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Best Credit Repair Companies in Chula Vista, CA

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Chula Vista credit repair companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

162Reviewed

100Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Chula Vista, CA

Expertise.com Rating

Review Sources

Google
4.8 (10602)
Yelp
2.2 (30)

Why choose this provider?

Credit Saint aims to help people in Chula Vista have good credit and financial stability through its credit repair services. The company offers three credit repair packages that involve challenging inaccurate details in its clients' credit histories. The company starts by opening a credit monitoring account for its customers and going through their credit history. It then determines the items that the client disagrees with. The company also evaluates clients' positive credit and teaches them how they can optimize their credit report.

  • Credit building
  • Money Back Guarantee
  • Credit Restoration
  • Credit Audit
  • Credit Repair
Lexington Law logo

Lexington LawExpertise.com

Chula Vista, CA
Free Credit Report Consultation

Expertise.com Rating

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Consumer Credit Services
  • Credit Repair

7474 El Cajon Boulevard, La Mesa, CA 91942

Expertise.com Rating

Review Sources

Google
5.0 (7)

Why choose this provider?

Credit Repair Finest is a service agency that works with clients to improve their credit rating by fixing errors that harm their score. Its certified life coach helps individuals increase their rating in 30 to 90 days by notifying credit agencies of errors and providing proof. Owner and operator Jonas Victor also equips clients with the tools necessary to avoid costly mistakes and keep their credit score in good standing.

  • Credit Repair
  • Tax Services
  • Credit Counseling

6811 Alvarado Rd Unit 20, San Diego, CA 92120

Expertise.com Rating

Review Sources

Facebook
4.8 (32)
Google
4.3 (29)

Why choose this provider?

Decade Financial Solutions is a veteran-owned firm that helps individuals and businesses in Chula Vista get back on track financially. For over two decades, it has been providing debt relief services through credit repair, debt management, and debt consolidation. Its team roots out all negative items from credit reports, files disputes to remove them, and negotiates with creditors during the credit repair process. The firm's approach for each case involves counseling clients about credit ratings and proper money management habits.

46 Third Ave Ste D, Chula Vista, CA 91910

Expertise.com Rating

Review Sources

Yelp
5.0 (7)
Google
4.2 (5)

Why choose this provider?

Debt Relief Legal Clinic is a family-oriented credit repair company in Chula Vista that's been serving clients since 1975. Its bankruptcy attorneys assist with providing debt relief and improving the credit scores of clients. The firm handles clients faced with foreclosure, car repossession, collection harassment, lawsuits, back taxes, student loan debt, or wage garnishments. It provides debt negotiations and credit report evaluation services. The credit specialists also provide consultations for clients facing credit card, medical bill, and mortgage debt. Debt Relief Legal Clinic supports the community by offering scholarships to aspiring law students. It's a member of the State Bar of California and the National Association of Consumer Bankruptcy Attorneys.

Attorney Information

Attorney NameBar StatusExperience
John Colwell - Owner and Managing AttorneyActive40 yrs

402 West Broadway, San Diego, CA 92101
Website

Expertise.com Rating

Review Sources

Google
5.0 (25)

Why choose this provider?

San Diego Credit Repair Company has been providing credit repair services to clients in Chula Vista and nearby areas for 10 years. It helps clients correct or delete negative items in their credit reports permanently. It works closely with lawyers and has studied the FCRA to provide clients with reliable results. San Diego Credit Repairs offers silver, gold, and platinum services which vary depending on the client's needs. Most of its services include removal of inquiry and bankruptcy.

2534 State St Ste 471, San Diego, CA 92101

Expertise.com Rating

Review Sources

Yelp
5.0 (4)

Why choose this provider?

My Credit Repair USA assists residents of Chula Vista and surrounding areas with credit repair services. The staff offers initial consultations to evaluate current credit scores, develop repair plans, and provide time frames to dispute negative items on credit reports. They handle the legal process to enforce clients' right to good credit by challenging creditors and credit reporting agency findings. The credit repair specialists review client cases monthly and use an automated proprietary tracking system to make the repair process seamless and quick. The company has credit education services available via reading materials. My Credit Repair USA also offers financial and reputation management services.

600 Palm Ave, Imperial Beach, CA 91932

Expertise.com Rating

Why choose this provider?

Founded in 2004, Golden Financial Services was one of the first debt settlement agencies in the country, serving clients who speak English and Spanish in the Chula Vista area. Representatives assist clients with disputing credit card debt and settling or reducing student loan debts with relief and consolidation programs. IAPDA Certified and Accredited, the agency offers debt validation programs to dispute third-party debt collection. It provides free national debt relief advice and resources along with various online tools, including a budget and debt snowball calculator. Clients can find support and guidance regarding small business and credit card loans. Tax relief and bankruptcy debt relief programs are also available.

2571 Mast Way Ste 202, Chula Vista, CA 91914

Expertise.com Rating

Review Sources

Yelp
5.0 (49)
Google
5.0 (39)
Facebook
5.0 (7)

Why choose this provider?

The financial services company Credit Corner provides credit repair services in Chula Vista. The staff obtains credit reports from creditors and credit bureaus, then creates plans to challenge adverse claims, such as defaults and charge-offs. It offers extensive mortgage loan solutions, including correcting foreclosure, short sale, and late payment information. The team handles debt settlements and unfair collection practices, helping to avert negative reports on personal credit. Additional financial restoration services include forensic loan auditing and litigation support for professionals and attorneys who work on mortgage modification and real estate law. Credit Corner has over 10 years of experience in the financial industry.

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Chula Vista, CAFree Credit Evaluation
Lexington Law
Chula Vista, CAFree Credit Report Consultation
Credit Repair Finest
7474 El Cajon Boulevard, La Mesa, CA 91942
Decade Financial Solutions
6811 Alvarado Rd Unit 20, San Diego, CA 92120
Debt Relief Legal Clinic
46 Third Ave Ste D, Chula Vista, CA 91910
San Diego Credit Repair Company
402 West Broadway, San Diego, CA 92101
My Credit Repair USA
2534 State St Ste 471, San Diego, CA 92101
Golden Financial Services
600 Palm Ave, Imperial Beach, CA 91932
Credit Corner
2571 Mast Way Ste 202, Chula Vista, CA 91914

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