Best Car Accident Lawyers in Wilmington

FAQs

• What is the non-emergency contact number for the local police station in Wilmington, Delaware?

  Call 311 to report non-emergencies in Wilmington.

• Where can I get a copy of police reports for incidents related to my case in Wilmington, Delaware?

  To obtain a copy of a collision report, submit a request letter addressed to the following: Wilmington Police Department Attention: Records Unit 300 North Walnut Street Wilmington, Delaware 19801 For inquiries, call (302) 576-3607.

• What actions should car accident victims in Wilmington avoid?

  Car accident victims in Wilmington should avoid admitting fault or blaming others for the incident. They should not also settle the case nor sign any documents until medical treatment is completed as the hospital bills can be included in the compensation. Additionally, it is advised not to talk about the incident with anyone to keep insurers from making any adjustments to the compensation.

• Is it possible to settle a car accident case in Wilmington without filing a lawsuit?

  Yes, it is possible to settle a car accident case in Wilmington without filing a lawsuit. The injured party's attorney may negotiate a settlement if their medical treatment has ended. Evidence such as medical records and financial losses must be presented to the adjuster through a demand package. However, insurance companies often underestimate damages, so pre-lawsuit settlements may not be feasible in all car accident cases.

• How can a hit-and-run accident victim in Wilmington obtain compensation?

  A hit-and-run victim in Wilmington can obtain compensation by filing an uninsured motorist claim. This insurance coverage is mandatory in Delaware and is designed to protect victims involved in accidents where the other driver has no insurance or has fled the scene. Additionally, a personal injury claim may be filed against the opposing driver if he or she is located. Both policies can cover medical and car repair bills.

• How long do car accident survivors in Wilmington have to file a lawsuit?

  Car accident survivors in Wilmington have two years to file a lawsuit. Failure to meet the deadline could harm the victim's chances of receiving full compensation. To avoid this, individuals must stay aware of the time and seek the guidance of an auto accident attorney who can help accomplish paperwork and negotiations and recommend the best course of action based on the specific circumstances.

• What are the penalties for hit-and-run accidents in Wilmington?

  Penalties for hit-and-run accidents in Wilmington differ based on the extent of the damage caused. If the incident resulted in property damage, the perpetrator's license may be suspended for up to six months. However, for bodily harm outcomes, the consequences become much more severe, with the potential for heavy fines, a prison sentence of at least one year, and a 12-month license cancellation, as well as civil damages.

• How do I choose a car accident lawyer?

  To select a car accident lawyer, consider the lawyer's experience, focus, and reputation. While nearly any attorney can negotiate with insurers for a settlement, not all attorneys have amassed experience litigating a claim in a court of law. Choose an attorney with a background that includes car accident claimants; it's helpful if the attorney is focused on personal injury law. Lastly, read reviews from previous clients to get a feel for the attorney's helpfulness and responsiveness to clients. The best lawyer for your case is one that you feel comfortable and confident working with.

• What steps should I take after a car accident?

  Immediately following a car accident, get out of traffic as soon as possible and dial 9-1-1. Exchange car insurance information with any other involved drivers and get a police report as soon as possible. Be truthful about what happened, even if you are at fault, but stick to reporting the facts of the accident without offering an opinion on who is to blame. If possible, take photos of your car, other cars at the scene, and the scene itself.

• (When) Do I need a lawyer after a car accident?

  Start working with a car accident lawyer as soon as possible following your car accident (some attorneys even make hospital visits). By reaching out for legal help early on, you avoid some of the pitfalls of trying to handle your claim on your own. Your attorney can also get the ball rolling on reimbursement for your medical bills and lost wages while awaiting the outcome of your claim.

• How long after a car accident can you claim an injury?

  The length of time you can file a claim for an injury following a car accident is governed by the statute of limitations in your state. Although it varies, most states set the statute of limitations for injured parties to seek compensatory damages at three years following the accident or three years after you discover your injuries. In cases where children are injured, the statute of limitations may be longer.

• What do I do after a car accident that I'm not responsible for?

  After an accident that's not your fault, seek immediate medical help if you are injured. Once it's safe to do so, obtain the other driver's contact and insurance information, any statements from witnesses, and photos of the scene. Obtain a police report and contact your insurer and the at-fault party's insurer. If you are injured, schedule a consultation with a car accident attorney to discuss your legal options.

• What happens if someone sues you after a car accident?

  If you have car insurance in force at the time of the accident, your insurance is contractually bound to represent you on any claims that arise, indemnifying you against loss up to the limits of your policy. You can help your insurance company by cooperating fully. If the plaintiff in any lawsuit obtains a judgment above your policy limits, then you can be held personally responsible for any damages awarded.

• What/how much can I expect from a car accident settlement?

  According to the Insurance Information Institute, the average bodily injury claim in 2018 was $15,785. The amount of any particular car accident settlement hinges primarily on the severity of the injuries sustained as a result and whether or not any partial or total permanent disability was caused by the accident. Claims that involve broken bones or nerve damage likely settle for more than claims where soft tissue injuries are present.

• How do I arrange a rental car after an accident?

  To arrange a rental car after an accident, first consider whether your insurance or the other party's insurance will be paying for the rental. If another driver is found to be at-fault for the accident, that driver's insurance may pay the costs. If you are responsible, your insurance may pay if your policy covers such expenses. Speak with your insurance adjuster to determine if you have benefits available.

• How long does it take for car insurance to go back down after an accident?

  Post-accident rate spikes can last anywhere from three to five years, depending on your insurer. However, if damages incurred during the accident are less than $2,000, your rate may not go up at all. Three years is typical for collision and property damage claims. Five years is not uncommon in accidents involving bodily injury claims, DUI or DWI, reckless driving, or serious violations at the time of the accident.

• How to settle a car accident claim without a lawyer?

  To negotiate a car accident settlement without a lawyer, you'll have to prove that the other party was to blame for your damages. Gather evidence at the scene to support your claim, including witness statements and photos. Seek medical treatment for your injuries immediately. Notify the other driver's insurer of your intent to file a claim. If you reside in a no-fault state, you will need to use your personal injury protection (PIP) benefits first before filing a claim against the other party for medical expenses and bodily injury. Be prepared with medical records, police reports, receipts for out-of-pocket accident-related costs, and proof of lost income due to the accident before beginning negotiations.