Expertise.com

2024

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Best Local Car Insurance Agencies in Waterbury

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Waterbury Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

76Reviewed

51Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

428 Main Street South, Woodbury, CT 06798
WebsiteLicense: 1077046

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Why choose this provider?

Benjamin J Rodgers Insurance provides personal and commercial auto coverage options to clients in Waterbury. It offers policies that include collision and comprehensive coverage, the latter comprising of non-collision incidents such as falling objects or animal vehicular accidents. It also provides options that secure personal injury and property damage liability protection, uninsured or underinsured liability, and medical expenses. Benjamin J Rodgers Insurance also counsels policyholders on factors that affect the scope and limitations of their auto insurance plans, from the type of vehicle owned to their lifestyles.

  • Multiple Carriers

48 Meriden Road, Waterbury, CT 06705
WebsiteLicense: 2246037

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Review Sources

Google
4.9 (59)
Facebook
5.0 (11)

Why choose this provider?

American Financial Solutions LLC is a full-service insurance and financial management company that has been serving the Waterbury metro area and nearby communities for the past two decades. The firm protects the interests of car owners and motorists against liabilities and financial risks through an auto insurance policy. Its independent insurance agents work with multiple carriers to provide basic coverage options for customers. These include property damage liability, bodily injury liability, personal injury protection, comprehensive, collision, and uninsured motorist coverage. They also offer insurance solutions for classic cars, ATVs, motorcycles, and RVs.

  • Multiple Carriers

154 State Street, North Haven, CT 06473
WebsiteLicense: 2445559

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Review Sources

Google
5.0 (82)
Facebook
5.0 (59)

Why choose this provider?

Established in 2014, Trager Reznitsky Insurance, LLC, is an insurance agency that covers clients in Waterbury. Its coverage includes possible expenses caused by automobile accidents and collision damage. Its plans pay for any bodily injuries done to or caused by the client. It also pays for property damage and repairs for the automobile. Trager Reznitsky Insurance compares plans from different carriers and suggests ones that fit the client's priorities. The company also guides the filing process for policy claims and changes.

  • Motorcyle & ATV

219 South Main Street, Cheshire, CT 06410
WebsiteLicense: 2571592

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Review Sources

Google
5.0 (156)
Yelp
1.0 (1)

Why choose this provider?

The SIG Insurance Agencies has been serving the insurance needs of Waterbury and all of Connecticut since 1991. An independent insurance firm, it employs professional and knowledgeable agents who can help drivers obtain auto insurance. Available car insurance plans essentially have collision, comprehensive, property damage, bodily injury liability, and uninsured or underinsured liability coverage to support motorists in the event of an automotive emergency. The SIG Insurance Agencies also insures classic cars, motorcycles, RVs, and boats.

126 Main Street, Bristol, CT 06010
WebsiteLicense: 199970

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Review Sources

Facebook
5.0 (33)
Google
4.6 (26)

Why choose this provider?

Tracy | Driscoll is an independent insurance agency that operates in Waterbury. Its insurance professionals write policies for both personal and business insurance needs. It writes comprehensive auto insurance policies that protect clients from medical expenses, vehicle repairs, and property damage. It also offers coverage for other types of motor vehicles such as antique cars, watercraft, and RVs. Tracy | Driscoll operates on the principle of helping communities thrive—via their service to clients, their care for their employees, and their donations to community programs and scholarships grants for future leaders.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

350 West Main Street, Ansonia, CT 06401
WebsiteLicense: CT-002274916

Why choose this provider?

As a State Farm insurance agent since 2008, Anne Coppola helps clients in the Ansonia and Waterbury areas with their insurance needs. She can discuss the auto insurance requirements of her clients in person or virtually. She was also a small business owner for three decades before entering the insurance industry. The insurance office of Anne Coppola is a recipient of the Legion of Honor in 2008, 2009, 2010, and 2011. She is also a Seymour Pink supporter.

  • Multiple Carriers

76 Batterson Park Road, Farmington, CT 06032
WebsiteLicense: 10017

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Why choose this provider?

Serving Waterbury and the nearby cities, Arbella is an independent agency that offers all aspects of insurance services including autos, homes, motorcycles, and umbrella insurance. The company also provides "Wheel Focused," an app that clients can use to test the safety of their driving skills. Arbella, as the auto insurance company of the Boston Celtics, also works with the team to sponsor community organizations through its Arbella Insurance Foundation such as Stay in School Program.

  • Motorcyle & ATV

500 East Main Street, Branford, CT 06405
WebsiteLicense: 561050

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Why choose this provider?

V.F. McNeil Insurance has been serving the community of Waterbury with auto insurance products since 1886. It caters to individuals, families, and businesses who need assistance with their insurance plans. As an independent agency, it works with multiple insurance carriers such as Foremost Insurance Group, Safeco, Travelers, and Liberty Mutual Insurance, in providing customized coverages that fit the needs and budget of the clients. The company is committed to establishing a long-term relationship with its clients in the community through its insurance solutions.

  • Multiple Carriers
  • Bundling Option

2662 Whitney Avenue, Hamden, CT 06518
WebsiteLicense: 2626159

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Why choose this provider?

Focused on providing a smarter way to insure their clients, Street Smart serves Waterbury and the nearby cities with all aspects of insurance services. With a team of agents that has 100 years of combined experience in the insurance industry, the company screens multiple carriers to provide a suitable policy for their clients. The company offers home, auto, business, and life insurance. Street Smart is dedicated to participating in community causes such as Boys & Girls Clubs of America.

  • Multiple Carriers
  • Motorcyle & ATV

671 State Street, New Haven, CT 06511
WebsiteLicense: 1015690

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
4.1 (8)

Why choose this provider?

Abbate Insurance Associates, Inc., is a full-service insurance management company that serves Waterbury. Operating since 1975, the firm assists individuals, families, and businesses in obtaining adequate financial protection for their vehicles through an auto insurance policy. Its independent agents shop and compare various coverage options from multiple providers and help clients choose the right policy that fits their needs. They cater to all types of vehicles, including standard cars, antique autos, and classic cars. They also offer insurance plans for recreational vehicles, motorcycles, and boats.

  • Multiple Carriers
  • Boats

344 Robbins Street, Waterbury, CT 06708
WebsiteLicense: 586180

Expertise.com Rating

Review Sources

Google
4.8 (21)
Facebook
5.0 (10)

Why choose this provider?

Montagno Insurance Agency prides itself on having extensive knowledge on car insurance matters by being in the industry for more than 50 years. Its services include assistance in the whole insurance process, from application to filing for a claim. Those without claims for a certain period of time can qualify for the driver's reward of clean driving history. Its staff utilizes its combined experience of nearly a century to serve clients in Waterbury and the surrounding areas.

  • Bundling Option

215 Main Street South, Woodbury, CT 06798
WebsiteLicense: 527675

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Why choose this provider?

Manzi Insurance is a family-owned and operated independent insurance agency serving the residents of Waterbury and Woodbury. Its team of insurance agents specializes in full-service insurance solutions inclusive of tax strategy consultations and fully customized insurance policies. They offer exhaustive auto policies with coverage options for liability, collision, and comprehensive insurance. Supplementary coverage for medical payments, uninsured motorists, and emergency road service is also available. Additionally, clients may obtain professional real estate services through the agency. Manzi Insurance is a member of the Renaissance Alliance.

  • Multiple Carriers

1068 West Main Street, Waterbury, CT 06708
WebsiteLicense: 1017254

Expertise.com Rating

Review Sources

Facebook
4.8 (70)

Why choose this provider?

John M. Glover Insurance Agency is a local and independent company established in 1916 that services Waterbury. It offers auto insurance policies, as well as other personal, commercial, life, and health insurance solutions from over 160 insurance carriers in the Stamford area. The agency is committed to providing superior customer service for families and businesses. It also strives to assist clients in protecting their assets against natural disasters, theft, fire, flood, and other incidents.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

400 Main Street, Ansonia, CT 06401
WebsiteLicense: 627750

Expertise.com Rating

Why choose this provider?

The Olderman & Hallihan Agency, Inc. delivers personal insurance solutions designed to protect individuals financially in case of incidents related to vehicles. Each insurance portfolio is personalized and customized depending on the client's specific needs and situation. In business since 1929, the agency takes care of the car insurance needs of clients in Waterbury and throughout the New Haven County areas. The family-owned and operated agency also offers homeowners' insurance and a selection of commercial insurance coverages.

  • Multiple Carriers
  • Bundling Option

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What happens to drivers in Waterbury who get caught driving without auto insurance?

    Because state law requires all registered automobiles in Waterbury to maintain ongoing insurance coverage, those who do not will receive a warning notice from the Department of Motor Vehicles (DMV). This notification takes the form of a letter. Individuals who are concerned about the warning notice can address their concerns by mailing the necessary paperwork and fine payments to the DMV's Insurance Compliance Unit.

  • Does a lapse in insurance affect vehicle registration in Waterbury?

    Yes, cars in Waterbury could have their vehicle registration suspended due to a lapse in insurance coverage. This occurs because insurance companies routinely provide reports to the DMV regarding the insurance status of motorists. To resolve this matter, drivers have the option to pay a $200 fine through online, email, or phone methods.

  • How do drivers in Waterbury receive discounts from insurance companies for enrolling in driving courses?

    In Waterbury, insurance companies frequently offer discounts to drivers who have completed a driver's education or traffic safety program. Teenage drivers and others who may be subject to expensive insurance premiums are advised to do this. The option to enroll in a refresher course may also be available to senior drivers.

  • Does a driver's car insurance cost more when the owner is involved in a collision on the road in Waterbury?

    Yes, drivers' car insurance premiums in Waterbury may rise if they are involved in an accident, receive a traffic violation, or are at fault for causing an accident. Nonetheless, if the accident was not the policyholder's fault or if they have accident forgiveness included in their coverage, the rates are unlikely to rise.

  • Do insurance companies in Waterbury offer coverage if the driver is merely a friend of the policyholder?

    If it can be shown that the owner of the vehicle gave permission to a friend, the insurance companies in Waterbury must provide the same insurance coverage to them after the accident. However, if a friend drives the car without the owner's permission, a non-permissive insurance policy may not hold the owner liable. Furthermore, if a person's friend is listed as an excluded driver on their auto policy, the insurance company is not required to provide coverage.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.