Best Life Insurance Companies in District of Columbia

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Associated Builders and Contractors Insurance Trust logo
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Associated Builders and Contractors Insurance Trust

440 1st St NW, District of Columbia, DC 20001
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  • Long Term Care
  • Health Insurance
  • Life Insurance

Business Description

The Associated Builders and Contractors Insurance Trust help its members in the District of Columbia find the life insurance plans that fit their needs. It offers unique proprietary life insurance options such as flat schedule, earnings schedule, class schedule, supplemental life, dependent life, and special AD&D life insurance coverages. It also offers dental, short-term, and long-term disability insurance, as well as traditional medical plans. The group has been providing employee insurance plans and benefits to ABC member companies for over 60 years.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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HWP Insurance logo
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HWP Insurance

80 M Street, SE Suite 350, District of Columbia, DC 20003
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  • Life Insurance

Business Description

HWP Insurance is an independent company founded in 2007 that serves clients in the District of Columbia and the surrounding areas. The policies it crafts include term life and cash value life insurance. It also deals with other protection plans, such as auto, business, employee, and home insurance. The company strives to uphold respect and integrity by taking its clients' needs into consideration and maintaining professional relationships with them. It is affiliated with various organizations, like the Society of Financial Service Professionals and Associated Builders and Contractors, Inc.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (33)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Risk Cooperative logo
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Risk Cooperative

1835 7th St NW, #103, District of Columbia, DC 20001
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  • Term Life Insurance
  • Health Insurance
  • Life Insurance

Business Description

Risk Cooperative helps with clients' life insurance needs of clients in the District of Columbia. It is a minority-owned risk advisory and insurance brokerage firm established in 2014. Its life insurance programs include key person coverage and term life insurance policies. It also offers health, liability, workers' compensation, cargo, and cyber risk insurance. The company seeks to deliver the best insurance solutions by partnering with various known carriers, such as CNA, Chubb, CareFirst, Aetna, and ASP.

The Harold Group Inc. logo
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The Harold Group Inc.

1629 K Street N.W. Suite 300, District of Columbia, DC 20006
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  • Life Insurance

Business Description

For over 20 years, The Harold Group Inc. has been providing financial advice and life insurance solutions to clients in the District of Columbia. It offers term and whole life plans, as well as fixed income and annuities. Its agents determine coverage strategies and policies that fit the client's present and future needs. Their multiple carriers include The Harford, Liberty Mutual, Foresters, Allianz, and Midland National. The company also recommends personal and commercial insurance products. It belongs to the Strategic Insurance Agency Alliance.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Waterfront Insurance Network logo
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Waterfront Insurance Network

800 Maine Ave SW Suite #200, District of Columbia, DC 20024
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  • Life Insurance

Business Description

Waterfront Insurance Network provides services to the District of Columbia and the nearby areas. It specializes in helping individuals apply for term and whole life insurance policies to help protect their future of their businesses, children, businesses, and assets or properties. These insurance plans also cover clients' final expense and retirement funds. The agency's president and broker, Rhonda L. Hamilton, also serves clients in Maryland and Virginia. Waterfront Insurance Network carries products from Foremost, Travelers, Grange Insurance, Berkshire Hathaway, American Modern, and Allstate.

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Frequently Asked Questions

Who should buy supplemental health insurance?

Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

Can I buy health insurance anytime?

To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Can I buy health insurance that is not Obamacare?

When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

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