Expertise.com

Best Mortgage Brokers in Norwalk

2024

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Providers

Last updated:

Website
1921 Boston Post Rd., Darien, CT 06820
  • New Construction

Why choose this provider?

RFA Capital Corp, owned solely by Robert F. Alberga, services commercial and residential mortgages located in Norwalk and the rest of Connecticut, as well as New York and Florida. Its loan officers work with various lenders to help clients secure the loan programs that meet their needs when purchasing or refinancing homes, whether conventional, FHA, or VA loans. HELOC, reverse mortgages, and commercial loans are also available. Alberga has more than 20 years of experience in the mortgage industry.

License Verified:

License: 156632

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
175 Main St. South, Woodbury, CT 06798
  • Refinance
  • New Construction

Why choose this provider?

Robert Weinberg serves real estate investors and first-time homeowners in Norwalk and its surrounding neighborhoods. He assists them in preserving their wealth and addressing their short- and long-term objectives by providing various mortgage options. These include jumbo, FHA, conventional, and VA loans. Weinberg helps clients refinance their mortgages to consolidate debt, fund home improvement projects, or switch from fixed to adjustable terms. He is a certified mortgage advisor and has been working in the field for more than 20 years.

License Verified:

License: 80786

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (276)
Facebook
5.0 / 5 (92)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Four Landmark Square Suite 300, Stamford, CT 06901
  • Reverse Mortgages

Why choose this provider?

Luxury Mortgage Corp caters to customers in the Norwalk metro and the surrounding communities. It helps self-employed borrowers and individuals with non-traditional income achieve their homeownership dreams by offering a variety of loan programs. These include 1099 only, asset qualifier, bank statement, foreign nationals, and full doc loans. The company also provides investor cash flow mortgages, which are created specifically for real estate investors. Luxury Mortgage Corp brings over 25 years of experience in the industry.

License Verified:

License: 2745

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (148)
Facebook
4.7 / 5 (51)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2465 Black Rock Turnpike, Fairfield, CT 06825
  • Refinance
  • New Construction

Why choose this provider?

Prosper First Funding Corporation is a team of mortgage brokers and loan officers that offer their expertise to clients who are interested in purchasing homes in Norwalk. The company assists by providing multiple loan packages and assisting in the loan approval process. Its loan products include conventional mortgage, FHA, VA, adjustable rate, jumbo, and FHA 203(k). Its president Peter A. Prosper III has over 25 years of experience in the loan and financing market and has expertise in government and private lending with residential mortgages and commercial lending for small businesses.

License Verified:

License: 1644729

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (126)

Website
185 Plains Rd, Milford, CT 06461
  • Refinance
  • New Construction

Why choose this provider?

Eric Khan is a home loan officer who serves people in Norwalk through Total Mortgage. He offers different mortgage products with fixed and adjustable rates, including cash-out, FHA, Homestyle Renovation, jumbo, USDA, and VA. He also provides HELOC loans for clients looking to tap into their home equity for personal purchases. Khan has been in the mortgage industry for over 11 years and is licensed in 22 states. He was certified as a mortgage planning specialist in 2015.

License Verified:

License: 184348

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (42)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
48 Meriden Rd, Suite 1, Middlefield, CT 06455
  • New Construction

Why choose this provider?

Northeast Financial serves the real estate needs of families and individuals in and around Norwalk. Its team monitors mortgage rates and loan program trends to educate investors and buyers on the effects of bond and secondary mortgage markets. The company offers a wide selection of mortgage products, including VA, FHA, conventional, jumbo, and reverse loans. It also processes no PMI, rehab, non-QM, construction, and mobile home loan programs. Northeast Financial has been in operation for over a decade.

License Verified:

License: 117273

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (51)
Zillow
5.0 / 5 (5)
Yelp
3.5 / 5 (3)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5 Edgewood Avenue 2nd floor, Greenwich, CT 06830
  • New Construction

Why choose this provider?

Strategy Mortgage Corp. is a multi-state brokerage serving residential property buyers in Norwalk. Representing national, local, and regional lenders, the company assists buyers throughout the application process for construction loans, refinancing programs, and multi-family home funding. It implements financial solutions for first-time homebuyers, investors, and second-mortgage holders. Its staff analyzes clients' individual goals, researches different programs, recommends options, and updates borrowers with money-saving opportunities after closing. In addition, Strategy Mortgage serves Massachusetts, Florida, and New York.

License Verified:

License: 20811

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
144 East Avenue Suite 200, Norwalk, CT 06851
  • Refinance
  • New Construction

Why choose this provider?

Cannondale Financial LLC is composed of mortgage brokers assisting homebuyers in Norwalk. It offers a variety of products, including fixed- and adjustable-rate, FHA, VA, jumbo, refinance, and home equity mortgages, and provides down payment assistance to first-time borrowers. The company, which has been in business since 1997, also accommodates investors planning to manage a vacation rental business. John, its managing director, has over 25 years of industry experience and has helped more than 2,000 families achieve homeownership.

License Verified:

License: 2725

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.