Expertise.com

2024

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Best Local Car Insurance Agencies in Delaware

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Delaware Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

572Reviewed

348Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Aston

Expertise.com Rating

Review Sources

Google
4.7 (225)
Facebook
4.4 (7)

Why choose this provider?

Fulginiti Insurance/Tags & Services serves residential and commercial clientele throughout Delaware. It offers a varied selection of the cheapest insurance products, ranging from automobile insurance with additional coverage for underinsured and uninsured motorists to workers' compensation policies for businesses of different sizes. Its staff also assists clients in registering or renewing vehicle-related documents such as driver's licenses and titles for recreational vehicles like boats and ATVs. Company president Michael C. Fulginiti has over a decade of industry experience.

Newark

Expertise.com Rating

Why choose this provider?

Wolff Insurance Agency serves Delaware, providing residents and businesses with the best personal and commercial insurance products. Its selection of products includes cheap policies for various kinds of vehicles, from personal cars in modern and classic models to commercial service vehicles used in the transportation industry. Its agents work with clients to find and build insurance policies best suited to their financial circumstances and coverage needs. Principal agent Peter Wolff previously served as president of the National Association of Insurance and Financial Advisors in Delaware.

Downingtown

Expertise.com Rating

Review Sources

Google
4.7 (86)
Facebook
4.7 (59)

Why choose this provider?

In business for over 45 years, Miller's Insurance Agency is an independent agency that caters to Delaware, providing residents and businesses with various insurance products. These products range from personal and commercial vehicle insurance with collision coverage to individual and group life insurance. It is partnered with over 15 carriers, such as Erie Insurance and Progressive, to provide clients with a selection of insurance products to choose from best suited to their coverage preferences. The agency supports local charitable organizations like Aiden's Heart Foundation and Chester County Young Life.

New Castle

Expertise.com Rating

Why choose this provider?

CBM Insurance is an independent agency that provides Delaware residents with insurance products sourced from over 15 national and regional carriers. It offers personal and commercial insurance options, including personal automobile and home insurance, as well as coverage plans customized for businesses like restaurants and hotels. It also handles policy reviews, assessing people's current coverage and recommending changes according to their current financial circumstances. The Insurance Field Representatives of Delaware recognized the firm's COO, Candi Shoupe, as the 2013 Delaware Commercial Insurance Person of the Year.

Middletown

Expertise.com Rating

Review Sources

Google
4.5 (26)
Facebook
4.8 (13)

Why choose this provider?

Blue Hen Insurance is an independent agency serving Delaware, primarily helping individuals and families find and acquire various insurance products. Its selection of the best insurance products includes life, home, and automobile insurance. For automobile insurance, it offers policies with additional coverage like liability coverage for injuries and property damage caused by the client's car and property coverage to cover the loss of the vehicle. Tom Hernan, one of the agency's insurance professionals, holds the Life Underwriter Training Council Fellow designation from the American College.

Smyrna

Expertise.com Rating

Why choose this provider?

Records Gebhart Insurance Planning is an independent agency serving Delaware for over 70 years. It serves residential and commercial clientele, offering insurance products like personal auto, classic car, home, and business insurance. It offers additional coverage options for its personal auto insurance products, from rental and towing coverage to underinsured and uninsured motorist coverage. Agency president Kyle Gebhart has over two decades of industry experience and holds the Certified Insurance Counselor designation from The National Alliance.

Media

Expertise.com Rating

Review Sources

Google
5.0 (136)
Facebook
4.9 (46)
Yelp
5.0 (3)

Why choose this provider?

Risk Averse Insurance is an independent agency that provides Delaware residents with the best personal and business lines of insurance. Its selection of products ranges from full and limited tort car insurance policies to commercial property and vehicle coverages. Its staff consults with clients to discuss coverage goals and review their current insurance policies to develop coverage plans tailored to their specifications. Owner Bill Sprague has over a decade of industry experience, starting his career as an agent specializing in covering high-value homes and automobiles.

Salem

Expertise.com Rating

Why choose this provider?

Henry D. Young, Inc. Insurance Agency is a family-owned company that serves residents and businesses throughout Delaware. Its agents work with car owners and shop from various carriers, like Mercury Insurance and Good2Go Auto Insurance Inc., to find policies that best suit their specifications. They also craft classic and antique automobile insurance, as well as BOPs customized for small- and medium-sized businesses. The Salem County Chamber of Commerce gave the agency the Best of Salem County award under the insurance agency category in 2019.

Landenberg

Expertise.com Rating

Why choose this provider?

Commercial Insurance Associates provides Delaware residents and companies with a wide variety of insurance options. These include personal and commercial automobile, homeowners', and commercial general liability insurance. It offers adaptable coverage plans, with its insurance professionals helping clients choose from the insurance product lines of carriers like Millers Mutual and The Hartford that best match their coverage needs and preferences. The agency was founded in 2007, beginning its operations in the commercial auto and trucking insurance industry.

Media

Expertise.com Rating

Review Sources

Google
5.0 (104)
Facebook
4.9 (85)
Yelp
5.0 (5)

Why choose this provider?

Jim Little is a State Farm insurance agent serving residential and commercial customers throughout Delaware. He and his team of insurance professionals help individuals, families, and businesses shop for and acquire various insurance products, including automobile, boat, home, and business coverage plans. They also help clients choose additional coverage for their insurance products, such as teen driver and rental car coverage for car insurance. Jim has been working for State Farm since 2015.

West Chester

Expertise.com Rating

Review Sources

Google
4.6 (102)
Yelp
4.0 (10)

Why choose this provider?

Founded in 1972, Wiggins Auto Tags - West Chester serves clients throughout Delaware, providing them with vehicle registry and insurance services. Its scope of work includes helping drivers find and acquire cheap automobile and motorcycle insurance products suited to their coverage needs, assisting clients in registering and renewing their vehicle titles, and facilitating the restoration and replacement of drivers' licenses. Its selection of insurance products also includes homeowners' and renters' insurance. In addition, notary services are available.

Expertise.com Rating

Why choose this provider?

Affordable Insurance Network caters to Delaware, providing residents and local businesses with a wide variety of insurance options. Its selection of insurance products include auto insurance policies with added coverage for underinsured motorists and general liability. Its staff works to find products that fit the clients' budgets, helping them acquire cheap insurance policies without compromising their coverage needs. Affordable Insurance Network supports the local community through its involvement with charitable organizations like the Wounded Warrior Project.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Fulginiti Insurance / Tags & Services
3540 Concord Road, Aston, PA 19014
Wolff Insurance Agency
520 Peoples Plaza, Newark, DE 19702
Miller's Insurance Agency
255 West Uwchlan Avenue, Downingtown, PA 19335
CBM Insurance
100 Commons Boulevard, New Castle, DE 19720
Blue Hen Insurance
108 Patriot Drive, Middletown, DE 19709
Records/Gebhart Insurance Planning
2 North Market Street, Smyrna, DE 19977
Risk Averse Insurance
594 South New Middletown Road, Media, PA 19063
Henry D. Young, Inc. Insurance Agency
216 East Broadway, Salem, NJ 8079
Commercial Insurance Associates
1547 New London Road, Landenberg, PA 19350
Jim Little
4 North Pennell Road, Media, PA 19063
Wiggins Auto Tags - West Chester
1301 West Chester Pike, West Chester, PA 19382
Affordable Insurance Network
1218 Pulaski Highway, Bear, DE 19701

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

  • How does car insurance work?

    Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

  • What does car insurance cover?

    Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

  • Does car insurance cover theft?

    Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

  • How does a car insurance deductible work?

    A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

  • Do you need insurance to register a car?

    Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.