Best Credit Repair Companies in Birmingham, AL

A1 Credit Service Inc. provides credit repair services in Birmingham. The firm offers credit report evaluation and education, and it upholds the Fair Credit Reporting, Fair Debt Collection Practices, and Telephone Consumer Protection guidelines. It handles clients with negative accounts, such as charged-off credit cards, foreclosures, bankruptcy, student loan debts, repossessions, and collections. The analysts assist individuals who have installment loans, judgments, late payments, and liens. They perform debt negotiations on clients' behalf. A1 Credit Service helps start-up and established businesses obtain credit cards, net 30 accounts, auto loans, and funding. The company also runs credit repair boot camps and seminars, and it works with attorneys for continued support and education.

Superior Credit Repair offers credit repair, credit dispute, and debt counseling services. Its team can handle credit disputes to assist clients in removing information that harms their credit scores. Credit specialists provide clients with a free credit report summary and consultation. The trained credit repair staff help clients develop a strategic credit repair plan with goals tailored to their particular needs, potentially saving them money on interest rates. Superior Credit Repair can assist in removing bankruptcies, charge offs, collections, foreclosures, judgments, late payments, liens, and repossessions. Superior Credit Repair offers financial advice and best management practices for existing lines of credits.

800CreditNow is a credit repair company in Birmingham that's been assisting clients with credit restoration for over 20 years. It employs a systematic and intelligent approach designed to deliver lasting and genuine credit improvement. The company's credit restoration plans involve handling bankruptcy, hard inquiry removal, repossessions, charge-offs, collections, and foreclosure. Clients faced with late payments, student loans, and tax lien issues also benefit from its credit repair programs. The agency also helps with debt and credit reduction, enabling clients to access auto, home, and business loans. 800CreditNow offers credit monitoring programs, including score tracker, builder, and master plans to help clients build better credit.