Expertise.com
2024

Last updated:

Best Local Car Insurance Agencies in Wilmington

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Wilmington Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

54

Reviewed

38

Curated

14

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
110 Phoenixville Pike, Malvern, PA 19355
  • Multiple Carriers

Why choose this provider?

Westtown Insurance Group is a family-owned insurance provider serving Wilmington and the surrounding communities. Its staff, with more than 70 years’ worth of experience in the insurance industry, can help vehicle owners secure auto insurance policies that will keep them protected in the event of an automotive emergency. They work with several reputable insurance carriers to source quotes that will meet motorists’ needs and preferences. Westtown Insurance Group is also licensed to serve Virginia, Pennsylvania, Maryland, New Jersey, and Delaware. 

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (48)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1587 McDaniel Drive, West Chester, PA 19380
  • Bundling Option

Why choose this provider?

Ferullo Insurance Agency is an insurance policies provider near Wilmington. Its agents help vehicle owners obtain auto insurance policies that best protect their futures and assets. They analyze clients' current situations and their insurance needs to determine the premium and deductible options that are most suitable for them. The company provides access to nearly 20 insurance carriers, giving clients plenty of high-quality choices. Ferullo Insurance Agency gives back to the community by donating to several causes and charities for each referral quote.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
255 West Uwchlan Avenue, Downingtown, PA 19335
  • Multiple Carriers
  • Motorcyle & ATV

Why choose this provider?

Miller’s Insurance Agency serves the insurance needs of individuals, families, and businesses in Downingtown and the surrounding areas, including Wilmington. It employs professional associates who can help motorists obtain car insurance policies based on their specific needs, expectations, and priorities. Available insurance plans have property damage, liability, and medical coverage. In business since 1975, it is licensed to write insurance for 19 states and maintains strong ties with more than 20 reputable insurance carriers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.6 / 5 (27)
Google
4.2 / 5 (24)
Yelp
4.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3540 Concord Road, Aston, PA 19014

Why choose this provider?

Fulginiti Insurance is an independent insurance agency offering insurance protection to residents in Wilmington and the surrounding areas. Its insurance specialists provide an auto insurance policy with basic coverage, including bodily injury, property damage, and medical protection. They also give clients the option of purchasing additional coverage for financial protection against underinsured and uninsured motorists, collisions, and accidents other than collisions. Fulginiti Insurance partners with insurance carriers like Progressive, The Hartford, and Foremost.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
––
Detail

Website
520 Peoples Plaza, Newark, DE 19702
  • Bundling Option

Why choose this provider?

Wolff Insurance Agency is a locally owned and operated business that offers car insurance solutions to customers in the Wilmington area. Its insurance agents provide an auto insurance policy that financially protects clients from car accidents and injuries. They can also combine auto insurance with personalized service to give clients the right coverage based on their needs. Additionally, the company has other insurance products, such as home, business, and life insurance plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2 North Market Street, Smyrna, DE 19977
  • Multiple Carriers

Why choose this provider?

Records/Gebhart Insurance Planning is a third-generation, family-owned, independent insurance brokerage serving the personal and business needs of its clients in Wilmington for over 70 years. The agency offers full-service, multi-line services for personal car insurance, homeowners' insurance, business liability insurance, life insurance, and umbrella insurance. It also has specialty services, such as farm insurance, and boat, RV, motorcycle, and classic car insurance. Clients can get quotes, make payments, and file claims online through the agency's secure website.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1547 New London Road, Landenberg, PA 19350
  • Multiple Carriers

Why choose this provider?

Commercial Insurance Associates (CIA) is an independent insurance agency that services the Wilmington metro and nearby areas. The company was founded in April of 2007 and has since provided personal and commercial insurance products to clients including its auto insurance policies. The policies provide necessary coverage from traffic accidents, liabilities, and medical expenses. It is committed to providing flexible and efficient services and has offices in Delaware, Pennsylvania, and Florida.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
4 North Pennell Road, Media, PA 19063

Why choose this provider?

Jim Little is a State Farm insurance agent that provides clients with personal and business insurance products in the Wilmington metro and nearby towns. Jim offers car insurance policies that help protect clients and their cars from unexpected damages and losses, liabilities and medical payments for accidents, as well as uninsured motorists. Jim has a mobile office that operates 24 hours a day and can meet clients in-person, virtually, or via phone.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1218 Pulaski Highway, Bear, DE 19701
  • Bundling Option

Why choose this provider?

Founded in 1995, Affordable Insurance Network is a family-owned insurance provider helping Wilmington clients and the surrounding communities deal with auto insurance matters. The business crafts personalized insurance policies for drivers and car owners. Insurance carriers pay for repair expenses of a covered vehicle. If the car is beyond repair, insurance companies replace the wrecked vehicles with a new one. The company has bilingual agents who are fluent in English and Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
594 South New Middletown Road, Media, PA 19063
  • Multiple Carriers

Why choose this provider?

Serving Wilmington, Risk Averse Insurance is an independent, local insurance agency providing customized packages that meet clients' personal and business needs. With its wide network of partner insurers, the agency is able to combine the many different insurance products and services that are provided by the most respected companies in the industry. This allows clients to have the proper coverage at fair rates. Some of the well-known insurance companies that it represents are Travelers, Chubb, and Nationwide.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
100 Commons Boulevard, New Castle, DE 19720
  • Boats
  • Motorcyle & ATV

Why choose this provider?

CBM Insurance Agency is a multi-line insurance solutions company that serves Wilmington. Established in 1981, the firm assists individuals, families, and businesses in attaining financial security for their vehicles through an auto insurance policy. Its independent insurance agents shop for auto coverage options like injury liability, property damage, medical, towing, and rental coverage from over 15 providers. They also create customized policies based on the needs and financial capacity of their customers. The company values building long-term relationships with its clients and carriers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1301 West Chester Pike, West Chester, PA 19382
  • Multiple Carriers

Why choose this provider?

Located in West Chester, Wiggins Auto Tags is a car insurance agency that has been providing auto insurance products and services to residents of Wilmington and nearby areas since 1972. It offers customized auto insurance policies tailored to clients' needs and requirements. Its team of expert insurance agents also provides driver's license and registration services, such as title transfer, registration renewal, vehicle restoration, and ID and license replacement and renewal. Wiggins Auto Tags maintains offices in West Chester, Kennett Square, Exton, Oxford, and Thorndale.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
216 East Broadway, Salem, NJ 08079
  • Multiple Carriers

Why choose this provider?

Henry D. Young, Inc. Insurance Agency is an independent agency that caters to personal and commercial insurance policies. It is a family-owned and operated business, serving the clients in Wilmington and the nearby areas. The agency provides assistance for clients who need auto insurance policies. This includes insurance policies for stolen and damaged cars. Henry D. Young, Inc. Insurance Agency also provides other insurance policies for businesses and contractors and vacant properties.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
5.0 / 5 (7)
Google
2.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
108 Patriot Drive, Middletown, DE 19709
  • Multiple Carriers

Why choose this provider?

Blue Hen Insurance is an independent firm that provides the insurance needs of the residents in Wilmington. Its professionals specialize in crafting policies for personal lines of insurance, including private cars. As defined in the policy, the policyholder will be eligible for coverages that pay for vehicle damage, bodily injuries, and other liabilities in the event of an accident. Blue Hen Insurance's main goal is to design customized insurance policies for the local community.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Is there a minimum liability coverage requirement for car insurance policies in Wilmington?

    Yes, a minimum liability coverage is required for your Wilmington car insurance policy. This minimum requirement includes: 

    • $10,000 in property damage coverage.
    • $25,000 per person and $50,000 per accident in bodily injury coverage.
    • $15,000 per person and $30,000 per accident in personal injury protection.
    • $25,000 and $50,000 per accident in uninsured motorist bodily injury coverage.
  • Should you purchase more than the minimum required coverage for your car insurance in Wilmington?

    If you want the most protection in a car accident in Wilmington, the choice is up to you. Even if the minimum coverage will cover your liability costs, there may be times when you will have to pay more than your coverage limit. You can avoid having to pay out of pocket if you buy more than the required minimum coverage. This will save you from big costs in the long run.

  • Can the age of the driver impact the rate of car insurance policies in Wilmington?

    Yes, the cost of car insurance in Wilmington can vary depending on the age of the driver. For example, teen drivers must pay $5,808 for car insurance, whereas older drivers over the age of 50 can only pay up to $1,609 for their policies. This is because younger drivers are more reckless on the road than older drivers.

  • Can driving violations increase the price of insurance rates in Wilmington?

    DUIs, speeding tickets, and illegal turns can all result in a higher Wilmington car insurance rate. This is because Delaware is a no-fault state, which requires drivers to carry personal injury protection (PIP) coverage in their policies, which raises the cost of standard auto insurance. Additionally, if the driver has multiple counts of driving violations, their insurance companies will ask them to pay higher rates.

  • What is the purpose of comprehensive coverage in a car insurance policy in Wilmington?

    Damage to your vehicle that is not the result of an accident, such as vandalism or theft, is covered by comprehensive auto insurance in Wilmington. You won't have to worry about paying out of pocket if something bad happens to your car, such as a fire, theft, hurricane, flood, or cracked windshield.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.