Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Delaware

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Delaware Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

18595Reviewed

11161Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
Delaware
  • Individual Health Insurance
  • Life Insurance
  • Individual Plans

Why choose this provider?

A to Z Insurance is a multi-lingual and family-owned agency serving the Delaware area. It helps customers find a protection plan that provides accident, injury, or serious disease coverage for themselves and their loved ones in case of medical emergencies. Its staff sifts through options throughout the Affordable Care Act marketplace and from alternative sources that offer customizable insurance programs. A to Z works in partnership with companies like Progressive, Allstate, Dairyland, Travelers, and National General Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (161)
Facebook
4.7 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Delaware
  • Life Insurance

Why choose this provider?

The Insurance Market is a family-owned and operated agency that has been serving Delaware residents for more than 100 years. It offers health insurance packages to individuals, families, and employees that cover hospital and medical expenses, injuries, illnesses, and prescription drugs. It also provides policies for long-term care, disabilities, dental benefits, and vision issues. The independent agency works with a variety of insurance companies, such as Liberty Mutual, Progressive, The Hartford, and Main Street America.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Delaware
  • Market Place

Why choose this provider?

Daisey Insurance is a full-service agency that serves individuals, families, and businesses in the state of Delaware. It offers Medicare Supplement and Part-D Prescription Drug plans. It also provides related products such as life, disability, long-term care, dental, and vision insurance. In addition, it offers customizable employee benefits packages. Principal Harry C. Daisey has been working in the insurance industry for more than three decades. He is a member of the Crop Insurance Professionals Association.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Delaware
  • Individual Plans

Why choose this provider?

Avery Hall is an full-service insurance agency that caters to clients in the Delaware metro and surrounding areas. Its health insurance packages cover prescription drug plans, dental and vision insurance, and Medicare supplements. Other products available include auto, home, business, and life insurance. Avery Hall has been in the industry since 1925. It is a member of the National Association of Health Underwriters and part of the Trusted Choice IA network. The firm is also licensed to operate in Maryland.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.8 / 5 (35)
Google
4.2 / 5 (5)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Delaware
  • Individual Plans

Why choose this provider?

Delmarva Benefit Group is a Delaware-based independent insurance agency that serves clients in the state. It offers Medicare and ACA Healthcare Reform plans, including Medicare Supplement, Advantage, and Plan D. Its health insurance policies cover long-term care, dental, vision, critical illness, and short-term medical needs. It also provides coverage for accidents and indemnity. Additionally, its team assists in developing financial plans for final expenses and annuities. Delmarva Benefit Group's agent, James Weber, specializes in the senior market as a senior himself.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (6)
Google
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Delaware
  • Individual Health Insurance
  • Life Insurance

Why choose this provider?

Downes Insurance Associates Inc. caters to clients throughout Delaware. The agency educates individuals on how their health insurance policies cover costs like surgical treatments and prescription drug expenses. It also sets up plans that help individuals manage dental care-related costs. For businesses seeking to offer health policies for their employees, the agency provides group plans. Downes Insurance Associates has been in the industry since 1991. It provides quotes from different carriers, including Travelers, Aetna, Liberty Mutual, and Nationwide.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (10)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Delaware
  • Medicare Supplement Insurance
  • Individual Health Insurance
  • Life Insurance

Why choose this provider?

L&W Insurance is an independent agency serving Delaware and the neighboring states of New Jersey, Pennsylvania, and Maryland. It offers benefit insurance policies that include health and dental policies. It also provides personal and commercial coverage, as well as risk management solutions. The agency takes a holistic approach to insurance and works to address the clients' various needs. Company president and owner William Strickland has worked in the industry for more than two decades. The agency was established in 1932.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Delaware
  • Group Plans
  • Medicare Supplement Insurance

Why choose this provider?

Mid State Insurance offers business and personal insurance solutions to locals in Delaware. It caters to individuals, families, and businesses, aiming to deliver tailored insurance coverage based on their short and long-term goals and unique financial needs. The company provides a selection of customized business insurance options, such as group health insurance and medical malpractice insurance. Mid State Insurance's team of loan professionals has been serving the community for over 35 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Delaware
  • Medicare Supplement Insurance
  • Dental and Vision Insurance
  • Life Insurance
  • Group Plans

Why choose this provider?

Williams Insurance Agency, Inc. Rehoboth caters to clients throughout Delaware. It sets up health policies that allow individuals to manage expenses from outpatient surgery, mental health treatments, and laboratory work. It also provides health insurance plans for clients that cover costs from substance abuse rehabilitation programs. The agency offers other policies that help businesses protect against significant financial risk, like workers' compensation and inland marine insurance. One of its vice presidents, Anthony DiMarzo, has over two decades of industry experience. He volunteers at the Delaware Hospice.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (26)
Google
4.5 / 5 (23)
Yelp
3.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Delaware
  • Medicare Supplement Insurance

Why choose this provider?

Clay A. Monroe Inc. guides senior citizens in Delaware in obtaining health insurance. It offers Medicare, which covers hospice care and nursing facility dues, lab expenses, and dental and eye check-up fees. Individual health, small group health, and life insurance policies are also available. The company is affiliated with a variety of carriers, including UnitedHealthcare, Humana, and WellCare. Clay Monroe has been in the industry since 1975. He is a former president of the Delaware Association of Insurance and Financial Advisors.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Delaware
  • Life Insurance
  • Individual Plans

Why choose this provider?

We Insure Prosperity caters to policy buyers in Delaware and the surrounding communities. The agency offers a wide selection of health insurance options, including alternative and supplemental health. It has options for individual health insurance plans for self-employed individuals, independent contractors, young adults, and retired people who are not yet eligible for Medicare. Its agents work closely with customers in navigating a spectrum of coverage levels and deductibles to find a plan that fits their needs and budgets.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.

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