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Best Credit Repair Companies in Fontana, CA

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Fontana Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



9Top Picks

Learn about our selection process.


featured provider = Featured Provider

Fontana, CA Rating

Review Sources

4.8 (10602)
2.2 (30)

Why choose this provider?

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

  • Money Back Guarantee
  • Credit Restoration
  • Credit building
  • Credit Audit
  • Credit Repair
Lexington Law logo


Fontana, CA
Free Credit Report Consultation Rating

Review Sources

4.6 (383)

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Consumer Credit Services
  • Credit Repair

4345 East Lowell Street, Ontario, CA 91761 Rating

Why choose this provider?

Nice Credit Repair is an Ontario-based business that serves the credit restoration needs of clients in Fontana. Its team works directly with credit companies to challenge credit report items and communicate with credit bureaus to confirm suitable changes. The company is home to attorneys who impose federal laws and performs audits. In addition to credit restoration, Nice Credit Repair's team sets up a credit management system, allowing clients to monitor their credit score improvements.

  • Credit Dispute

Hancock Avenue, Murrieta, CA 92562 Rating

Review Sources

4.0 (10)
4.5 (6)

Why choose this provider?

Plan B Credit Repair Services is a company offering credit repair solutions and counseling to the residents of Fontana and its nearby communities. It specializes in dealing directly with each credit bureau and initiating investigations to remove inaccuracies and duplication. Clients who have numerous derogatory accounts on their credit reports through its expedite program can also turn to the company. In this program, both good and derogatory accounts are reviewed and clients can expect weekly updates.

  • Credit Audit

24281 Postal Avenue, Moreno Valley, CA 92553
Website Rating

Review Sources

4.6 (396)
5.0 (1)

Why choose this provider?

ASAP Credit Repair is a credit repair company serving clients in Fontana. Its credit specialists help individuals and businesses remove public records of bankruptcies and foreclosures, credit fraud, late payment collections, and charge-offs. As a first step, the team will review the reports and then contact the credit bureaus to begin the process of fixing any errors that may affect the scores. The company has served more than 100,000 clients in and around Moreno Valley.

  • Credit Dispute

253 N Euclid Ave # A, Upland, CA 91786 Rating

Review Sources

5.0 (21)

Why choose this provider?

Carl Bunch Credit Repair is an Upland-based company that serves clients in Fontana and in nearby areas. Its founder, Carl Bunch, has been in the industry since 2004. He offers to analyze each client's credit scores and financial histories. Bunch can point out missed payments, debts, unanswered mortgages, and other score-reducing factors. He can also file the necessary paperwork needed to remove these documents from their reports. Bunch is affiliated with multiple mortgage professionals, including agents from Cornerstone Home Lending and Loan Depot.

  • Credit Dispute

15402 West Sage Street, Victorville, CA 92392 Rating

Why choose this provider?

Firm Credit Repair is a credit repair and consultant firm that deals with credit issues in Fontana and the nearby regions. The firm reviews credit records and develops a personalized strategy to help clients improve their credit status. Its credit repair specialists contact credit bureaus to have incorrect items and information updated or removed. In addition, several tools are used by the company to help clients track their status and score and analyze their reports.

  • Credit Dispute

Irvine, CA 92614

Why choose this provider?

Advanced Credit Consultant is a credit restoration company serving clients in the Fontana area. It uses the clients' rights, established by the Fair Credit Reporting Act, to analyze credit reports and dispute questionable and inaccurate items. The company also helps increase the clients' credit score by removing negative items, such as foreclosures, fraud, charge-offs, collections, bankruptcies, and late payments, from their credit history. Advanced Credit Consultant uses its experience with credit bureaus and its knowledge of credit laws to improve each client's credit score.

  • Credit Dispute

1400 East Cooley Drive, Colton, CA 92324 Rating

Review Sources

4.0 (30)

Why choose this provider?

Credit Repair 180 is a company that has been providing credit solutions to Fontana clients for more than 20 years. The company offers care credit examination, credit management, and credit one-on-one plans. The firm helps customers by providing a personalized business approach and treating every credit report case with urgency. Additionally, the business offers accumulations, taxation, risk management, estate planning, and business planning. Credit Repair 180 provides valuable tools to help customers analyze reports and track their score and status.

  • Credit Audit

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Fontana, CAFree Credit Evaluation
Lexington Law
Fontana, CAFree Credit Report Consultation
Nice Credit Repair
4345 East Lowell Street, Ontario, CA 91761
Plan B Credit Repair Services
Hancock Avenue, Murrieta, CA 92562
ASAP Credit Repair
24281 Postal Avenue, Moreno Valley, CA 92553
Carl Bunch Credit Repair
253 N Euclid Ave # A, Upland, CA 91786
Firm Credit Repair
15402 West Sage Street, Victorville, CA 92392
Advanced Credit Consultant
Irvine, CA 92614
Credit Repair 180
1400 East Cooley Drive, Colton, CA 92324


  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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