Last updated:

Best Credit Repair Companies in Carson, CA

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Carson Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



8Top Picks

Learn about our selection process.


featured provider = Featured Provider

Carson, CA Rating

Why choose this provider?

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

  • Credit building
  • Credit Audit
  • Credit Repair
  • Money Back Guarantee
  • Credit Restoration

Carson, CA Rating

Why choose this provider?

Need help contacting a Credit Repair Company in Carson? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

1204 W Gardena Blvd STE E, Gardena, CA 90247 Rating

Review Sources

5.0 (6)

Why choose this provider?

DLBLF Financial Counseling serves customers in the Carson metro and the surrounding areas. It offers credit repair services, which help individuals maximize their credit scores and achieve their financial goals. Its process involves working directly with the credit bureaus and creditors to challenge negative reporting information and providing live status updates through its online portal. Some of the incorrect items it removes are bankruptcies, collections, inquiries, public records, repossessions, and student loans. DLBLF Financial Counseling is a member of the Gardena Valley Chamber of Commerce.

  • Credit Monitoring

15720 Ventura Blvd, Ste 612, Encino, CA 91436 Rating

Review Sources

4.9 (338)
4.0 (223)

Why choose this provider?

Zenith Financial Group Inc. addresses the needs of customers in the Carson metro. It assists clients in improving their credit scores by examining and challenging issues found on reports, including charge-offs, bankruptcies, and tax liens. The company consults with each customer to provide personalized improvement strategies based on their financial objectives. Mani Hatami, the founder of the firm, promotes financial literacy in radio and TV shows broadcasted on GEM TV and KIRN.

  • Debt Consolidation
  • Credit Monitoring

9039 Bolsa Ave, STE 303, Westminster, CA 92683 Rating

Review Sources

5.0 (23)
3.5 (8)
5.0 (4)

Why choose this provider?

Credit Repair King caters to the needs of families, entrepreneurs, business owners, and investors in Carson and the neighboring cities. To help clients improve their FICO scores, it performs monthly score reviews and files challenges and disputes with the credit bureaus to remove negative information from reports such as bankruptcies, charge-offs, collections, and judgments. It also deals with creditor interventions, summons responses, and cease and desist letters. Since 2016, Credit Repair King has served over 1,000 people and has removed more than 10,000 items.

  • Credit Monitoring

Carson, CA Rating

Review Sources

4.0 (1)

Why choose this provider?

Credit Pros provides services to clients in Carson and the neighboring cities. It offers credit education solutions to help individuals recover their credit scores and reach their financial goals. It also handles other services, including MyCare Plan, focusing on guiding clients in preparing for their future medical treatments and expenses. The company is available to provide UWE membership programs offering wealth protection plans and business opportunity management. Credit Pros also has lawyer services for clients needing legal assistance with their credit issues.

  • Credit Monitoring

1968 S. Coast Hwy. Suite #503, Laguna Beach, CA 92651 Rating

Why choose this provider?

Elite Financial Care is a Laguna Beach-based company that caters to customers in Carson and the surrounding areas. It helps individuals achieve financial freedom by restoring and rebuilding their credit scores. Its process involves analyzing the clients' credit reports and disputing negative reporting data. These include bankruptcies, charge-offs, foreclosures, missed payments, past delinquencies, and repossessions. Elite Financial Care works directly with the major credit bureaus and debt collection agencies to challenge the report discrepancies.

  • Credit Monitoring

1616 E Ocean Blvd Unit 12, Long Beach, CA 90802 Rating

Why choose this provider?

Dreams to Realities Credit Repair caters to the financial restoration needs of the Carson metro and surrounding areas. The company performs credit repair and rebuilding solutions that involve conducting case analysis, preparing action plans, and disputing incorrect entries in reports. Its team of professionals assists consumers in each step of the process, from initial discussion and credit profile auditing to progress tracking. The credit repair company offers consultations conducted either via phone or Zoom meetings.

  • Credit Dispute

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Carson, CAFree Credit Evaluation
DLBLF Financial Counseling
1204 W Gardena Blvd STE E, Gardena, CA 90247
Zenith Financial Group Inc.
15720 Ventura Blvd, Ste 612, Encino, CA 91436
Credit Repair King
9039 Bolsa Ave, STE 303, Westminster, CA 92683
Credit Pros
Carson, CA
Elite Financial Care
1968 S. Coast Hwy. Suite #503, Laguna Beach, CA 92651
Dreams to Realities Credit Repair
1616 E Ocean Blvd Unit 12, Long Beach, CA 90802


  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

Related Articles


How To Hire A Credit Repair Company

Credit repair can improve your financial standing. Learn how to find a qualified credit repair expert who helps build up your...