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Best Credit Repair Companies in Anaheim, CA

Our Recommended Top 10

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  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Anaheim Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



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featured provider = Featured Provider

Anaheim, CA Rating

Why choose this provider?

Credit Saint is a company that assists individuals in Anaheim and the surrounding areas with credit restoration. Its professional credit analysts examine their credit history, set up plans that build positive scores, and provide progress updates. In addition, the company offers various levels of credit repair packages based on the customers' circumstances. These options, such as clean slate, credit remodel, and credit polish, aid in removing questionable negative items in credit scores, such as liens, repossessions, and collections.

  • Credit Audit
  • Credit building
  • Credit Repair
  • Money Back Guarantee
  • Credit Restoration
Lexington Law logo


Anaheim, CA
Free Credit Report Consultation Rating

Review Sources

4.3 (2911)
1.0 (5)

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Consumer Credit Services
  • Credit Repair

3024 E Chapman Ave # 161, Orange, CA 92869 Rating

Review Sources

4.7 (58)
4.5 (21)
5.0 (3)

Why choose this provider?

Pacific West Credit LLC is a credit repair agency near Anaheim. Its experts work with loan officers, realtors, and car dealers to help clients improve their credit scores through repairs. They examine reports from Equifax, Experian, and TransUnion. Credit repair specialists develop a plan to fix errors, and customers can access the progress 24/7 at the customer service website. The professionals then directly challenge negative items with the credit bureaus, and the process repeats for each negative issue in the credit report. The company gives credit reporting agencies approximately 30 days to respond. Pacific West Credit also offers credit education.

119 S Olive St, Anaheim, CA 92805 Rating

Review Sources

4.4 (319)

Why choose this provider? is an Anaheim company that helps individuals improve their credit scores. The company can challenge credit report accuracy, dispute erroneous credit items, and credit record monitoring. Its services are based on its proprietary app that enables clients to fetch and review their credit info and receive credit solutions for their credit statuses. The business is also affiliated with Lexington Law for enhanced credit repair services. has offices in West Valley City and Phoenix.

222 S Harbor Blvd, Anaheim, CA 92805
Website Rating

Why choose this provider?

Optimal Debt Solutions provides credit repair services to Anaheim residents. Its specialists utilize both debt settlement and debt consolidation methods to assist clients who are experiencing various credit issues. They also provide assistance in negotiating with credit bureaus regarding negative items in their clients’ credit reports, such as unsecured loans, medical bills, and repossessions. Optimal Debt Solutions is a company with over 265 credit specialists and places importance on providing personalized solutions that match clients’ unique credit situations.

  • Debt Consolidation

18652 Florida St, Huntington Beach, CA 92648 Rating

Review Sources

5.0 (5)

Why choose this provider?

Zorro Credit is a credit repair company that's been serving individuals in Anaheim and the surrounding areas since 2004. The professionals help clients to improve their credit scores by contesting negative items, such as bankruptcies, foreclosures, charge-offs, collections, and late payments. The credit repair process involves evaluating the client's credit score by checking the reports from the three major credit bureaus and planning how to repair the profile. The specialists challenge each inaccurate negative item with the creditors. The credit bureaus fix the errors, remove the negative marks, and send the corrected credit records back to clients. Zorro Credit offers to repair clients' credit scores within 60 days.

8109 2nd St Ste 203, Downey, CA 90241 Rating

Review Sources

3.0 (33)

Why choose this provider?

Credit Repair Solutions has been helping residents in Anaheim and the surrounding areas achieve healthier credit profiles since 2007. Its credit specialists identify any incorrect items that affect clients' credit scores. They draft customized dispute plans that include challenging inaccurate items with the major credit bureaus, original creditors, and collection companies. Credit Repair Solutions provides comprehensive credit repair through education, communication, and relationship building. The credit counseling service also has an online client status that allows customers to check their credit repair progress, including deleted items and accounts currently in dispute. Founder Rolando Castro has over 15 years of experience in fixing individuals' credit reports and providing financial counseling.

2400 E Katella Ave Ste 800, Anaheim, CA 92806 Rating

Review Sources

4.8 (18)

Why choose this provider?

High Rise Credit is a credit repair company in Anaheim. This firm handles credit repair through a four-step process of enrollment, consulting, disputing of erroneous or obsolete details, and education on credit repair. It obtains and evaluates credit reports from all three major credit bureaus, examining each credit report to ensure that all credit checks were legally authorized. All unverifiable or illegitimate information is disputed, and responses to each challenge are forwarded to the customer to facilitate maximum communication. Customers learn how they can improve their credit in the future. High Rise Credit also offers plans for online, individual, and couple consultation.

2081 Business Center Dr Ste 268, Irvine, CA 92612 Rating

Why choose this provider?

Top Credit Care is a credit repair company founded in 2015 to help clients improve their credit standing. The company helps remove negative information regarding financial mistakes made by a business or credit bureau from clients' credit reports. Its specialists handle credit disputes by scrutinizing questionable items on credit reports, challenging them, and correcting them to raise clients' credit scores. They advise individuals to keep track of their spending and consider establishing a direct debit payment plan to pay off balances regularly. Top Credit Care has an app called TrackMySPEND, a platform for clients to check their credit card statements and manage their expenses.

1815 E Heim Ave Ste 204, Orange, CA 92865 Rating

Review Sources

2.0 (9)

Why choose this provider?

Ray Reynolds is a full-scale credit repair company that provides credit repair services near Anaheim. It helps clients to overcome negative credit scores by taking care of credit report mistakes with items such as liens and bankruptcies. The professionals work on resolution filings and credit disputes with the three major credit reporting agencies. They set up case files, review the credit reports, and obtain the current credit scores from the three bureaus. The credit repair specialists dispute negative items with the creditors on behalf of clients, and they provide status updates every month. The company also offers classes and workshops.

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Anaheim, CAFree Credit Evaluation
Lexington Law
Anaheim, CAFree Credit Report Consultation
Pacific West Credit LLC
3024 E Chapman Ave # 161, Orange, CA 92869
119 S Olive St, Anaheim, CA 92805
Optimal Debt Solutions
222 S Harbor Blvd, Anaheim, CA 92805
Zorro Credit
18652 Florida St, Huntington Beach, CA 92648
Credit Repair Solutions
8109 2nd St Ste 203, Downey, CA 90241
High Rise Credit
2400 E Katella Ave Ste 800, Anaheim, CA 92806
Top Credit Care
2081 Business Center Dr Ste 268, Irvine, CA 92612
Ray Reynolds
1815 E Heim Ave Ste 204, Orange, CA 92865


  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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