Best Credit Repair Companies in Stamford

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Credit Saint logo
FEATURED
Free credit evaluation

Credit Saint

Stamford, CT
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Business Description

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (5320)
Yelp
2.5 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free credit evaluation

Credit Boost And Repair logo
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Credit Boost And Repair

405 East 175th Street, Bronx, NY 10457
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  • Debt Consolidation
  • Credit Dispute

Business Description

Credit Boost And Repair is a credit repair company serving customers throughout the Greater Stamford metro area. It uses conventional dispute methods and aggressive techniques in improving clients' credit scores. The team of professionals at this firm analyzes customers' credit history and removes misinterpretations, outdated information, and errors such as collections, charge-offs, tax liens, late payments, bankruptcies, and judgments. Credit Boost And Repair is well-versed in consumer laws and has experience in working with credit bureaus.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Credit Repair and Monitoring Services logo
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Credit Repair and Monitoring Services

West Burnside Avenue, Bronx, NY 10453
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  • Credit Monitoring

Business Description

Credit Repair and Monitoring Services, led by Ismail Kolya, serves Stamford metro. Ismail offers unique financial protection solutions through the membership program UCES Protection Plan. The program includes credit-related services, such as repair and restoration, lawyer representation, credit building, identity theft protection, and removal of damaging credit history or negative accounts. Several financial management products are also covered in this program, such as life insurance, budgeting system, net worth report, and savings goal system.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Credit Repair Plus logo
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Credit Repair Plus

1642 Coney Island Avenue, Brooklyn, NY 11230
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  • Credit Monitoring

Business Description

Credit Repair Plus helps clients in Stamford improve their credit scores. Founded by attorneys, the company analyzes its clients' credit reports to check for inaccuracies and look for accounts that can be disputed with credit bureaus. Its professionals make use of various laws such as the FCRA, ECOA, and the FCBA to ensure that clients are given a fair chance to improve their ratings. Additionally, Credit Repair Plus educates clients on preventive measures, allowing them to maintain a good credit score.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (203)
Google
5.0 / 5 (46)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Credit Scoring Advisor logo
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Credit Scoring Advisor

555 Broadhollow Road, Melville, NY 11747
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  • Credit Monitoring
  • Credit Audit

Business Description

Credit Scoring Advisor is a credit repair company that serves clients in Stamford. It specializes in improving the credit scores of clients using its more than 20 years of experience, research, and continued learning. The company is well-versed in consumer protection laws, FICO credit scoring models, and the e-Oscar automated system of disputing used by credit bureaus. The founder, Daniel Sater, is a certified FICO professional and he also serves as an adviser to credit repair companies across the country.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Credit Warriors logo
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Credit Warriors

1266 East Main Street, Stamford, CT 06902
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  • Credit Audit

Business Description

Credit Warriors is a team of experts helping Stamford clients who need credit repair. The team helps clients by removing harmful and unauthorized report inquiries, guiding clients with account delinquency, and building credit lines. It also educates clients about credit scores and the necessary steps to correct credit files. Besides credit repair services, Credit Warriors's team also provides handbooks, templates, and self-help materials for clients who are interested in DIY credit building, repair, and maintenance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.0 / 5 (382)
Google
4.0 / 5 (126)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
ECG Debt Settlement & Credit Repair logo
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ECG Debt Settlement & Credit Repair

30-97 Steinway Street, Astoria, NY 11103
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  • Debt Consolidation

Business Description

ECG Debt Settlement & Credit Repair is a debt management company that serves clients in Stamford. It specializes in helping clients improve their credit scores through debt settlement, debt negotiation, and debt consolidation. Its credit repair professionals incorporate a measure of flexibility to account for unforeseen bills and crises. In addition, they work with credit card companies and create debt relief programs for clients to avoid bankruptcy. ECG Debt Settlement & Credit Repair has more than 18 years of credit repair experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (100)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Financial Life Solutions logo
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Financial Life Solutions

1177 High Ridge Road, Stamford, CT 06905
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  • Credit Monitoring
  • Credit Audit
  • Credit Dispute

Business Description

Financial Life Solutions is a credit repair company that helps clients in the Stamford community restore their credit scores. It removes collection accounts, repossessions, charge-offs, late payments, and hard inquiries, which are the usual reasons why clients have low credit scores. Financial Life Solutions complete this by filing disputes against creditors for any error they find in clients' credit reports. It also offers credit monitoring services and monthly credit report audits.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
IW Credit Repair logo
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IW Credit Repair

181 Broadway, Amityville, NY 11701
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  • Credit Monitoring
  • Credit Audit

Business Description

IW Credit Repair is an Amityville-based business that serves Stamford. It assists clients in several areas, from analyzing credit reports, providing credit education, and giving recommendations to improve credit scores to communicating with credit bureaus to challenge negative items on reports. The company also offers various tools that guide clients along the credit restoration process. These include the ScoreBuilder, a 120-day plan that helps clients build their credit scores, and the ScoreMaster which helps clients plan their future credit scores.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
North Shore Advisory Inc logo
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North Shore Advisory Inc

399 Knollwood Road, White Plains, NY 10603
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  • Credit Audit

Business Description

North Shore Advisory, Inc., is a credit counseling service provider that serves clients in Stamford. It specializes in improving clients' credit scores using strategies based on knowledge, intelligence, and consumer protection laws. Its team of FICO-certified credit professionals is well-versed in debt negotiation and credit building. For over 30 years, the company has been a major player in business and personal credit rehabilitation. Founder Tracy Becker has been leading North Shore Advisory since 1989. She has appeared on news stations including NBC, NY1, and RNN.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (56)
Facebook
4.9 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pinnacle Credit Repair logo
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Pinnacle Credit Repair

276 5th Avenue, New York, NY 10001
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  • Credit Dispute

Business Description

Pinnacle Credit Repair has been helping Stamford consumers improve bad credit scores for more than 30 years. The company has developed credit repair technology called A.C.A.T. that can analyze credit reports and determine solutions to remove negative credit, such as bankruptcy and late payments. It handles correspondence with credit bureaus in an electronic disputing process to remove the negative items on the customer's credit report. The firm also offers a program that pairs clients with mentors to guide them in building their credit scores.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (54)
Facebook
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Ultra Credit Solutions Inc. logo
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Ultra Credit Solutions Inc.

3723 72nd Street, Jackson Heights, NY 11372
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  • Credit Audit

Business Description

Ultra Credit Solutions Inc. offers credit repair and restoration assistance to residents of Stamford and its neighboring areas. Its credit restoration specialists perform a simple but thorough process to help clients improve their credit standing. This involves an in-depth analysis of the client's credit and dispute and appeal of unverifiable bad credit records. Items disputed include student loans, collections, repossessions, late payments, and credit errors. Additionally, the company can deal directly with Equifax, Experian, and TransUnion.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (125)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
USA Credit Repair logo
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USA Credit Repair

222 Broadway, New York, NY 10038
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  • Debt Consolidation

Business Description

USA Credit Repair offers credit counseling services to residents of Stamford and its surrounding communities. Under the leadership of its CEO, David Annakie, it assists clients in restoring their credit ratings by identifying and appealing unverifiable information in clients' credit histories, as well as extending validation requests and goodwill interventions on its clients' behalf. USA Credit Repair directly works with Transunion, Experian, and Equifax, and creates custom action plans so that clients can maintain their improved credit ratings.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.1 / 5 (211)
Facebook
5.0 / 5 (22)
We Care Credit Repair logo
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We Care Credit Repair

Belmont Avenue, West Babylon, NY 11704
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  • Credit Monitoring
  • Credit Audit

Business Description

We Care Credit Repair is a family-owned credit restoration company that has been serving clients in Stamford and the surrounding communities since 2016. Its services include creating personalized disputes that target specific negative items for removal with the three major bureaus and helping clients build a positive credit reputation. In addition, the company handles student loans, charge-off credit cards, chapters 7 and 13 bankruptcy, and tax liens. We Care Credit Repair extends its services to Spanish-speaking clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Y2K Credit Solutions logo
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Y2K Credit Solutions

585 Stewart Avenue, Garden City, NY 11530
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  • Debt Consolidation
  • Credit Monitoring
  • Credit Dispute

Business Description

Headquartered in Long Island, Y2K Credit Solutions has been providing fully personalized credit repair services in Stamford and Garden City for over 20 years. Its expert credit analysts produce tri-merge reports with all three credit bureaus and implement a deletion model that is designed to help clients improve their credit within a month. They specialize in mitigating late payments, negative settlements, judgments, foreclosures, and charge-offs. Y2K Credit Solutions' goal is to help clients reclaim their financial health and equip them to make sound financial decisions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (131)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Back to Providers

Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

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