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Best Credit Repair Companies in Phoenix, AZ

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Phoenix credit repair companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1109Reviewed

670Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Phoenix, AZ

Expertise.com Rating

Review Sources

Google
4.8 (5317)
Yelp
2.5 (23)

Why choose this provider?

Credit Saint provides Phoenix consumers extensive credit assistance and helps them acquire good credit standing. The company erases unverifiable and inaccurate items that have been damaging the clients' credit reports. Through the company's credit repair packages, Credit Saint aggressively disputes these items against three credit bureaus and aims to remove them. It also helps its clients get a grasp of their credit scores and build positive credit standing to achieve financial stability. Credit Saint has been in the industry for more than 15 years.

  • Money Back Guarantee
  • Credit Restoration
  • Credit Repair
  • Credit Audit
  • Credit building
Lexington Law logo

Lexington LawExpertise.com

Phoenix, AZ
Free Credit Report Consultation

Expertise.com Rating

Review Sources

Google
3.8 (182)
Yelp
1.5 (12)

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Credit Repair
  • Consumer Credit Services

2920 E Northern Ave, Phoenix, AZ 85028

Expertise.com Rating

Review Sources

Google
4.8 (32)
Facebook
5.0 (2)

Why choose this provider?

1 Dream Consultants is a credit repair company serving Phoenix and nearby areas. Its team of consultants helps dispute wrong information on its clients' records in order to restore and boost their credit scores in a matter of weeks or a few months. The company believes that changing one's credit can change one's life. One of its clients commented that her credit score jumped 180 points within two weeks of working with the credit restoration company.

  • Credit Monitoring
  • Credit Dispute

60 East Rio Salado Parkway, Tempe, AZ 85281

Expertise.com Rating

Review Sources

Google
4.9 (44)
Yelp
4.5 (6)
Facebook
5.0 (4)

Why choose this provider?

The Credit Clinic is a credit repair company that helps improve credit scores. Established in 1993, the company is based in Tempe and serves clients around the area, including Phoenix. They give a three-step process in achieving better credit. Consultants first review the client's entire credit report in order to evaluate and give a comprehensive credit analysis. From there, the consultants will verify and challenge any questionable negative items. The client can then monitor the progress on their accounts in real-time.

17470 North Pacesetter Way, Scottsdale, AZ 85255

Expertise.com Rating

Review Sources

Google
5.0 (28)
Yelp
5.0 (3)

Why choose this provider?

Andorra Credit Repair is a company founded by Stephanie Black in 2003. It aims to help people improve their credit scores through a prompt action plan that will remove information that is unverifiable, misleading, and inaccurate. The company's credit repair process includes gaining access to its clients' credit reports, analyzing the credit reports, creating a plan on how to rebuild their credit, and executing the plan. Through this, its clients will have a better credit report and have the ability to get higher credit limits.

11811 N Tatum Blvd Ste 3031, Phoenix, AZ 85028

Expertise.com Rating

Review Sources

Google
4.7 (124)
Facebook
4.8 (20)
Yelp
3.3 (14)

Why choose this provider?

Paragon Credit Advisors assists clients in Phoenix in improving their credit scores. The company strives to remove as many negative items from credit reports as possible through its credit repair process. This takes around five months, with around four back-to-back dispute rounds. The process can help clients get lower interest rates for loans, have better chances of being approved for credit cards, and even land job opportunities. The company also provides educational resources regarding credit scores and reports.

  • Credit Dispute

7702 East Doubletree Ranch Road, Scottsdale, AZ 85258

Expertise.com Rating

Review Sources

Google
4.8 (134)
Yelp
4.5 (27)
Facebook
5.0 (18)

Why choose this provider?

Credit Absolute is a credit repair company in Phoenix. The team's mission is to help clients build a more stable financial future by helping them improve their credit health, knowledge, and habits. Their process involves performing a credit audit to find out each client's specific needs and filing credit disputes as overseen by the firm's credit attorney. Their services help some clients recover from the financial damage and stress coming from divorce, while others are given a chance to purchase a home.

722 E Osborn Rd Ste 300, Phoenix, AZ 85014

Expertise.com Rating

Review Sources

Facebook
2.6 (1)
Yelp
1.0 (1)

Why choose this provider?

Debt Advisors is a debt relief enrollment company that offers credit repair services in Phoenix. It provides various types of programs designed to help clients resolve their financial situations. The company's experts assist clients with identifying incorrect, outdated, or unfair credit report items. It communicates with the major credit bureaus to verify the details on each report and challenges them via debt validation. During this process, the experts at Debt Advisors educate their clients on how negative items, both inaccurate and correct, are adversely affecting their credit scores. The consultation includes a point-by-point breakdown of the credit score and offers tips on being able to self-identify red flags on a credit report.

4600 E Washington St Ste 300, Phoenix, AZ 85034

Expertise.com Rating

Review Sources

Yelp
4.0 (4)
Facebook
4.5 (1)

Why choose this provider?

Praxis Credit Consulting is a credit counseling service provider that's been repairing and rebuilding credit for individuals in Phoenix since 2004. It offers comprehensive credit restoration services, including credit report analysis and re-establishment, budgeting, financial education, credit qualification, and credit score repair. The firm uses strict compliance monitoring systems and personalized strategies to clean up credit reports by removing negative, inaccurate, and duplicate items. Its employees are experienced in handling collections, late payments, charge-offs, repossessions, and liens. The company can also deal with foreclosures and identity theft. Praxis Credit Consulting assists clients with judgments, bankruptcies, short sales, and harassment by creditors and collection agencies.

7702 East Doubletree Ranch Road, Scottsdale, AZ 85258

Expertise.com Rating

Review Sources

Google
5.0 (1)
Facebook
3.0 (1)

Why choose this provider?

Wedoitfree & Partners is a non-profit credit repair company in Phoenix. It refers clients to their pool of legal partners who help correct credit report errors. The company's partner attorneys also provide assistance in the investigation of identity theft cases and dispute any associated inaccurate information. Other areas of service include credit repair after bankruptcy, charge-off, late payments, student loans, foreclosure, and repossessions. The company also provides services in cases of landlord background checks, employer background checks, and telemarketer harassment.

11835 North 19th Avenue, Phoenix, AZ 85029

Expertise.com Rating

Review Sources

Yelp
3.5 (16)
Google
5.0 (5)

Why choose this provider?

ASAP Credit Repair is a credit repair company based in Phoenix. Its team reviews credit reports to find opportunities to increase scores. It develops strategies in how to dispute and correct inaccuracies impacting credit scores. The company communicates with credit bureaus on the clients' behalf. Once negative accounts have been removed, the team educates its clients on how to maintain good credit scores. The team specializes in credit fraud, late payments, foreclosures, debt collections, and bankruptcies.

4365 E Pecos Rd Ste 121 &122, Gilbert, AZ 85295

Expertise.com Rating

Review Sources

Google
4.8 (353)
Facebook
4.8 (278)

Why choose this provider?

My Credit Guy is a credit repair company that provides debt-relief services in the Phoenix metro. Its credit repair specialists helps remove incorrect items in the customer's credit report, dispute items that violate the Fair Credit Reporting Act and Fair Debt Collections Act, and communicate monthly to give updates and new information. When the client's credit score is restored, My Credit Guy assists the client to qualify for a mortgage, auto loan, and other financing programs. My Credit Guy gives long-term credit education and budgeting strategies.

  • Debt Consolidation

67 East Weldon Avenue, Phoenix, AZ 85012

Expertise.com Rating

Review Sources

Google
4.9 (371)
Facebook
4.7 (38)
Yelp
4.0 (4)

Why choose this provider?

ASAP Credit Solutions is a credit repair company based in Phoenix. It works directly with credit bureaus to dispute report items in the client's account that negatively affect the credit score. Its team of consultants helps clients with restoring their credit, addressing challenges like collections, bankruptcies, repossessions, charge-offs, and inquiries. Customer support is available 24/7. ASAP Credit Solutions has been featured on business and financial sites Yahoo Finance, Digital Journal, and MarketWatch.

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Phoenix, AZFree Credit Evaluation
Lexington Law
Phoenix, AZFree Credit Report Consultation
1 Dream Consultants
2920 E Northern Ave, Phoenix, AZ 85028
The Credit Clinic
60 East Rio Salado Parkway, Tempe, AZ 85281
Andorra Credit Repair
17470 North Pacesetter Way, Scottsdale, AZ 85255
Paragon Credit Advisors
11811 N Tatum Blvd Ste 3031, Phoenix, AZ 85028
Credit Absolute
7702 East Doubletree Ranch Road, Scottsdale, AZ 85258
Debt Advisors
722 E Osborn Rd Ste 300, Phoenix, AZ 85014
Praxis Credit Consulting
4600 E Washington St Ste 300, Phoenix, AZ 85034
We Do it Free
7702 East Doubletree Ranch Road, Scottsdale, AZ 85258
ASAP Credit Repair
11835 North 19th Avenue, Phoenix, AZ 85029
My Credit Guy
4365 E Pecos Rd Ste 121 &122, Gilbert, AZ 85295
ASAP Credit Solutions
67 East Weldon Avenue, Phoenix, AZ 85012

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