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Best Local Car Insurance Agencies in Waterbury

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Abbate Insurance Associates Inc. logo
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License Verified:

License: 1015690

State Of Connecticut Insurance Department

Abbate Insurance Associates Inc.

671 State Street, New Haven, CT 06511
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  • Multiple Carriers
  • Boats

Business Description

Abbate Insurance Associates, Inc., is a full-service insurance management company that serves Waterbury. Operating since 1975, the firm assists individuals, families, and businesses in obtaining adequate financial protection for their vehicles through an auto insurance policy. Its independent agents shop and compare various coverage options from multiple providers and help clients choose the right policy that fits their needs. They cater to all types of vehicles, including standard cars, antique autos, and classic cars. They also offer insurance plans for recreational vehicles, motorcycles, and boats.

License Verified:

License: 1015690

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
5.0 / 5 (10)
Google
4.1 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
American Financial Solutions LLC logo
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License Verified:

License: 2246037

State Of Connecticut Insurance Department

American Financial Solutions LLC

48 Meriden Road, Waterbury, CT 06705
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  • Multiple Carriers

Business Description

American Financial Solutions LLC is a full-service insurance and financial management company that has been serving the Waterbury metro area and nearby communities for the past two decades. The firm protects the interests of car owners and motorists against liabilities and financial risks through an auto insurance policy. Its independent insurance agents work with multiple carriers to provide basic coverage options for customers. These include property damage liability, bodily injury liability, personal injury protection, comprehensive, collision, and uninsured motorist coverage. They also offer insurance solutions for classic cars, ATVs, motorcycles, and RVs.

License Verified:

License: 2246037

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (59)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Anne Coppola logo
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License Verified:

License: CT-002274916

State Of Connecticut Insurance Department

Anne Coppola

350 West Main Street, Ansonia, CT 06401
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  • Multiple Carriers

Business Description

As a State Farm insurance agent since 2008, Anne Coppola helps clients in the Ansonia and Waterbury areas with their insurance needs. She can discuss the auto insurance requirements of her clients in person or virtually. She was also a small business owner for three decades before entering the insurance industry. The insurance office of Anne Coppola is a recipient of the Legion of Honor in 2008, 2009, 2010, and 2011. She is also a Seymour Pink supporter.

License Verified:

License: CT-002274916

State Of Connecticut Insurance Department

Arbella logo
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License Verified:

License: 10017

State Of Connecticut Insurance Department

Arbella

76 Batterson Park Road, Farmington, CT 06032
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  • Motorcyle & ATV

Business Description

Serving Waterbury and the nearby cities, Arbella is an independent agency that offers all aspects of insurance services including autos, homes, motorcycles, and umbrella insurance. The company also provides "Wheel Focused," an app that clients can use to test the safety of their driving skills. Arbella, as the auto insurance company of the Boston Celtics, also works with the team to sponsor community organizations through its Arbella Insurance Foundation such as Stay in School Program.

License Verified:

License: 10017

State Of Connecticut Insurance Department

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Benjamin J Rodgers Insurance logo
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License Verified:

License: 1077046

State Of Connecticut Insurance Department

Benjamin J Rodgers Insurance

428 Main Street South, Woodbury, CT 06798
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  • Multiple Carriers

Business Description

Benjamin J Rodgers Insurance provides personal and commercial auto coverage options to clients in Waterbury. It offers policies that include collision and comprehensive coverage, the latter comprising of non-collision incidents such as falling objects or animal vehicular accidents. It also provides options that secure personal injury and property damage liability protection, uninsured or underinsured liability, and medical expenses. Benjamin J Rodgers Insurance also counsels policyholders on factors that affect the scope and limitations of their auto insurance plans, from the type of vehicle owned to their lifestyles.

License Verified:

License: 1077046

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (78)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
JMG Insurance Agency - Waterbury logo
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License Verified:

License: 1017254

State Of Connecticut Insurance Department

JMG Insurance Agency - Waterbury

1068 West Main Street, Waterbury, CT 06708
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Business Description

John M. Glover Insurance Agency is a local and independent company established in 1916 that services Waterbury. It offers auto insurance policies, as well as other personal, commercial, life, and health insurance solutions from over 160 insurance carriers in the Stamford area. The agency is committed to providing superior customer service for families and businesses. It also strives to assist clients in protecting their assets against natural disasters, theft, fire, flood, and other incidents.

License Verified:

License: 1017254

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.8 / 5 (70)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
manziins.com logo
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License Verified:

License: 527675

State Of Connecticut Insurance Department

manziins.com

215 Main Street South, Woodbury, CT 06798
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  • Multiple Carriers

Business Description

Manzi Insurance is a family-owned and operated independent insurance agency serving the residents of Waterbury and Woodbury. Its team of insurance agents specializes in full-service insurance solutions inclusive of tax strategy consultations and fully customized insurance policies. They offer exhaustive auto policies with coverage options for liability, collision, and comprehensive insurance. Supplementary coverage for medical payments, uninsured motorists, and emergency road service is also available. Additionally, clients may obtain professional real estate services through the agency. Manzi Insurance is a member of the Renaissance Alliance.

License Verified:

License: 527675

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Montagno Insurance Agency logo
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License Verified:

License: 586180

State Of Connecticut Insurance Department

Montagno Insurance Agency

344 Robbins Street, Waterbury, CT 06708
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  • Bundling Option

Business Description

Montagno Insurance Agency prides itself on having extensive knowledge on car insurance matters by being in the industry for more than 50 years. Its services include assistance in the whole insurance process, from application to filing for a claim. Those without claims for a certain period of time can qualify for the driver's reward of clean driving history. Its staff utilizes its combined experience of nearly a century to serve clients in Waterbury and the surrounding areas.

License Verified:

License: 586180

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Street Smart logo
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License Verified:

License: 2626159

State Of Connecticut Insurance Department

Street Smart

2662 Whitney Avenue, Hamden, CT 06518
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  • Multiple Carriers
  • Motorcyle & ATV

Business Description

Focused on providing a smarter way to insure their clients, Street Smart serves Waterbury and the nearby cities with all aspects of insurance services. With a team of agents that has 100 years of combined experience in the insurance industry, the company screens multiple carriers to provide a suitable policy for their clients. The company offers home, auto, business, and life insurance. Street Smart is dedicated to participating in community causes such as Boys & Girls Clubs of America.

License Verified:

License: 2626159

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
5.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Olderman & Hallihan Agency, Inc. logo
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License Verified:

License: 627750

State Of Connecticut Insurance Department

The Olderman & Hallihan Agency, Inc.

400 Main Street, Ansonia, CT 06401
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  • Multiple Carriers
  • Bundling Option

Business Description

The Olderman & Hallihan Agency, Inc. delivers personal insurance solutions designed to protect individuals financially in case of incidents related to vehicles. Each insurance portfolio is personalized and customized depending on the client's specific needs and situation. In business since 1929, the agency takes care of the car insurance needs of clients in Waterbury and throughout the New Haven County areas. The family-owned and operated agency also offers homeowners' insurance and a selection of commercial insurance coverages.

License Verified:

License: 627750

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The SIG Insurance Agencies logo
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License Verified:

License: 2571592

State Of Connecticut Insurance Department

The SIG Insurance Agencies

219 South Main Street, Cheshire, CT 06410
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Business Description

The SIG Insurance Agencies has been serving the insurance needs of Waterbury and all of Connecticut since 1991. An independent insurance firm, it employs professional and knowledgeable agents who can help drivers obtain auto insurance. Available car insurance plans essentially have collision, comprehensive, property damage, bodily injury liability, and uninsured or underinsured liability coverage to support motorists in the event of an automotive emergency. The SIG Insurance Agencies also insures classic cars, motorcycles, RVs, and boats.

License Verified:

License: 2571592

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (156)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tracy | Driscoll logo
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License Verified:

License: 199970

State Of Connecticut Insurance Department

Tracy | Driscoll

126 Main Street, Bristol, CT 06010
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  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Business Description

Tracy | Driscoll is an independent insurance agency that operates in Waterbury. Its insurance professionals write policies for both personal and business insurance needs. It writes comprehensive auto insurance policies that protect clients from medical expenses, vehicle repairs, and property damage. It also offers coverage for other types of motor vehicles such as antique cars, watercraft, and RVs. Tracy | Driscoll operates on the principle of helping communities thrive—via their service to clients, their care for their employees, and their donations to community programs and scholarships grants for future leaders.

License Verified:

License: 199970

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (33)
Google
4.6 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Trager Reznitsky Insurance, LLC logo
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License Verified:

License: 2445559

State Of Connecticut Insurance Department

Trager Reznitsky Insurance, LLC

154 State Street, North Haven, CT 06473
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  • Motorcyle & ATV

Business Description

Established in 2014, Trager Reznitsky Insurance, LLC, is an insurance agency that covers clients in Waterbury. Its coverage includes possible expenses caused by automobile accidents and collision damage. Its plans pay for any bodily injuries done to or caused by the client. It also pays for property damage and repairs for the automobile. Trager Reznitsky Insurance compares plans from different carriers and suggests ones that fit the client's priorities. The company also guides the filing process for policy claims and changes.

License Verified:

License: 2445559

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (82)
Facebook
5.0 / 5 (59)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
vfmcneil.com logo
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License Verified:

License: 561050

State Of Connecticut Insurance Department

vfmcneil.com

500 East Main Street, Branford, CT 06405
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  • Multiple Carriers
  • Bundling Option

Business Description

V.F. McNeil Insurance has been serving the community of Waterbury with auto insurance products since 1886. It caters to individuals, families, and businesses who need assistance with their insurance plans. As an independent agency, it works with multiple insurance carriers such as Foremost Insurance Group, Safeco, Travelers, and Liberty Mutual Insurance, in providing customized coverages that fit the needs and budget of the clients. The company is committed to establishing a long-term relationship with its clients in the community through its insurance solutions.

License Verified:

License: 561050

State Of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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