. Its team oversees the details of the clients' credit history to determine the transactions that may be contributing to their bad credit standing. It also analyzes clients' positive credit and provides information on optimizing credit utility. Credit Saint's team creates a monitoring account on behalf of each client. Through this, clients are able to track their progress and credit analysis on the company's web platform.

  • Credit Restoration
  • Credit Repair
  • Money Back Guarantee
  • Credit building
  • Credit Audit
Lexington Law logo

Lexington LawExpertise.com

Best Credit Repair Companies Serving Hayward
Hayward, CA
Free Credit Report Consultation

Expertise.com Rating

Review Sources

Facebook
4.3 (2892)
Google
4.6 (383)

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Consumer Credit Services
  • Credit Repair

Best Credit Repair Companies Serving Hayward
2162 E 14th St, San Leandro, CA 94577

Expertise.com Rating

Review Sources

Facebook
4.0 (8)

Why choose this provider?

Located in San Leandro, F.I. Tax Credit Financial Services is a credit repair company catering to Californians in Hayward and the Greater San Francisco Bay area. It provides complete credit restoration and monitoring solutions and offers credit repair packages ranging from three to nine months worth of services. It also offers other financial solutions such as tax preparation and consulting, tax and financial management coaching, and business planning education. F.I. Tax Credit Financial Services was founded by Angel Armstrong.

Best Credit Repair Companies Serving Hayward
2959 South Winchester Boulevard, Campbell, CA 95008

Expertise.com Rating

Why choose this provider?

Bay Area Credit Repair operates in and around Campbell, including Hayward. Using over 30 years of industry experience, the company helps clients improve their credit profiles by reviewing their credit reports for errors and inaccurately reported items. Its staff coordinates with clients to investigate these errors and sends letters disputing them to the major credit bureaus. In addition, Bay Area Credit Repair also works with clients to improve their credit profiles by adding trade lines.

  • Credit Dispute

Best Credit Repair Companies Serving Hayward
Hayward, CA 94544

Expertise.com Rating

Review Sources

Google
5.0 (43)
Facebook
5.0 (13)
Yelp
5.0 (3)

Why choose this provider?

Approve My Score provides credit repair services to Hayward-based individuals. The company's team of specialists offer credit restoration programs to improve credit score. Its five-step credit repair process involves reviewing and examining credit reports to identify any inaccurate information that resulted in a low credit score. The team assists clients in filing disputes with the collectors, credit reporting agencies, and original creditors for unidentifiable and incomplete details on the report. Additionally, they have retirement planning and life insurance products.

  • Credit Audit

Best Credit Repair Companies Serving Hayward
39120 Argonaut Way, Fremont, CA 94538

Expertise.com Rating

Review Sources

Google
4.4 (17)
Facebook
5.0 (10)

Why choose this provider?

Keypoint Credit Services LLC is a credit repair company serving Hayward and the surrounding areas. It helps individuals and companies improve their credit scores by reviewing incorrect information included in credit reports published by credit bureaus. The company assists clients in disputing these details and removing any unverifiable information from those reports, improving their credit profiles. Keypoint Credit Services has a 24/7 online portal where clients can view their accounts and monitor their progress.

  • Credit Monitoring

Best Credit Repair Companies Serving Hayward
1390 Market Street, San Francisco, CA 94102

Expertise.com Rating

Review Sources

Google
5.0 (23)

Why choose this provider?

San Francisco Credit is a credit repair company in the city that serves Hayward and the surrounding areas. The firm specializes in helping clients improve their credit scores through debt elimination and settlement services. It uses FDCPA and FCRA laws to fix erroneous details on credit reports. The company also works with attorneys to help sue for debt collection violations. San Francisco Credit carries several packages depending on clients' needs. Services include bankruptcy repair, inquiry removal, and charge-offs removal.

  • Debt Consolidation

Best Credit Repair Companies Serving Hayward
388 Santana Row, San Jose, CA 95128

Expertise.com Rating

Why choose this provider?

B A Credit Repair serves the Hayward community through credit counseling, personal or business credit repair, and loan assistance. It offers evaluations and financial planning services aimed to improve clients' credit standings and support financial independence. The company also has financial advisors helping individuals and business owners with low credit scores obtain loans. It has over 30 years of industry experience and has clientele in areas such as Atherton Town, Burbank, Los Altos Hills Town, Scotts Valley, and Soquel.

  • Credit Monitoring

Best Credit Repair Companies Serving Hayward
14744 Washington Avenue, San Leandro, CA 94578

Expertise.com Rating

Review Sources

Facebook
5.0 (4)

Why choose this provider?

Grapevine Financial is a local credit repair and restoration firm that serves individuals in Hayward and the surrounding areas. Its credit counselors assist clients in improving their credit scores by reviewing their credit records and legally disputing inaccurate, erroneous, and obsolete information from credit profiles. After scores have improved, the firm continues to monitor and update clients so that they can be more empowered to maintain their good credit standing. The company has more than a decade of experience in repairing credit histories.

  • Credit Audit
  • Credit Dispute

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Hayward, CAFree Credit Evaluation
Lexington Law
Hayward, CAFree Credit Report Consultation
F.I. Tax Credit Financial Services
2162 E 14th St, San Leandro, CA 94577
Bay Area Credit Repair
2959 South Winchester Boulevard, Campbell, CA 95008
Approve My Score
Hayward, CA 94544
Keypoint Credit Services LLC.
39120 Argonaut Way, Fremont, CA 94538
San Francisco Credit
1390 Market Street, San Francisco, CA 94102
B A Credit Repair
388 Santana Row, San Jose, CA 95128
Grapevine Financial
14744 Washington Avenue, San Leandro, CA 94578

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