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Best Credit Repair Companies in Chandler, AZ

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Chandler Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



12Top Picks

Learn about our selection process.


featured provider = Featured Provider

Chandler, AZ Rating

Review Sources

2.2 (30)

Why choose this provider?

Credit Saint is a credit repair company that provides its services to Chandler. It aims to help people have good credit and financial stability by taking away all inaccurate information and unverifiable details from their credit reports. The company's team also orients its clients on how to create positive credit. Credit Saint offers three credit repair packages, namely, clean slate, credit remodel, and credit polish service. These packages cater to different customers and situations and use varying levels of aggressiveness.

  • Money Back Guarantee
  • Credit building
  • Credit Audit
  • Credit Repair
  • Credit Restoration
Lexington Law logo


Chandler, AZ
Free Credit Report Consultation Rating

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Consumer Credit Services
  • Credit Repair

4500 S Lakeshore Dr Ste 515, Tempe, AZ 85282 Rating

Review Sources

5.0 (35)
4.8 (16)

Why choose this provider?

AZ Credit Medix LLC is a credit repair, debt negotiation, and business credit company that provides financial solutions to individuals in Chandler and surrounding areas. Its credit specialists assist clients in improving their credit scores by analyzing the amount of credit an individual can obtain from new credit applications, types of credit used, duration of credit use, and payment history. They also provide solutions for delinquencies, tax liens, lost credit cards, and judgments, as well as charged-off and closed accounts. AZ Credit Medix handles credit issues arising from bankruptcy and offers assistance to clients with personal inquiries on their credit reports.

7702 E Doubletree Ranch Rd Ste 300, Scottsdale, AZ 85258 Rating

Review Sources

5.0 (49)
4.5 (28)

Why choose this provider?

Since 2012, Credit Absolute has offered credit restoration services to customers in Chandler and surrounding communities. It provides individuals, businesses, and couples with credit repair programs that focus on improving their credit scores. The firm's credit specialists challenge unverifiable, inaccurate, outdated, or misleading data on credit reports. They also conduct complimentary credit audits and work with staff attorneys to assist with dispute resolutions. Additionally, the company handles corrections for late payments in personal credit profiles, aids in removing individual inquiries, and assists in clarifying issues related to judgments and child support. Credit Absolute is accredited by the National Association of Credit Services Organizations.

1820 E Ray Rd Ste A108C, Chandler, AZ 85225 Rating

Review Sources

5.0 (19)

Why choose this provider?

Go Clean Credit is a credit repair company in Chandler that was founded in 2003 and prioritizes a one-on-one, customized approach. The company handles credit report corrections, fixing issues such as erroneous reporting of foreclosures and charge-offs. It also supports clients whose scores have been damaged by identity theft and student loan problems. Go Clean Credit involves an attorney when necessary, and it has connections with other professionals, such as CPAs and financial planners. It works with clients to provide an understanding of how FICO scores work. Additionally, the company collaborates with loan officers to help clients gain loan approval.

2338 W Linder Ave, Mesa, AZ 85202 Rating

Why choose this provider?

Right Choice Credit Repair is a professional credit repair and restoration firm that helps clients in Chandler. Its credit repair professionals conduct a thorough analysis of the client's credit reports and proceed to dispute inaccurate and unverifiable negative accounts from their profiles. After scores have improved, the firm provides credit education and monitoring to help clients maintain their good standing. Additionally, Right Choice Credit Repair provides additional resources to help clients rebuild their credit profiles with new credit cards, home financing, and business financing.

  • Credit Monitoring

Chandler, AZ 85286

Why choose this provider?

ATeam Credit Consulting, which has been in business for more than 11 years, is a credit repair agency in Chandler. The company provides consumers with a clear path to financial freedom through education and guidance. Its professional counselors develop individualized plans for clients to help them legally restore their credit rating, whether through a dispute of credit bureau report information or debt negotiation. ATeam Credit Consulting negotiates with creditors to lower overall debt or find mutually acceptable payment plans that increase an individual's credit score over time. The company also offers budget planning and identity theft minimization services.

4365 E Pecos Rd Ste 121 &122, Gilbert, AZ 85295 Rating

Review Sources

4.7 (300)
4.7 (97)

Why choose this provider?

My Credit Guy Credit Restoration is a credit repair company that aims to help clients qualify for auto financing and mortgage. Serving the Chandler area, the agency creates personalized plans of action to improve clients' credit scores. The team disputes items in credit reports that violate the Fair Debt Collections Act and the Fair Credit Reporting Act. They also take out incorrect items from credit reports. The credit repair specialists teach clients long-term strategies to leverage and maintain positive credit.

5013 W St Kateri Drive, Laveen, AZ 85339

Why choose this provider?

Phoenix Credit Repair serves individuals in Chandler and the surrounding areas. It assists in credit restoration that helps eliminate any accounts that are erroneous, obsolete, and inaccurate. The firm helps individuals improve their finances, lower interest rates, and advance their credit opportunities. It educates clients about credit and budgeting through its extensive library that shows them how to read and interpret credit reports and how the score is calculated. Phoenix Credit Repair has been in business for over 10 years.

  • Debt Consolidation

4147 N Goldwater Blvd Ste 102, Scottsdale, AZ 85251 Rating

Review Sources

5.0 (5)

Why choose this provider?

Founded in 2004, Zorro Credit serves Chandler and nearby areas with credit repair services. Its adept credit experts tackle charge-offs, late payments, collections, bankruptcies, repossessions, judgments, and foreclosures that negatively impact credit scores. They analyze credit reports and scores, create repair plans, submit disputes to credit reporting agencies, and repeat the process if agencies don't drop the negative items from client reports. The firm assists in improving credit scores in 60 days or less. Zorro Credit offers various monthly credit repair plans, and it has a team of lawyers who facilitate consumer protection.

10450 East Riggs Road, Chandler, AZ 85248 Rating

Review Sources

5.0 (3)

Why choose this provider?

The Credit Repair Agents is a credit repair company based in Chandler. The company follows a process that adheres to the ever-changing laws and regulations to assist its clients in effectively achieving their financial goals. Its team of credit repair specialists is proficient in examining reports and creating personalized plans for each client. It works on each case using credit repair strategies and efficiently challenges negative items with the credit bureaus. Clients can access the details of their status anytime through the company's customer service website.

3300 N Central Ave, Ste 2550, Phoenix, AZ 85012 Rating

Review Sources

4.8 (427)
3.0 (8)

Why choose this provider?

ASAP Credit Solutions is a company that serves individuals in Chandler. It assists clients in disputing various factors affecting their credit, including student loans, foreclosures, medical bills, and collections. They communicate directly with credit bureaus to discuss inaccurate items for removal. The specialists help clients restructure and improve their credit scores by helping them maintain bill payments. The company has helped hundreds of families mend their credit issues by using various tactics and drawing from its experience in credit restoration.

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Chandler, AZFree Credit Evaluation
Lexington Law
Chandler, AZFree Credit Report Consultation
AZ Credit Medix, LLC
4500 S Lakeshore Dr Ste 515, Tempe, AZ 85282
Credit Absolute
7702 E Doubletree Ranch Rd Ste 300, Scottsdale, AZ 85258
Go Clean Credit
1820 E Ray Rd Ste A108C, Chandler, AZ 85225
Right Choice Credit Repair
2338 W Linder Ave, Mesa, AZ 85202
ATeam Credit Consulting
Chandler, AZ 85286
My Credit Guy Credit Restoration
4365 E Pecos Rd Ste 121 &122, Gilbert, AZ 85295
Phoenix Credit Repair
5013 W St Kateri Drive, Laveen, AZ 85339
Zorro Credit
4147 N Goldwater Blvd Ste 102, Scottsdale, AZ 85251
The Credit Repair Agents
10450 East Riggs Road, Chandler, AZ 85248
ASAP Credit Solutions
3300 N Central Ave, Ste 2550, Phoenix, AZ 85012


  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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